The average cost for a family plan obtained through an employer jumped this year to $15,745 from $15,073 in 2011, when premiums rose 9.5 percent according to the Kaiser Family Foundation after surveying more than 2,000 companies. Premiums, a cost typically shared by employers and employees, have doubled in the past decade, three times the gains in wages and inflation, according to Kaiser. This year’s 4 percent increase qualifies as a good year, but it still takes a growing bite out of middle-class workers’ wages, which have been flat or falling in real terms,” Drew Altman, president and chief executive officer of the foundation, said in a statement according to a report at the www.courier-journal.com