Zane Benefits announced a new partner program available to California health insurance brokers to help transition small business clients to defined contribution solutions. The program provides brokers with free ongoing training, sales and implementation support along with customized sales and marketing materials. New studies predict that U.S. businesses are gearing up to abandon traditional health coverage in favor of the defined contribution model. As a result, health insurers are already dusting off their once-ignored individual market product lines to appeal to individuals as well as employees. And, businesses of all sizes are looking to health reimbursement arrangements (HRAs) to control benefit costs while keeping employee morale and retention up according to a report at www.prweb.com