By David L. Fear  With the 2018 midterm elections in the rear-view mirror, there is much speculation on the future of health care reform in Washington, D.C.  Here are the…

By Jesse Slome  Despite all the negativity that surrounds long-term care insurance, I am optimistic about the year to come. Not Pollyannaish optimism, but one based on the recognition that…

By Louis H. Brownstone It’s sure that there will be more changes in LTC insurance for 2019 than there have been in any of the last 25 years. These changes…

Straight from the carriers, we have info to help you choose which voluntary benefits to present to your clients. The survey of carriers is intended to help agents and brokers…