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Friday April 18th 2014

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‘Industry Updates’ Archives

EquiTrust Partners with InsurMark to Distribute Life and Annuity Products

EquiTrust Partners with InsurMark to Distribute Life and Annuity Products

EquiTrust Life Insurance has teamed up with InsurMark to distribute its competitive suite of annuity and life products to independent agents. InsurMark president Steve Kerns said, "EquiTrust offers one of the best portfolios on the market, and very competitive, high-reputation services, as well as competitive, incentive-driven compensation to [...]

Solving the Riddle of the Immediate Annuity

Solving the Riddle of the Immediate Annuity

Only about 3% of insurance policies sold are immediate or income annuities. Policyholders often can’t get access to cash once they sign the annuity contract. Plus, if they die before their principal is exhausted, any money left, unless they make other arrangements, generally goes to the insurance company. Even if the immediate annuity permits [...]

Loophole in ObamaCare Causing Premiums to Rise?

Loophole in ObamaCare Causing Premiums to Rise?

While affordability was at the heart of the White House’s argument for the Affordable Healthcare Act, so far, there are few signs that health care will become more affordable as a result of the law. Indeed, it increasingly looks as if the opposite could be true — that ObamaCare may be causing higher premiums rather than preventing [...]

Healthcare Businesswomen’s Association Southern California Chapter Announces 2013 Board of Directors

Healthcare Businesswomen’s Association Southern California Chapter Announces 2013 Board of Directors

The Southern California Chapter of the Healthcare Businesswomen's Association (HBA SoCal), the leading business organization for women in healthcare, announced its 2013 Board of Directors. The HBA SoCal Board includes executives from many of the leading healthcare companies in the region, as well as representatives from academic and consulting [...]

National Union of Healthcare Workers Affiliates with CA Nurses Association

National Union of Healthcare Workers Affiliates with CA Nurses Association

In a move expected to shake up health care labor battles statewide, the powerful California Nurses Association announced Thursday that it will affiliate with the National Union of Healthcare Workers in fights with major health systems over wages, benefits and patient care issues. CNA also agreed to use its 85,000 members and considerable [...]

Retirement Planning: Reality Bites for Generation Xers

Retirement Planning: Reality Bites for Generation Xers

Generation Xers are struggling more than other age groups with retirement planning. Hit particularly hard by the recession, they are juggling the twin needs of saving for retirement and the immediate needs of raising a family and other major financial obligations such as paying a mortgage. The retirement planning attitudes of those between 30-44 [...]

Capps Highlights New Data Showing Health Reform Benefits to California Medicare Beneficiaries

Capps Highlights New Data Showing Health Reform Benefits to California Medicare Beneficiaries

Since the enactment of health-care reform, Medicare beneficiaries in California have saved $410.8 million thanks to the assistance the health-care law provides to beneficiaries who get caught in the Medicare prescription drug coverage gap known as the “donut hole.” In the first 10 months of 2012 alone, 235,245 individuals in California have [...]

Surcharges Will Fund Most Online Exchanges

Surcharges Will Fund Most Online Exchanges

California, which will run the country’s largest insurance market, will do so without taking a cent from the state treasury.  Instead, operations of the market, also called an exchange, will be financed by a surcharge on the billions of dollars in insurance premiums sold in the exchange. That’s the same way most state and [...]

California Faces Shortage of Primary Care Doctors

California Faces Shortage of Primary Care Doctors

There are benefits to living in California–That’s why so many people do it and a lot of people want to come to California for medical training. It can be harder to attract general practice doctors because it’s expensive to live here. And if you’re coming out of medical school with $200,000 in debt off the ground and then thinking about [...]

Health Overhaul Could Mean Crowds

Health Overhaul Could Mean Crowds

The Affordable Care Act mandates increased health coverage for the uninsured. In California, that means expanding the state’s Medi-Cal program and offering subsidized insurance plans on a newly created state-run exchange. Many health care experts say there simply will not be enough doctors to go around. According to the California Health [...]

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