The state’s healthcare exchange, Covered California, began a small revolution Wednesday when standardized benefits and costs were unveiled for insurance plans it will begin selling next year. The federal government’s Affordable Care Act requires most people to have insurance by January 1, 2014. The law requires insurance companies to offer certain minimum benefits to consumers, but California’s health care exchange — which will offer one-stop shopping for individuals and small business owners — are taking it a step further. Covered California quantified just what those benefits entail and how much consumers will fork out in deductibles and co-pays. It also set an annual cap on out-of pocket costs for low-income residents according to a new report as reported on KPCC.