Small Businesses Are Rethinking Retirement Benefits
Small business owners are finding that the Affordable Care Act (ACA) has decreased the appeal of health care benefits to employees and increased the importance of a retirement plan, according to…
401(k)
HMOs Beat PPOs on Cost and Quality
California’s commercial HMOs outperform commercial PPOs on most clinical quality measures. They also consistently provide less costly care. The average yearly cost is $4,245 per HMO enrollee versus $4,455 per…
Target-Date Funds to Dominate 401(k) Contributions
Target-date assets are expected to capture almost 90% of 401(k) contributions by 2019, according to research from Cerulli Associates. “The market for target-date funds is highly competitive given the industry’s…
Why Clients Should Care About Employees’ Retirement Plans
The fact that defined benefit plans have become increasingly rare does not mean that company retirement plans are less important to employees. In decades past, workers built retirement savings by paying…