Measures AB 1453, by Assemblyman Bill Monning (D-Carmel) and SB 951, by state Senator Ed Henandez (D-West Covina) are the bills that will provide the definition for “essential health benefits” under the Affordable Care Act in California and will provide an all around transformation of the type of coverage that small businesses and residents of the state will be purchasing. These two bills have identify the various medical services that must be covered by health insurance plans when the healthcare reform requirements go into place in 2014 for the coverage of individuals and small business. Residents of the state will now have a much clearer idea of the impact of the healthcare reform according to a recent report at www.liveinsurancenews.com.