Posts Tagged ‘financial planning’
Fiscal Cliff Fears Have Investors Inundating Financial Planners
December 31 is the day when the tax cuts passed during the the George W. Bush presidency are set to expire. It is also the date when deep cuts to federal spending are scheduled to take effect. The term "fiscal cliff" is being used to describe the situation, and it is being talked about non-stop in the media. Inside the office of Rosenthal [...]
Consumers Demand Indexed Annuities
The insurance industry’s efforts to combat the negative press on indexed annuities are becoming successful. Our hard work of publishing numerous factual articles on these products is paying off! Finally, consumers have some small way to research indexed annuities on their own. They have access to credible and reliable information, which allows [...]
Some Advisers Not Confident on their Annuity Know-How
Despite their clients' interest in guaranteed income, many advisers still hesitate to recommend annuities. Much of that uncertainty appears to be tied to lack of understanding and experience with the insurance products, according to research from Morningstar Inc. The firm polled 106 advisers from a variety of backgrounds, including independent [...]
Large Employers Get Creative to Hold Down Costs
Subscribe to Insurance Insider News by Leila Morris HEALTHCARE • Large Employers Get Creative to Hold Down Costs • Small Group Market Snapshot • Part D Plans and PBMs Deliver Medicare Savings • Analysis of Post Election Health Reform • The Supreme Court’s Ruling Has Little Effect on Public Opinion • Health Care Safety Net [...]
Our Ridiculous Approach to Retirement
Seventy-five percent of Americans nearing retirement age in 2010 had less than $30,000 in their retirement accounts. The specter of downward mobility in retirement is a looming reality for both middle- and higher-income workers. Almost half of middle-class workers, 49 percent, will be poor or near poor in retirement, living on a food budget of [...]
Financial Advisers Face Challenges When Couples Split
Although financial planners help married couples prepare for the possibility of one dying before the other one, they rarely talk about what happens if the couple divorces as they are approaching retirement. Unfortunately, this is becoming more common. For financial advisers, a divorce by clients can be a minefield of strong emotions and [...]
