The consumer activists that defeated the Proposition 33 auto insurance initiative, despite their small budget, are crowing over their victory and spoiling for a new fight. This time, it’s with the health insurance industry. Consumer Watchdog of Santa Monica is winding up its own initiative on the 2014 ballot to regulate health insurance rates in much the same way the state oversees auto insurance premiums under California’s landmark Proposition 103 law of 1988 according to a recent report in the Los Angeles Times.