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Wednesday April 23rd 2014

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How Much Insurance Do Retirees Need?

Under-insurance is an especially acute problem with retired and pre-retirement clients. There’s less time to recover in the event of a big loss. People tend to buy their insurance when they’re young and don’t adjust it as they get older, so they can really come up short. Health and long-term-care insurance are part of most retirement plan conversations between advisers and clients. Yet other forms of insurance can fall through the cracks – especially property, life and disability insurance according to a recent report at www.wealthmanagement.com.