HEALTHCARE Obamacare Enrollees Face Growing Out-of-Pocket Costs Obamacare enrollees were already warned to prepare for double-digit rate hikes. Now, the structure of Obamacare’s tax credits is ratcheting up the out-of-pocket…
IN CALIFORNIA Major Health Insurance Changes For The New Year Covered California is reminding consumers and small businesses about important changes in 2016. Starting January 1, Covered California increased access…
HEALTHCARE More Companies Increased Contributions to Help Employees Pay Premiums Companies are more likely to have added or increased contributions to their employees’ premiums this year compared to the last…
HEALTHCARE Exchange Plans Block Access Mental Health Drugs Health exchanges have made it hard for patients to get medications for mental health, according to a recent fact sheet from Pharmaceutical…
EMPLOYEE BENEFITS Why Employees Don’t Stick with Wellness Initiatives While most employees like wellness programs and feel they help them manage their health, many don’t stay engaged in their programs…
The argument for cost sharing is that people overuse healthcare when they don’t have to pay for it. But with cost-sharing, people also reduce their use of necessary healthcare, and…