Term Survey — An Overview of the State's Term Insurance Market

1. What percentage of the cases you underwrote last year were issued at your top two preferred non-smoker classes?
2. What percentage of the cases you underwrote last year were issued at your top two standard nonsmoker classes?
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HSA Survey — HSAs role in the California Marketplace

1. What are the primary services you offer as part of your HSA product?
2. Do you offer an HSA-qualifying high deductible health insurance plan?
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HMO Survey — HMO Services and Pratices Statewide.

1. Do you guarantee a time limit on getting referral/treatment routine, urgent, emergency? If not, how many days does it take?
2. Do you have any conditions/diagnoses/symptoms that are referred automatically?
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PPO Survey — PPOs in California answer direct questions about their plans.
1. Is an approval procedure required for getting a specialist referral or a diagnostic test or treatment in-network or out-of-network?
2. Are there any restrictions on getting second opinions from an in-network provider or an out-of-network provider?
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Dental Survey — Top dental providers answer questions to help
agents understand their benefits.
1. What types of plans do you offer?
2. How do plans for individuals and\or small groups compare in rates and benefits to large-group plans?
3. Is your plan better than previous incarnations?
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