Two Cal Hospitals Set Bar $

Two California hospitals ranked as the most cost-efficient in the country, according to a new analysis by Lown Institute. The researchers concluded that if all hospitals performed like the hospitals that they deemed as the top 10 most cost efficient, Medicare could save $8 billion a year. The researchers analyzed data from more than 3,000 hospitals. The study examined how much Medicare was billed and compared that figure to 30- and 90-day mortality rates. Now for the list of top 10 most cost-efficient hospitals in the country:

1. Pinnacle Hospital, Crown Point, Indiana

2. Saint Mary’s Regional Medical Center, Reno, Nevada

3. Mercy Medical Center Dubuque, Dubuque, Iowa

4. Encino Hospital Medical Center, Encino, California

5. Park Ridge Health, Hendersonville, North Carolina

6. Oroville Hospital, Oroville, California

7. Saint Michael’s Medical Center, Newark, New Jersey

8. UnityPoint Health-Meriter, Madison, Wisconsin

9. East Liverpool City Hospital, East Liverpool, Ohio

10. Maple Grove Hospital, Maple Grove, Minnesota


Gearing Up for 2022

When it comes to the print edition of California Broker magazine, it’s already 2022! If you’d like to share your expert knowledge and wisdom by penning an article or two for next year, now’s the time to speak up. Email If you’d like to discuss advertising opportunities, email Devon Nuszer


Aetna Launches AFA for Small Biz

Aetna announced California-based small businesses now have access to a new self-funded health plan. Aetna Funding Advantage (AFA) is a product for small businesses with 10 to 100 enrollees.

Aetna says employers will enjoy targeted double-digit savings by choosing an AFA plan over a current Aetna ACA small group plan.

With AFA, the employers offer benefit coverage and fund the plan. Aetna Life Insurance Company provides administrative services and stop-loss insurance coverage. Employers pay a fixed monthly amount based on a percentage of maximum expected claims. They also pay administrative fees and stop-loss premiums. If claims are higher than this maximum expected claim amount, stop-loss coverage provides financial protection for the employer.

Quoting for Aetna Funding Advantage is underway. California small businesses can begin coverage with effective dates starting January 1, 2022. Visit or talk with an Aetna Small Group sales rep.


Cigna+Nationwide Promote Senior Pet Ownership

Recognizing the value pet parenting adds to human health, Nationwide’s pet insurance business and Cigna announced they’ve teamed up to educate older adults about how to reap the health benefits of owning a pet and how pet health insurance can help them protect the companions that are so vital to their wellbeing. With the collaboration, older adults are encouraged to learn more protecting their health with Cigna and protecting their pet’s health with Nationwide. Please pass along the info!


Online Conference — $150 Off with Code!

The Future of Health is an online conference taking place December 8-9. It will feature more than 50 C-level speakers, presentations from Digital Health 150 companies, startup presentations and content focused on healthcare IT, telehealth, medtech, AI in pharma, pharma supply chain & digital therapeutics. The conference features two packed days of insights and will highlight the companies, technologies, and trends shaping healthcare. We have it from a reliable source that this conference is awesome! Save $150 with code CALBROKER. Register here.


NAIC Susses Out Cyber Market

The National Association of Insurance Commissioners released its Cyber Insurance report, utilizing data found within the Cyber Supplement, as well as alien surplus lines data collected through the NAIC’s International Insurance Department. The 2020 data shows a cybersecurity insurance market of roughly $4.1 billion reflecting an increase of 29.1% from the prior year. Insurers writing standalone cybersecurity insurance products reported approximately $2.58 billion in direct written premiums, and those writing cybersecurity insurance as part of a package policy reported roughly $1.49 billion in direct written premiums.


Gen Z Wants Hybrid Work and Free Health Coverage

New research from PromoLeaf aims to help businesses better understand workplace preferences amongst Gen Z, the newest generation. Check out some of the key findings:

  • Almost one in four Gen Zers believe that free healthcare increases job retention.
  • The median time Gen Z wants to spend in one job is 3.72 years. However, just over 25% of Gen Z would stay in a job only 1-2 years before looking for another one.

  • Just under 15% of respondents would want to work in an office full time, and under 11% would like to work remotely full time. While another 15% had no preference, the remainder of respondents would prefer some kind of hybrid mix of time in the office and time spent working remotely.

  • While most of those 16-17 wouldn’t take a pay cut for their preferred work environment, nearly 50% of those 18-23 would take less pay for a more desirable working environment.

  • Transparency also matters to Gen Z when it comes to both perks and salary. Just over 43% believe companies should be clear about what perks they offer employees, and 30% would not pursue a job if the perks offered were not clear ahead of time.


Bermuda, the Life Insurer Hot Spot

Allison Bell at Think Advisor has an interesting post up about why life insurers are flocking to Bermuda. You probably already guessed it, though: $


LAAHU to Sponsor Toluca Lake Turkey Trot

Los Angeles Association of Health Underwriters will be celebrating the Annual Health Insurance Awareness Day Nov. 21 by sponsoring the Toluca Lake Turkey Trot!

          1:30 pm Registration
          2:00 pm Welcome & Warm-Up
          2:15 pm 5k Run/Walk
          3:00 pm 1k Kids Fun Run
          Fall Festival to Follow
Appearances by Councilmember Nithya Raman, CD4, and  Assemblymember Adrin Nazarian
          FEE:     Adults 18+ is $20
                        Kids 17 & Under FREE
SUNDAY, NOVEMBER 21, 2021, 1:30- 4 pm
Chase Bank Parking Lot, 10050 Riverside Drive, Toluca Lake
Register in advance here.


Phil Pierce Joins Newfront
San Francisco-based Newfront, a tech-enabled, full-service brokerage, announced that it has hired Phil Pierce as Chief Growth Officer to join its growing team. Pierce joins Newfront from Lockton Companies, where he was Chief Operating Officer – Pacific North.


  • Health Underwriters Holiday Parties, Quick reminder to check with your local AHU chapter for upcoming holiday events. Great time to reconnect AND do lovely things for local charities!
  • SIIA Crowdsource Forum, in person, December 6 – 8, Charleston, SC, Info here.
  • Future of Health, online, Dec 8-9, Save $150 with code CALBROKER. Register here.
  • CAHU Women’s Leadership Summit, in person, March 14-16, 2022, Green Valley Ranch, Las Vegas, Info and registration here.
  • BenefitsPro Broker Expo, in person, May 23-25, 2022, Austin, TX. Request more info here. Register here.
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