Congress just passed the  JOBS Act, which has the potential to harm investors. Back in 2008 investors had very little information on the kind of risks Wall Street firms were taking with their hard-earned money. The crash that resulted from these risks left holes in their retirement and college-education savings. And now something strange is happening in Washington again, lawmakers are making sure the financial services industry is being allowed to push the investing public back into a virtual black hole opines forbes.com