Why Clients Should Care About Employees’ Retirement Plans

nesteggThe fact that defined benefit plans have become increasingly rare does not mean that company retirement plans are less important to employees. In decades past, workers built retirement savings by paying down the mortgage balance on their home, putting money in savings bonds and building up cash values in their life insurance policies. Although it can be argued that these approaches are admirable, the reality is that not as many Americans are doing this. Instead, a sizeable chunk of a family’s retirement savings sits in their qualified plan at work according to a recent report that ran in www.forbes.com.

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