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California Brokers Gain New Edge with Allstate’s LTC Solution

By Jason Dutra, LTC insurance specialist and Director of Partner Success at BuddyINS For years, California brokers have faced limited options in the long-term care space, particularly in the employer market. That picture is changing fast. Allstate’s recently launched group hybrid plan, backed by BuddyINS, signals a new era for employer-driven LTC coverage with a flexible, guaranteed, and portable design that appeals both to clients and their employees. READ FULL ARTICLE » ____________________________________________________________________________________

One Big, Beautiful Bill — What Agents Need to Know About the OBBBA

By Misty Baker, Director of Compliance and Government Affairs for CRC Benefits If you’ve been in the benefits world for more than five minutes, you know one thing for sure, change is constant. And on July 4, we got a big one. A really big one. The One Big, Beautiful Bill Act (OBBBA) is now law. Officially known as H.R. 1, it’s a wide-reaching tax and benefits package that touches a little bit of everything. From HSAs and telehealth to new savings accounts for kids, it’s a lot. It’s not political, even though the headlines may make it seem that way. What it really is… …is important. READ FULL ARTICLE » ____________________________________________________________________________________

Vision Care: The Overlooked Key to Workplace Wellness and Productivity

By Jonathan Ormsby, Transitions Optical Employers have long prioritized medical, dental, and mental health coverage. Yet one critical dimension of health remains undervalued: vision care—and this oversight carries real costs. The 2025 Transitions Optical Workplace Wellness Survey reveals poor vision health can be a hidden drain on employee well-being and productivity. Light sensitivity, eye strain, and fatigue are taking a measurable toll—especially in today’s screen-heavy workplaces, where more than half of employees spend six-plus hours a day on devices. By day’s end, 92 percent report discomfort like light sensitivity, tired or dry eyes, headaches, and blurry vision, and 71 percent say eye fatigue/light sensitivity directly undermines their performance. (The 2025 Transitions Workplace Wellness Survey was conducted by Wakefield Research among 1,000 nationally representative U.S. office professionals, employed full-time, between August 13 and 19, 2025, using an email invitation and an online survey). READ FULL ARTICLE » ____________________________________________________________________________________

Two Problems and Two Solutions – Baby Boomers Planning

By David Ethington Two solutions solve the TWO most pressing problems all brokers, especially Baby Boomer Brokers, have when working in health insurance. This applies to Group and Medicare commissions. The Two Problems Are: Planning for an EXIT, which is a concern for all brokers, especially for Boomer aged brokers who want to sell and/or retire within one year; and READ FULL ARTICLE »