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Retirement

Don’t Expect Clients to “Sleepwalk” Retirement

It is not enough for retirement funds to set default investment options and then expect employees to “sleepwalk” to a financially secure retirement, Alexander Forbes said this week, when it released its annual Benefits Barometer research report on retirement funds and other employee benefits. Fund members should be involved in retirement planning to ensure that it is suitable for their needs, senior executives of Alexander Forbes say.  And they say your employee benefits should provide you with protection to ensure that your journey to retirement is not jeopardised by events, such as disability, that could affect your ability to save. he key issue is not to maximise retirement savings, but to optimise the allocation of your resources across short-term consumption, long-term savings and income protection, Anne Cabot-Alletzhauser, the head of the Alexander Forbes Research Institute, and John Anderson, the managing director of research and product development at Alexander Forbes, says in a recent post at PersonalFinance.com ... Continue Reading →
healthcarereform

California Cuts Number of Uninsured

Quietly, while the drought and immigration grab the headlines, and while commentators decry health care reform’s rocky start, California has done something remarkable. It has cut the number of residents without heath insurance in half since last summer, from 22 percent to 11 percent of the population. And, despite the myriad problems with the system, the percentage of uninsured Americans has dropped from 18 to 13.4 percent in the same time. It would have dropped even more if all the states were taking advantage of the Affordable Care Act’s health exchange programs. Even better, health care analysts are nearly unanimous in expecting the trend to continue, especially after the employer mandate kicks in. The United States still has a huge amount of work to do if it wants to catch up to other countries on health care. The Commonwealth Fund reported last month that the U.S. ranked last among 11 major, industrialized countries in 2011 on measures of health system quality, efficiency, access to care, equity and healthy lives according to a recent Op-Ed piece in the San Jose Mercury News. ... Continue Reading →
neuro

California at Epicenter of Neuro Science Research

California is “at the epicenter” of national efforts to increase medical research into Alzheimer’s disease, autism, traumatic brain injuries and other brain-related issues. Scientists are probing deeper into the brain with more sophisticated technology than ever to find answers to perplexing conditions like Alzheimer’s disease, traumatic brain injuries and autism — and California is at the epicenter. Gov. Jerry Brown signed legislation last month earmarking $2 million for a statewide neuroscience research grants program. And President Obama’s BRAIN Initiative — designed to discover more about the brain in order to line up cures and treatments for Alzheimer’s and other disorders — awarded a $26 million grant to the University of California, Berkeley, UCSF, Livermore Labs and others to develop a device that tracks brain signals in people with anxiety or depression according to a recent report at San Francisco Business Times. ... Continue Reading →
healthcomputer

Spanish-Language Website for Health Law

Sacramento business leaders launched a Spanish-language website Friday to help Latino employers and employees navigate the health-reform law. The goal is to ensure small business owners and workers have access to critical information in the language they understand best. Latinos represent a significant number of California’s uninsured and are critical to the success of the Affordable Care Act. “It is essential that employers understand the health care law to take full advantage of its benefits and incentives, including tax credits that can make it easier for businesses to provide coverage to employees,” according to a recent report in the Sacramento Business Journal. ... Continue Reading →
nursechart

Patient-Driven Health Care Getting Poplar

It’s not just our nation’s health care system that’s changing, but the patients who utilize this system as well. An especially interesting trend along these lines is what Dr. Margaret Chesney, head of U.C. San Francisco’s Osher Center for Integrative Medicine, describes as patient-driven health care. “Not just patient-centered,” she emphasized during a visit to her office last year, “but patient-driven.”  We try to find out what our patients want and help them make an informed decision,” said Chesney. “Once they’ve decided what they want, our job is to provide the pieces that they need and that we feel comfortable with.” here are times, however, when what patients need and they they’re looking for extends beyond any combination of therapies to a new way of seeing themselves, recognizing that, for instance, the search for the sacred in their lives can contribute significantly to their mental and physical heal according to a recent report at Communities Digital News. ... Continue Reading →
graphwrestle

Medicaid, CHIP Enrollment Up Since September

Between September 2013 and May, about 6.7 million U.S. residents had signed up for Medicaid or the Children’s Health Insurance Program under the Affordable Care Act, bringing the total number of individuals enrolled in the programs to almost 66 million, according to a CMS report released Friday, The Hill reports (Al-Faruque, The Hill, 7/11). Agency officials said the enrollment figure marked an 11.4% increase over enrollment rates during the three-month period before the launch of the ACA’s first open enrollment period on Oct. 1, 2013 (Adams, CQ HealthBeat, 7/11). Although the open enrollment period for private coverage ended in March, Medicaid and CHIP continues year-round according to a recent report at California Healthline. ... Continue Reading →
brown

Governor Brown Announces Appointments

California Governor Brown has announced the following appointments: Marta Green, 35, of Rocklin, has been appointed chief deputy director at the California Department of Managed Health Care, where she has served as deputy director of communications and planning since 2012. Green served in multiple positions at the California Health and Human Services Agency from 2010 to 2012, including associate secretary of media relations and assistant associate secretary of health care reform. Green was assistant director of external affairs at CaliforniaVolunteers from 2007 to 2010 and was acting assistant associate secretary at the California Health and Human Services Agency from 2006 to 2007. She was a senior information officer at the California Department of Rehabilitation from 2005 to 2006 and served in multiple positions at the California Department of Transportation from 2000 to 2005, including information officer and right-of-way agent. This position does not require Senate confirmation and the compensation is $124,872. Green is registered without party preference. Patricia Kinnard, 63, of Sacramento has been appointed special assistant at the Office of the State Librarian. Kinnard has been a staff services analyst at the California State Library since 2008, where she was an office technician from 2005 to 2008. She served as an executive secretary at the California Department of Transportation in 2007 and was a clerk at American River College from 2004 to 2005. Kinnard was a librarian at Cordova Garden Elementary School from 2000 to 2005 and a library clerk at Cordova High School from 1999 to 2000 and at Peter J. Shields Elementary School from 1995 to 1999. This position does not require senate confirmation and the compensation is $58,848. Kinnard is a Republican. Click Here to read the entire list of appointments ... Continue Reading →
DHeads-GeneralAgents

General Agents 2014

    A l B l C l D l E l F l G l H l I l J l K l L l M N l O l P l Q l R l S l T l U l V l W l X l Y l Z Accent Insurance Brokerage Contact: Melissa Shaw 26477 Rancho Pkwy. South Lake Forest, CA 92630 (949) 699-1662 Ext. 204 Fax: (949) 699-1069 email: Melissa@accentinsurancebrokerage.com Website: www.accentinsurancebrokerage.com Website: www.melissashawplanner.com Products: Life Insurance (wholesale insurance for the financial professional); Long Term Care; Financial counseling. Serving: CA –––––––––– Ace Benefits Group Retirement & Insurances Contact: administrator@acebenefitsgroup.com 155 W. Washington Blvd., #1114 Los Angeles, CA 90015 (213) 765-0089 Fax: (323) 345-5089 Website: www.acebenefitsgroup.com www.retirementchoices.org Products: Accident; Annuities; Critical Illness; Defined Benefit Plans; Disability; Key Employee Insurance; Life (group ,term, universal, whole); LTC; Retirement Planning Strategies; Personal Accounts; Section 79; Roth IRA; Supplemental Benefits (ind., group); Tax-Free Retirement; Worksite Marketing Serving: Nationwide __________ Advanced LTC Insurance Services Contact: Larry Banks 425 W. Broadway, Ste. 205 Glendale, CA 91204 (818) 547-6677 (800) 427-3209 Fax: (818)547-2220 Email: larry@advancedltc.com Email: barry@advancedltc.com Website: www.advancedltc.com Products: Dental (Ind. Group); Health (Group, ind.); LTC, Life (group term, term, UL); Vision, Worksite Marketing __________ Aigilis Corporation Contact: Mark Gebhardt P.O. Box 953279 Lake Mary, FL 32795 (407) 324-3921 (866) 205-1936 Fax: (480) 287-8574 email: info@aigilis.com Website: www.aigilis.com Products: ACA Medial GAP Plans, Accident, Crtical Illness, Dental (ind., group), Health (group, ind.); Life Insurance Quote Engine for website, LTC, Medicare Supplement, Vision Serving: Nationwide –––––––––– AIS Contact: Douglas Shimada 1999 Harrison St., Ste. 1800 Oakland, CA 94612 (510) 893-5331 (800) 788-6524 Fax: (888) 502-3384 email: doug@ais-insurance.com Website: www.ais-insurance.com Products: Ancillary; Dental; Disability; Life (group); TPAs; Vision – all starting at one life, Voluntary Medical Serving: AZ, CA, ID, OR, NV, TX, UT, WA –––––––––– Americal Advanced Insurance Solutions, LLC 1964 Westwood Boulevard, Suite 120 Los Angeles, CA 90026 Contact: Gene Tapper (310) 441-5699 ext. 169 (866) 311-2656 ext. 169 Fax: (310) 441-5660 email: gtapper@americalltc.com Website: www.americalltc.com Website: www.ltc411.com Products: LTC Serving: Nationwide –––––––––– American Capital Security Corp. Paradigm Insurance Marketing Contact: Paul D. Kaplan, CLU 31255 Cedar Valley Dr. , Ste. 311 Westlake Village CA 91362 (818) 380-0034 (800) 822-7251 Fax: (818) 706-0203 email: paul@paradigmins.com Website: www.paradigmins.com Products: Annuities (ind.); Disability Income, 419(e) single employer post-retirement medical reimbursement plan; Life (Indexed Universal Life, special risk, survivor, term, universal life); Long-Term Care Insurance Serving: CA –––––––––– American Insurance Brokers Inc. Contact: Brett Bennett 23251 Mulholland Dr. Woodland Hills, CA 91364-2732 (818) 591-8700 (800) 669-8700 Fax: (818) 591-8722 email: bbennett@aib4insurance Website: www.aib4insurance.com Products: Dental (ind., group); Health (group); Vision Serving: CA –––––––––– Ancillary Markets Toste & Associates Contact: Phil Toste, Gary Smith 738 N. First St., Suite 101 San Jose, CA 95112 (408) 277-0226 (800) 868-6783 Fax: (408) 277-0237 email: phil@ancillarymarkets.com Website: www.ancillarymarkets.com Products: Health (ind., Medicare supplement); Dental (group, ind.), Life (group) Serving: N. CA –––––––––– The Annuity Store Contact: Jim Green 1451 River Park Drive, Suite 130 Sacramento, CA 95815 (916) 924-9601 (800) 825-6094 FAX: (916) 924-0670 email: jim.g@theannuitystore.com Website: www.theannuitystore.com Products: Annuities (traditional fixed & fixed-indexed); Life (single premium, indexed, term, whole life); Multi-Year Guarantees, SPIAs Serving: Nationwide –––––––––– Applied General Agency Contact: Natalie Birchard 92807 1040 N. Tustin Ave. Anaheim, CA 92807 (714) 630-2801 (800) 498-6880 Fax: (800) 630-6344 Fax: (714) 630-1085 email: nbirchard@appliedga.com Website: www.appliedga.com Products: Annuities; Critical Illness; Final Expense; Health (ind.); Life; Medicare Advantage; Medicare Supplement Serving: Nationwide –––––––––– Assets Unlimited Inc. Contact: Bill Metzger 1901 S. Bascom Ave., Ste. 1005 Campbell, CA 95008 (408) 879-3850 Fax: (408) 879-3855 email: wmetzger@hr-consult.com Website: www.hr-consult.com Products: AD&D; Cafeteria Plans; Chiropractic Benefit; COBRA Compliance; Critical Illness; Dental (ind., group); Disability (ind., group); Health (group, HSA, ind., integrated plans, international major medical, Medicare bridge, short-term major medical, Medicare supplement, prescription drug card); Life (group term, living-payout-option, special risk, survivor, term, universal life, whole life); LTC, Pension (401[k], pension plans/profit sharing); Vision Serving: West Coast –––––––––– Association of Chamber Members Contact: Chris Anderson 231 E. Alessandro Blvd. #A359 Riverside, CA 92508 (951) 215-0420 Fax: (951) 780-2958 email: chris@ccsbinsurance.com Products: Dental (group); Health (ind.) Serving: CA –––––––––– Backnine Insurance Services Contact: Reid Tattersall 310 N. Westlake Blvd., #240 Westlake Village, CA 91362 (800) 790-1951 Fax: (805) 557-1503 Email: reid@back9ins.com Website: www.back9ins.com Products: Annuities, Disability; Life (term, universal, whole life, secondary, survivorship); LTC; Life with Living Benefits; Section 79 –––––––––– Barry J. Fisher Insurance Marketing Contact: Barry J. Fisher 7343 El Camino Real. Ste. 350 Atascadero, CA 93422 (818) 444-7730 (888) 279-3591 Fax: (818) 337-7133 email: barry.fisher@bordenhamman.com Website: www.bjfim.com Products: Traditional and Linked LTCi, Term, UL, WL, Long Term Disability, Critical Illness Serving: Nationwide –––––––––– Bay River Insurance Services Contact: F. Thomas Biglione, CLU ChFC 1501 El Camino Ave., Ste. 1 Sacramento, CA 95815 1922 The Alameda, Ste. 102 San Jose, CA 95126 895 E. Yorba Linda Blvd., Ste. 201 B Placentia, CA 92870 (866) 252-2977 Cell: (209) 601-2724 Fax: (888) 957-2977 email: tom@rvfis.com Website: www.bayriverins.com Products: Annuities (ind., group); Cancer; Critical Illness; Disability (individual); Life; LTCI; Pension (401[K]); 412(e)(3), AD&D, Life (term); Life (universal); Life (survivor); Life (guar issue); Life (living payout option); Life (policy exchange); Charitable Giving Programs; Single Premium Whole Life; Pension/Profit Sharing; Variable UL –––––––––– Beere & Purves, Inc. Contact: Jennifer Lisanti 1350 Treat Blvd., Ste. 470 Walnut Creek, CA 94597 (888) 722-3373 Fax: (925) 975-0661 email: jlisanti@beerepurves.com Website: www.beerepurves.com Products: Dental (group); Health (group); Life (group); Vision (group) Serving: CA ––––––––– Belair Insurance Services Inc. Division of Sikov Insurance Services Inc. Contact: Barry A. Sikov 522 S. Sepulveda Blvd., Ste. 207 Los Angeles, CA 90049-3539 (310) 476-9720 Fax: (310) 476-9731 email: insurer9@aol.com Website: www.belairinsuranceservices.com Products: Acupuncture, Cafeteria Plans; Cancer; Chiropractic; COBRA Compliance; Dental (ind., group); Disability (ind., group); Health (ind., HSA, group, international major medical, PDP’s, Medicare supplement, Medicare Advantage, short-term major medical); Life (group term, survivor, term, universal life, variable); LTCi; Vision, Workers’ Comp Serving: AR, CA, DC, FL, MD, MS, MO, MT, NJ, NM, NV, NY, OH, OR, PA, TX, AND UT –––––––––– Benefitmall (NorCal) Contact: John Bobincheck 1000 Burnett Avenue, Ste. 440 Concord, CA 94520 (925) 969-3200 (800) 354-6926 (877) 230-8160 email: John.Bobincheck@benefitmall.com Website: www.benefitmall.com Products: COBRA; Dental (group, ind.); Disability; Health (group, ind.); Life; Medicare Advantage; Medicare Supplement; Payroll; PDP; Vision Serving: Nationwide –––––––––– Benefitmall (Central CA) Contact: Casey Allen 6200 Canoga Avenue, Suite 300 Woodland Hills, CA 91367 (818) 348-1200 (800) 877-0101 Fax: (818) 226-6599 email: Casey.Allen@benefitmall.com Website: www.benefitmall.com Products: COBRA; Dental (group, ind.); Disability; Health (group, ind.); Life; Medicare Advantage; Medicare Supplement; Payroll; PDP; Vision Serving: Nationwide –––––––––– Benefitmall (SoCal) Contact: Jeff Miller 500 North State College Blvd., Ste. 700 Orange, CA 92868 (714) 940-1140 Fax: (714) 940-1198 (800) 966-3791 email: Jeff.Miller@benefitmall.com Website: www.benefitmall.com Products: COBRA; Dental (group ind.); Disability; Health (group, ind.); Life; Medicare Advantage; Medicare Supplement; Payroll PDP; Vision Serving: Nationwide –––––––––– Ben-E-Lect Contact: Marketing Department 5429 Avenida de Los Robles, Ste. A Visalia, CA 93291 (559) 733-1240 Fax: (559) 635-6527 Website: www.benelect.com Products: Cafeteria Plans; Debit Card; Dental (group); EOB Concierge; Health (consumer-driven, group, HRA, HSA MERP, integrated plans, self-funded administration); HR; Life (group); Payroll; Vision; Web Portal; Serving: AZ, CA, CO, KS, NV, WA –––––––––– Benefits Store Inc. Contact: Roger Smith (800) 446-2663 Fax: (925) 855-2051 email: roger@benefitsstore.com Website: www.benefitsstore.com Products/Services: Section 125; Health (ind., group); medial, dental, vision, Covered CA Serving: Nationwide –––––––––– Berbower Ins. Agency & Brokerage Contact: Mark Berbower 5651 N. Pershing Ave., Suite C-5 Stockton, CA 95207 (209) 405-1088 Fax: (866) 489-0046 email: mark@BerbowerInsurance.com Website: www.BerbowerInsurance.com Products: Annuities (group, ind.); Dental (group, ind.); DI (disability income); Health (group, ind.); Life (single premium whole life, term, universal life, whole life); LTC Serving: CA –––––––––– Best Life and Health Insurance Company Contact: Jennifer Bolton, VP of Sales and Marketing 2505 McCabe Way Irvine, CA 92614-6243 (888) 210-BEST (800) 237-8543×169 Fax: (949) 222-2169 email: jbolton@bestlife.com Website: www.besthealthplans.com Products: Dental (group, PPO & indemnity); Life (group term, guarantee issue); Vision (PPO & Indemnity) Min. Case Size: 2 Serving: 39 States –––––––––– Best Re Life and Health Insurance Company Contact: Laurie Munsey 2505 McCabe Way Irvine, CA 92614-6243 (877) 868-5775 Fax: (208) 893-5040 email: lmunsey@bestlife.com Website: www.bestlife.com Products: dental, vision, life, short term DI Serving: Nationwide –––––––––– BGA Insurance Contact: Danielle Geissler 3300 Irvine Ave., #320 Newport Beach, CA 92660 (949) 955-0255 Fax: (949) 955-9215 email: info@BGAInsurance.com email: DanielleG@BGAInsurance.com Website: www.BGAInsurance.com Products: Annuities (ind., Group); Life (Charitable Giving Programs, Group term, guaranteed issue, living payout option, policy exchange, single premium whole life, special risk, survivor, term, universal life, variable life, whole life); LTC Serving: Nationwide —————— Bill Proctor & Associates Insurance Inc. Contact: Bill Proctor 42800 Bob Hope Dr., Ste. #209B Rancho Mirage, CA 92270 (760) 568-5348 • (855) 568-5348 Cell: (760) 851-4552 Fax: (760) 568-3309 email: bill@proctor-insurance.com Website: www.proctor-insurance.com Products: AD&D; Annuities (ind., group contract); Cafeteria Plans; Cancer; Chiropractic; COBRA Compliance; Critical Illness; Dental (ind., group); Disability (ind., group); Financial Planning; Health (ind., integrated plans, international major medical, HSA, Medicare bridge, Medicare supplement, short-term major medical); Life (group term, guaranteed issue, living payout option, single premium whole life, survivor, term, universal life, whole life); LTC; Pension (pension plans/profit sharing, 401[k]); Prescription Drug Card; Vision; Workers’ Comp; Worksite Marketing Serving: CA –––––––––– Brokers Marketing Services Inc. Since 1970 Contact: Earle Robinson 3234 Corinna Drive Rancho Palos Verdes, CA 90275 (800) 870-8702 • (310) 793-8808 Fax: (310) 793-8816 email: info@bmsmarket.com Website: www.bmstoolkit.com Products: Long Term Care, Life, Disability, Annuities, Final Expense, Pension (401[k]), Special programs and Training in LTC, private banks Serving: Nationwide –––––––––– Brown & Associates Contact: Michael B. Brown, FLMI, LUTCF 24012 La Chiquita Dr. Mission Viejo, CA 92691 (949) 770-7679 email: MB2email@cox.net Products: Group and Individual Medical, Dental, Vision, Life and Disability Serving: Nationwide & International –––––––––– Bryson Financial Contact: Trent Bryson 3777 Long Beach Blvd., 5th Floor Long Beach, CA 90807 (562) 435-4267 Fax: (562) 435-5639 email: trent@brysonfinancial.com Website: www.brysonfinancial.com Products: AD& D; Dental (ind., group); Disability (ind.); Employee Benefits, Financial Planning, Health (Group. ind., international major medical, HSA, Medicare supplement, short-term major medical); Life (charitable-giving programs, group term, living payout option, single premium whole life, special risk, survivor, term, universal life, variable, whole life); LTC; Pension (pension plans/profit sharing, 401[k]); Vision Serving: Nationwide –––––––––– BSI Insurance Services, Inc. Contact: Jim Cerf 421 Petaluma Boulevard North Petaluma, CA 94952 (707) 778-8581 (800) 972-1474 Fax: (707) 778-0836 email: bsi4ltc@pacbell.net Products: Annuities; Life Insurance (term, universal life); Long Term Care Insurance traditional and linked Serving: Nationwide –––––––––– California Guardian Brokerage Offices throughout California 333 North Indian Hill Blvd. Claremont, CA 91711 (800) 775-1970 For proposal requests, sales tools and brochures email: ani_manukyan@pacificadvisors.com Products: Disability (Individual, Business and Guaranteed Standard Issue); Life: Term, Universal, Multi-Life and Whole Life Serving: CA –––––––––– California Long Term Care Insurance Services, Inc. Contact: Louis Brownstone, James Grauel 1601 Bayshore Hwy., Ste. 360 Burlingame, CA 94010 (650) 692-5202 (800) 303-1527 email: louis@cltcinsurance.com email: jim@cltcinsurance.com Website: www.californialongtermcare.com Products: LTC, Linked-LTC, Critical Illness Serving: Nationwide –––––––––– The Camden Insurance Agency (an Affiliate of Vision Plan of America) Contact: Phil Needleman 3255 Wilshire Blvd., Ste. 1610 Los Angeles, CA 99010 (800) 400-4VPA Cell: (760) 812-0491 Fax: (213) 384-0084 email: phil@thecamden.com email: Arneil@thecamden.com Website: www.visionplanofamerica.com Products: Vision (ind., group, Employee paid and voluntary HMO, PPO); Dental (ind., group, HMO, EPO, PPO) Serving: Nationwide –––––––––– Capitas LTC Contact: Rich Kupetsky, CLTC President 500 La Terraza Blvd., Ste. 150 Escondido, CA 92025 (877) 800-LTCI ext. 218 Email: rich.kupetsky@capitasfinancial.com Website: www.capitasltc.com Products: LTC Serving: Nationwide ––––––––– Carmichael Associates Contact: Stan Carmichael 2535 Townsgate Rd., Ste. 213 Thousand Oaks, CA 91361 (805) 379-9374 Fax: (805) 379-1585 email: mail@carmicassoc.com Website: www.carmichaelassociates.com Products: Annuities (ind. Variable); Health (group, ind., integrated plans, Medicare bridge, Medicare supplement, self-funded); Life (secondary market for life insurance), LTC, DI Serving: Nationwide –––––––––– Cassani & Associates Insurance Services Inc. Contact: Louis J. Cassani, Joe Cassani 1391 Redondo Ave. Long Beach, CA 90804 (562) 597-1919 (800) 388-5429 Fax: (562) 597-3292 email: joe@cassaniinsurance.com Website: www.cassaniinsurance.com Products: Annuities, Disability, Life (UL, IUL, term, whole, Special Risk Underwriting), LTC Serving: Nationwide –––––––––– Cavalier Associates Contact: Justin Smith 2801 Townsgate Rd., Ste. 350 Westlake Village, CA 91361 (800) 350-2019 Fax: (805) 371-4899 email: justin@cavalierassociates.com Website: www.cavalierassociates.com Products: Annuities (ind.,variable); Disability; Life (term, universal life, survivor, whole life) Serving: CA –––––––––– C.C.S.B Insurance Administrators Contact: Chris Anderson 231 E. Alessandro Blvd., # A359 Riverside, CA 92508 (951) 215-0420 Fax: (951) 780-2958 email: chris@ccsbinsurance.com Products: Dental (group); Health (ind., group); Billing Services Serving: CA –––––––––– Cenco Insurance Marketing Corporation Contact: John Pittman 1501 El Camino Ave., Ste. 1 Sacramento, CA 95815 (916) 920-5251 Fax: (916) 920-8734 email: john@cencoinsurance.com Website: www.cencoinsurance.com Products: Annuities (ind.); Disability (ind.); Life (indexed life, survivor, term, universal life, whole life); LTC Serving: Northern & Central CA –––––––––– Chimienti & Associates Insurance Services Contact: Toney Chimienti 3400 Mineral King, Ste. B Visalia, CA 93291 (877) 733-1670 Fax: (559) 733-8058 e-mail: info@chimienti.com Web: www.chimienti.com Products: Medical GAP Plans, PremiumSaver AKA the insured HRA, Gurantee Issue Voluntary Disability, Criticall Illness, Accident, Dental, Vision, Life (term, UL, WL); COBRA-HSA-HRA-Sec. 125 Administration Services: Internet based Employee Benefits Enrollment with Billing & Eligibility Management Technology, includes Self Serve with Chat session and Call Center enrollment. Serving: 40 States –––––––––– Claremont Insurance Services Contact: Michael Traynor 2999 Oak Rd., Ste. 810 Walnut Creek, CA 94597 Phone: (800) 696-4543 Direct: (925) 296-8800 Fax: (925) 588-2425 email: michael@claremontcompanies.com Website: www.claremontcompanies.com Products: Cafeteria Plans, COBRA Compliance, Dental (group); Disability (Group); Health (group); Life (term, universal, whole life); Section 125 (FSA, POP, HSA); Vision Serving: N. CA –––––––––– Clock Insurance and Financial Solutions Contact: Marvin Cohen 21 West Laurel Dr., #71 Salinas, CA 93906 (831) 442-5511 Fax: (831) 442-5611 email: marvin@yourlifeandhealth.com Website: www.yourlifeandhealth.com Products: Cafeteria Plans, Cancer, Dental (ind., group); Disability (ind., group); Health (ind., group); Life (group term, living payout option, term, universal life, whole life); LTC, Vision, Worksite Marketing Serving: Central Coast CA, Monterey, Santa Cruz, San Benito, Santa Clara & San Luis Obispo Counties –––––––––– CNMA Multi-Insurance Agency 895 E. Yorba Linda Blvd., Ste. 202-A Placentia, CA 92870 (714) 552-3993 Fax: (714) 978-0518 Contact: Radi Miranda, LUTCF email: cnmainsurance@aol.com Website: www.cnmainsurance.com Products: Critical Illness, Guaranteed Issue Life, Disability (Group, Individual), International Major Medical, Travel Insurance –––––––––– CMG Insurance Services Contact: Cheri Murphy-Geary 2933 Gold Pan Court, Ste. E Rancho Cordova, CA 95670 (916) 858-1600 Fax: (916) 858-1607 email: cmgins@aol.com Products: Cafeteria Plans; Chiropractic; Dental (ind., group); Disability (ind., group); Health (ind., group, HSA, Medicare Part D, Medicare supplement, payroll, prescription drug card, self-funded, short-term major medical); Life (group term, term, universal life, whole life); Medicare Part D; Payroll; Vision; Worksite Marketing Serving: Sacramento & Bay Area, N. CA –––––––––– Coastal Financial Partners Group Contact: Jerry Vandezanden 9665 Wilshire Blvd., Ste 430 Beverly Hills, CA 90212 310-788-3805 Fax: 310-788-3997 Email: jerry@coastalfpg.com Website: www.coastalfinancialpartnersgroup.com Products: Annuities (ind., group contacts, variable); Cafeteria Plans; Critical Illness; Dental (group); Disability (ind. group); Financial Planning; Health (group); 401(k); Life (group term, guaranteed issue, policy exchange, special risk, survivor, term, universal, variable, whole); LTC; Prescription Drug Card; Pension/Profit Sharing; Vision; Worksite Marketing Service Area: offices in CA with Service Nationwide. –––––––––– Cory Stepanek CLTC (Genworth Financial) Suncoast Office Contact: CORY STEPANEK 2888 Loker Ave. East, Suite 210-D Carlsbad, CA 92010 (760) 752-1935 Fax: (760) 358-0011 email: cstepanek@genworthltc.com Website: www.genworth.com/suncoast Products: Annuities (fixed); Life; Long Term Care Serving: Nationwide –––––––––– CPS Insurance Services Contact: Raymond McMannis – EVP New Business 4400 MacArthur Blvd. 8th Floor Newport Beach, CA 92660 (949) 863-0700 (800) 326-LIFE Fax: (949) 225-7199 email: rmcmannis@cpsinsurance.com Website: www.cpsinsurance.com Products: Life, Annuities, LTC, Disability Serving: Nationwide –––––––––– CPS Sacramento/Long Insurance Services Contact: David Long 1610 Arden Way, Ste. 135 Sacramento, CA 95815 (916) 481-6290 (800) 922-6290 Fax: (916) 481-6365 email: marketing@cpssac.com Website: www.cpssac.com Products: Annuities (ind., variable); Critical Illness, Disability (ind.); Health (ind.); Life (charitable-giving programs, group term, single premium whole life, special risk, survivor, term, universal life, variable life, whole life); LTC, Pension (pension plans/profit sharing) Serving: Nationwide –––––––––– CPS/Integrated Marketing & Insurance Services Contact: Parks LaMarche 8447 Miramar Mall, Ste. A San Diego, CA 92121 (858) 535-9444 (800) 776-4647 Fax: (858) 535-0560 email: parks@cpsimis.com Website: www.cpsimis.com Products: Annuities (ind.); Life (guaranteed issue, policy exchange, single premium whole life, special risk, term, universal life, whole life); LTC Serving: San Diego & Nationwide –––––––––– CPS-Ron Viola Insurance Services Contact: Ron Viola 950 Los Osos Valley Rd., Ste. C Los Osos, CA 93402 (805) 597-3608 (800) 640-7770 ext. 608 Fax: (805) 597-3609 email: ron@ronviola.com Website: www.ronviola.com Products: Annuities (ind.); Critical Illness; Life (guaranteed issue, policy exchange, single premium whole life, special risk, survivor, term, universal life, index universal life, whole life, secondary market for life insurance) Serving: Nationwide –––––––––– Cypress Dental and Vision Contact: Sales 7510 Shoreline Dr. , Ste. A-1 Stockton, CA 95219 (800) 350-3989 Fax: (209) 478-5614 email: sales@cypressadmin.com Website: www.cypressadmin.com Products: Dental (group, ind.); Vision (group) –––––––––– David W. White Associates Contact: Donald L. Thomas 3150 Crow Canyon Place, Ste. 200 San Ramon, CA 94583 (925) 277-2660 Fax: (925) 277-2601 email: dthomas@dwassociates.com Website: www.dwassociates.com Products: Dental (ind., group); Disability (ind., group); Health (ind., group); LTC Serving: San Francisco Bay Area –––––––––– Dealey Renton and Associates Contact: W. Ron Barnett, Kym Hopwood P.O. Box 12675, Oakland, CA 94604 (510) 465-3090 Fax: (510) 452-2193 email: rbarnett@insdra.com email: khopwood@insdra.com Website: www.dealeyrenton.com Products: Cafeteria Plans; Chiropractic; Dental (group); Disability (ind., group); Health (ind., group); Life (group term, term, universal life); LTC; Pension (pension plans/profit sharing, 401[k]); Vision Serving: CA –––––––––– DI Broker West Contact: Southern CA – Paul Sitar 16325 SW Boones Ferry Rd., Suite 101 Lake Oswego, OR 97035 Contact: Northern CA – Iain MacDonald 145 Corte Madera Town Center, Ste. 140 Corte Madera, CA 94925 (877) 636-2112 Fax: (866) 434-2757 email: paul.sitar@dibrokerwest.com email: iain.macdonald@dibrokerwest.com Website: www.dibrokerwest.com Products: Critical Illness; Disability (Ind.); LTC Serving: Nationwide –––––––––– DI & LTC Insurance Services Contact: Jack B. Schmitz 4302 Redwood Hwy, Suite 400 San Rafael, CA 94903 (415) 472-4800 (800) 924-2294 Fax: (415) 472-7637 email: jack@di-ltc.com Website: www.di-ltc.com Products: Critical Illness; Disability (ind., group); LTC; Worksite Marketing Serving: Northern CA and Nationwide –––––––––– Dickerson Employee Benefits Insurance Services Authorized General Agent Benefits Consulting, Property & Casualty Contact: James Travis, VP Sales 1918 Riverside Dr. Los Angeles, CA 90039 (800) 457-6116 Fax: (323) 805-2937 email: sales@dickerson-group.com website: www.TheBrokersGA.com Products: Acupuncture; Cafeteria Plans/Sec. 125; Cancer; Chiropractic; Consult a Doctor; Dental (ind., group); Disability (group); Health (ind., group – small, mid & large, integrated plans, Medicare supplement, short-term major medical); HRConnect; Life (group-term, term); LTD; STD; Payroll; PEO; Vision (ind., group); Workers’ Comp.; Voluntary Benefits; Alternative Funding; Worksite, Wellness and other business services. Serving: California – All Products; Nationwide – P&C, Risk Management (Except HI, ME) Serving: Nationwide (Except HI, ME) –––––––––– Direct Benefits Inc. Contact: Tom Mayer 325 Cedar Street, Ste. 800 St. Paul, MN 55101 (651) 649-3503 (800) 620-5010 Cell: (612) 708-8448 Fax: (651) 649-3502 email: tom@directbenefits.com Website: www.directbenefits.com Products: Dental, Disability, Life and Vision Serving: Nationwide –––––––––– Disability Insurance Services Inc. Contact: Daniel C. Steenerson 4444 Zion Avenue San Diego, CA 92120-2349 (619) 284-8444 (800) 898-9641 Fax: (619) 325-8444 email: quotes@diservices.com Website: www.DIServices.com Products: Disability (ind.) Serving: Nationwide –––––––––– Disability Insurance Resource Center Contact: Larry Schneider P.O. Box 21243 Albuquerque, NM 87154 (505) 299-5566 (800) 551-6211 Cell: (703)615-4747 Fax: (505) 299-7788 email: info@di-resource-center.com Website: www.di-resource-center.com Products: Disability (group, ind.); Denied Claims; Expert Witness Consultant (hard-to-place, declined) Serving: Nationwide –––––––––– Dunhill Marketing & Insurance Services Inc. 2341 5th Ave. San Diego, CA 92101 (619) 578-7800 (800) 659-1349 Fax: (619) 578-7819 email: info@dunhillinsurance.com Website: www.dunhillinsurance.com Products: Advanced Markets; Annuities (F.I.A. and multi-year guarantee); Disability (medical director on staff); Estate Planning; 401(k); Life (charitable giving programs, group term, guaranteed issue, living payout option, policy exchange, single premium whole life, special risk, survivor, term, universal life, whole life, life settlements); LTC; Pension Plans Serving: Nationwide –––––––––– Easy Insurance Marketing Inc. Contact: Connie Zarkowski/ Greg Halloran 4333 Park Terrace Dr. #120 Westlake Village, CA 91361 (805) 379-0590 ext. 4 Fax: (805) 379-1292 email: easy@west.net Website: www.easyinsurance.net Products: Compliance; Dental (ind., group); Disability (ind., group); Health (ind., group, international major medical, Medicare supplements, self-funded, short-term major medical); Prescription Drug Card, Vision Serving: CA –––––––––– Edwards-Glick Insurance Marketing Contact: Edward Glick 23530 Lull St. West Hills, CA 91304 (818) 996-9696 Fax: (818) 888-3033 email: edglick@eginsurance.net Website: www.eginsurance.net Products: Critical Illness, dental (ind.), Health (ind, medicare supplement, short-term major medical), Life (term, policy exchange, survivor, universal life, whole life), LTC Serving: CA –––––––––– Emerson Reid 5200 N. Palm Ave., Ste. 114 Fresno, CA 93704 (800) 780-0815 (559) 666-2001 Fax: (866) 972-7492 Website: www.emersonreid.com Products: Dental (voluntary); Health (group, HSA); Dental (group); Vision (group); Disability (long-term, short-term); Employee Assistance Program; Life (group, individual); Disability (long-term, short term); LTC (individual) Serving: CA, NY, PA, NJ –––––––––– E Pro Insurance Agency, LLC Personalized Retirement Options Contact: Erica L. Salda. CSA, CAS 463 Los Feliz Dr. Santa Barbara, CA 93110 (805) 679-3776 FAX: (805) 679-3776 email: erica@EPROinsuranceagency.com website: www.eproinsuranceagency.com Products: Annuities (group, individual); Disability; Health (group, individual, medicare bridge, medicare supplement, short term major medical); Life (charitable giving programs, group term, individual term, guaranteed issue, premium finance ind., secondary market for life, second to die, single premium whole life, universal, whole life); Long Term Care; Prescription Drug Card Serving: Nationwide –––––––––– Equote Contact: Richard Wira 2731 Shelter Island Dr., Ste. A San Diego, CA 92106 (619) 222-7212 (800) 354-1666 Fax: (619) 221-8545 email: staff@equote.com Website: www.equote.com Products: : AD&D; Annuities (group, ind.); Critical Illness; Disability (group, ind.); Life (charitable-giving programs, group term, guaranteed issue, living payout option, policy exchange, secondary market for life, single premium whole life, special risk, survivor, term, universal life, whole life); Pension (401[k]); LTC Serving: Nationwide –––––––––– Fairlane Financial Corp. Contact: Marketing 1200 S. Pine Island Rd., Ste. 100 Ft. Lauderdale, FL 33324 (800) 327-1460 Fax: (954) 476-0051 email: info@888fairlane.com Website: www.888fairlane.com Products: Annuities (ind.) Serving: Nationwide –––––––––– Foulds & Feldmann Health Insurance Agency Contact: Maureen Feldmann, Randy Foulds 78370 Highway 111, Ste. 100 La Quinta, CA 92253 (760) 777-9400 Fax: (760) 346-4727 email: maureen@feldmanninsurance.com email: randy@feldmanninsurance.com Products: Advantage Plans; LTC; Medicare Supplements; Individual Health; Part D Prescription Plans Serving: Riverside County –––––––––– Financial Grade Senior Consultants Contact: Pete Blasi 225 Broadway #1510 San Diego, CA 92101 (619) 595-0937 Fax: (866) 436-4713 email: info@financialgrade.com Website: www.financialgrade.com Products: Health (Medicare Supplement); Life (Guaranteed Issue) LTC; Medicare Advantage; Prescription Drug Plans; Serving: Nationwide —————— Financial Professionals Group Contact: William T. Wright 26501 Rancho Parkway South # 102 Lake Forest, CA 92630 949-455-0119 877-455-0119 Fax: (949) 455-0113 Email: wwright@fpgonline.com website: www.fpgonline.com Products; Life (special risk, survivor, term, universal life, variable life, whole life); Long Term Care Serving: Nationwide –––––––––– First Eagle Insurance Services Contact: Vic Vartanian 333 S. Central Ave., Ste. 101 Glendale, CA 91204 (818) 500-1771 (800) 447-4999 Fax: (818) 500-1855 email: vic@hipi999.com Website: www.healthinsuranceplaninfo.com Products: Dental (ind, group); Health (group, ind., int. major medical, MSAs, medicare bridge, medicare supplement, short term major med.) Vision Serving: Nationwide –––––––––– First Resource Insurance Services, Inc. Contact: Susan J. Edwards, CLU, ChFC 555 Saturn Blvd., Ste. 512 San Diego, CA 92154 (858) 320-9941 Cell: (619) 392-3315 Fax: (858) 320-9945 email: sueewards@firstresourceins.com Products: Annuities (ind.); Disability (ind.); Life (ind., estate/trust, executive, 1035 policy exchange, universal, term, whole life); LTC (Traditional and linked benefits) –––––––––– Flemings Insurance Services Contact: Hal L. Flemings 3198 Willow Tree Lane Escondido, CA 92027 (760) 690-2167 (800) 310-8228 Fax: (760) 690-2173 email: halflemings1@juno.com Website: www.flemingsinsurance.com Products: AD&D; Annuities (ind., group); Cafeteria Plans; Cancer; Chiropractic; Critical Illness; Dental (ind., group); Disability (ind., group); Health (ind., group, HSA, integrated plans, international major medical, Medicare bridge, Medicare supplement, self-funded, short-term major medical); Life (group term, guaranteed issue, policy exchange, single premium whole life, special risk, survivor, term, universal); LTC; Pension (pension plan/profit sharing, 401[k]); Vision; Workers’ Comp; Worksite Marketing Serving: S. CA , OK, KS, MI, TX –––––––––– Flextoday, Inc. Contact: Kathleen Hopper 191 W Shaw Ave., Ste. 101 Fresno, CA 93704 559-432-6800 (800) 995-5373 (559) 432-6220 email: Kathleen@FlexToday.com Website: www.FlexToday.com Products: Cafeteria (FSA/Flex) Plans; Health Reimbursement Arrangements (HRA); HSAs; Commuter Choice Benefits; Custom Welfare and Wellness Programs; COBRA Compliance Administration; Retiree Billing and Direct Premium Billing; Note: FlexToday does not sell products Serving: Nationwide –––––––––– FSD Financial Services Contact: Jeff Affronti 5530 Corbin Ave., Ste. 101 Tarzana, CA 91356 (818) 881-6970 (800) 373-9697 Fax: (818) 881-6973 email: jeff@fsdfinancial.com Website: www.fsdfinancial.com Products: Annuities (group, ind.); Life (term, universal, whole) Serving: Most of the U.S. –––––––––– GBS Ins. and Financial Services (dba: Flynn Associates Insurance Marketing Inc.) Contact: George Cox/Area Vice President 21600 Oxnard St., Ste. 650 Woodland Hills, CA 91367-5069 (818) 854-3003 (800) 473-5966 Fax: (818) 737-9103 LTC Hdqtrs: (818) 854-3034 Fax: (818) 854-3100 email: gcox@flynnassociates.com Website: www.flynnassociates.com Products: Annuities (ind.); Critical Illness; Disability (ind.); Health (international major medical); Life (guaranteed issue, policy exchange, single premium whole life, special risk, survivor, term, universal life, whole life, life settlements); LTC; Specialty Markets. Serving: Nationwide –––––––––– General Agency Insurance Development Services (GAIDS) 8901 W. Olympic Blvd. Beverly Hills, CA 90211 (310) 657-0100 (800) 695-4424 Fax: (310) 652-0305 email: insure@gaids.com Website: www.gaids.com Products: Cancer Insurance; Critical Illness; Health (Medicare Advantage, Medicare Part D RX, Medicare Supplement, international major medical, short-term major medical); Life (final expense, term); LTC Serving: CA, AZ, NV & OR –––––––––– Gordon Gladstone Associates Contact: Gordon Gladstone 18401 Burbank Blvd., Ste 225 Tarzana, CA 91356 (818) 342-9400 Fax: (818) 342-8488 email: jgladstone@earthlink.net Products: Critical Illness; health (ind, group), disability (ind, group), LTC, Life (term, universal), LTC Serving: CA –––––––––– Group Benefits Inc. Contact: Gordon Silverstein 3255 Wilshire Blvd., Ste. 1850 Los Angeles, CA 90010 (213) 380-5812 (800) 242-1120 Fax: (213) 383-0126 email: gsilverstein@triadinsurancegroup.com Website: www.triadinsurancegroup.com Products: AD&D; Acupuncture; Annuities (ind., variable, group contract); Cafeteria Plans; Cancer; Chiropractic; Dental (ind., group); Disability (ind., group); Financial Planning; Health (group, integrated plans, Medicare bridge, HSA, ind., international major medical, Medicare supplement, Medicare bridge, short-term major medical, self-funded); Life (charitable-giving programs, group term, guaranteed issue, living payout option, policy exchange, single premium whole life, special risk, survivor, term, universal life, whole life, variable); LTC; Pension (pension plans/profit sharing, 401[k]); Prescription Drug Card; Vision; Workers’ Comp. (24 Hr. coverage); Worksite Marketing; California Choice Plan, Covered CA Serving: Nationwide –––––––––– Hartfield Financial & Insurance Services, Inc. Contact: Thomas, J. Hartfield 2731 Erringer Road Ste. 90 Simi Valley, CA 93065 (805) 522-5815 email: Tom@hartfieldfinancial.com Website: www.hartfieldfinancial.com Products: Annuities (ind.; Group; Variable); 401(k); Pension Profit Sharing; Financial Planning; Term; Universal Life,; Variable Life; Whole Life. Serving: California –––––––––– HD Mooers and Co. Contact: Jeff Mooers 3688 Mount Diablo Blvd. Lafayette, CA 94549 (925) 283-7310 (800) 303-7310 Fax: (925) 283-4768 email: jeffm@hdmooers.com Website: www.hdmooers.com Products: Annuities (ind.); Life (special risk, term, survivor) Serving: Nationwide –––––––––– Healthcare Producers Inc. Contact: John Enright 3312 30th Street San Diego, CA 92104 (619) 342-7200 ext. 2 email: john@healthcareproducers.com Website: www.healthcareproducers.com Products: Critical Illness; Health (group, ind.) Serving: AZ, CA, NV –––––––––– Healthinsurance.com Inc. Contact: Avery Smith 3030 S. Bundy Dr. Los Angeles, CA 90066 (310) 737-9300 ext. 217 (310) 390-1000 ext. 217 (800) 644-3491 Fax: (310) 737-9304 email: as@Kelsey.com Website: www.HealthInsurance.com Products: Health (small business, ind.) Serving: 47 States –––––––––– Highland Capital Brokerage Contact: David R. Braun, CLU 801 N. Brand Blvd., Ste. 330 Glendale, CA 91203 (800) 326-8151 (213) 417-4500 Fax: (213) 381-8176 Email: jpresutti@highland.com Website: www.highlandbrokerage.com Products: Annuities (ind, group, variable, 401(k), pension/profit sharing), disability (ind), financial planning, life (charitable giving programs, living payout option, policy exchange, single premium whole life, survivor, term, universal, variable, whole life, life settlements), ltc. Serving: CA –––––––––– IBP Insurance Services Contact: Peter Kuhn 175 Bernal Road Ste.100 San Jose, CA 95119 (408) 363-6004 Fax: (408) 363-6005 email: peter@ibpis.com Website: www.ibpis.com Products: Health (group, HSA); Dental (group); Life (group term); Disability (group); Pension (401[k]); Employee Communication; HRIS Serving: Nationwide –––––––––– Innovative Solutions Insurance Services LLC Contact: Lisa DiBugnara 200 N. Sepulveda Blvd., #900 El Segundo, CA 90245 (310) 851-8222 ext. 5198 (800) 551-8289 Fax: (310) 851-8211 email: ldibugnara@isislife.com Website: www.isislife.com Products: Annuities; Disability; Life; LTC Serving: Nationwide –––––––––– Insurance Resources Group Contact: Mehrdad Taghdiri 9744 Wilshire Blvd., Ste. 306 Beverly Hills, CA 90212 (310) 550-3300 (888) 224-4777 Fax: (310) 550-3390 email: sales@irginsurance.com Website: www.irginsurance.com Products: Specialize in substandard cases, over 60 carriers to choose; Annuities (fixed, index, variable); Disability; Life (index universal life, life settlement, term, universal life, whole life, variable life, single premium, second-to-die, simple issue, guarantee Issue); LTC; Premium Financing; Pension Serving: Nationwide and International –––––––––– Integrated Planning Solutions Contact: Michael L. Sandfrey Contact: Tammy Miledi 16654 Soledad Canyon Road, Ste. 294 Canyon Country, CA 91387 (661) 251-6992 (888) 371-1119 Fax: (661) 251-6914 email: msandfrey@ipsfinancial.com email: tammy@ipsfinancial.com Products: Disability (ind.) Serving: AZ, CA, NV –––––––––– ITG Worldwide Insurance Agency Contact: Stacy Wheeler Contact: Scott Maras 500 Professional Center Dr., Ste. 515 Novato, CA 94947 (877) 598-8646 Fax: (415) 373-0786 email: stacyw@itgworldwide.com email: scottm@itgworldwide.com Website: www.itgworldwide.com Products: Travel Medical Insurance; Business Travel Plan; Disability and AD&D; Global Medical Plans; International Employee Benefits; Life; LTD; Property & Casualty; Special Risk and War Zone Coverage Serving: Worldwide –––––––––– Jack Van Rossum Contact: Jack Van Rossum 23 Garden Park Dr. Chico, CA 95973 (530) 342-6915 Fax: (530) 342-6812 email: jrossum@sbcglobal.net Products: Financial Planning –––––––––– Jenkins Insurance Services Contact: John Connell 1390 Willow Pass Road., Ste. 800 Concord, CA 94524 (925) 822-9127 (800) 234-6363 Fax: (925) 609-5320 email: jconnell@jenkinsinsgroup.com Website: www.jenkinsinsgroup.com Products: Medical, PPACA and health and welfare compliance consulting, Health and Welfare Brokerage and Consulting, Critical Illness, Dental (group); Health (HSA, integrated plans, medical & 24 hrs., Medicare bridge, Medicare supplement, prescription drug card, self-funded admin., short-term major medical); Life (term, policy exchange, survivor, special risk, universal life, whole life, living payout option); LTC, Pension (401[k], pension plans/profit sharing); Vision Serving: West Coast and National Accounts –––––––––– J.K. Insurance Marketing Inc. Contact: Gary H. Johnson 1042 W. Hedding St., Ste. 241 P.O. Box 28100 San Jose, CA 95126 (408) 246-2701 (800) 221-7998 Fax: (408) 246-2733 email: ghjohnson@jkinsurance.com Products: Annuities (ind.); Disability ( ind .); Life (survivor, term, universal life, whole life); LTC Serving: Western US –––––––––– JLS F.I.R.M. Inc. Contact: Jeffrey Scheibner 28562 Oso Pkwy., D-526 Rancho Santa Margarita, CA 92688 (949) 481-4671 Fax (949) 481-4674 email: jlsfirm@cox.net Website: www.jlsfirm.com Products: AD&D; Annuities (group, ind.,variable); Cafeteria Plans; Chiropractic Benefit; Dental (group, ind.); Disability (group, ind.); 401(k); Health (group, HSA, ind., Medicare bridge, Medicare supplement, self-funded administration, short-term major medical, international major medical); Life (charitable-giving programs, group term, guaranteed issue, living payout option, policy exchange, secondary market for life, single premium whole life, survivor, term, universal life, variable life, whole life); LTC; Pension plans/profit sharing; Prescription Drug Card; Vision; Workers’ Comp Serving: S. CA –––––––––– John Hancock Financial Network Contact: Fred Johnson 2401 E. Katella Ave., Ste. 650 Anaheim, CA 92806 (714) 938-9300 ext. 130 Fax: (714) 938-9312 email: fjohnson@jhnetwork.com Website: www.Jhnetwork.com Products: Life (survivor, term, universal, variable); LTC Serving: California –––––––––– Jones Associates Financial & Insurance Services Inc. Contact: Douglas Jones Contact: Melissa Shaw 26477 Rancho Parkway South Lake Forest, CA 92630 (949) 699-1660 (800) 729-6344 Fax: (949) 699-1069 email: doug@jonesfinancial.com email: melissa@jonesfinancial.com Website: www.jonesfinancial.com Products: Annuities (ind., variable, group contract); Disability (ind.); Financial Planning; Life (special risk, survivor, term, universal life, variable, whole life); LTC; Pension (pension plans/profit sharing, 401[k]) Serving: Nationwide –––––––––– Knight & Associates Contact: John H. Knight 10636 Scripps Summit Court, Ste. 112 San Diego, CA 92131 (858) 271-1511 email: jknight@sagepointadvisor.com Products: Annuities(individual), Pension(Pension plans/Profit Sharing), Financial Planning Serving: CA –––––––––– Kouzmanoff Financial Insurance Services, Inc. Disability Insurance Specialists Contact: Gerald Kouzmanoff 2377 S. Crenshaw Blvd., Ste. 255 Torrance, CA 90501 (310) 792-7355 (800) 653-8003 Fax: (310) 792-7360 email: kfis@kouzfinancial.com email: gkouzmanoff@kouzfinancial.com Website: www.kouzfinancial.com Products: Disability (ind.); LTC Serving: Nationwide –––––––––– Landmark Senior Resources Insurance Service, Inc. Contact: Roy O. Brett 5339 Prospect Road, #419 San Jose, CA 95129 (408) 866-2655 Fax: (408) 866-7010 email: landmarkseniorresources@gmail.com website: www.landmarkseniorresources.com Products: Annuities, Life Insurance, Long Term Care Insurance Serving: Nationwide –––––––––– Larry A. Medeiros Financial & Insurance Services, Inc. Contact: Stacie La 2280 Sunrise Blvd., Ste. 142 Rancho Cordova, CA 95742 (800) 748-5538 Fax: (916) 473-7151 email: lamfinancial1@gmail.com email: stacie.la@comcast.net website: www.lmfinancial.com Products: Dental (ind.), Health (ind, Medicare supplement, short term major med), Life (term, universal, variable, whole life), LTC Serving: Nationwide –––––––––– LeClair Corporation Contact: Margaret LeClair 6701 Upper Afton Rd. St. Paul, MN 55125 (651) 739-2010 (877) 532-5247 Fax:(651) 739-3265 email: ml@leclairinsurance.com Website: www.leclairinsurance.com Products: Annuities (ind.); Cancer, Critical Illness; Dental (ind., group); Disability (ind., group); Health (ind., group, HSAs, Medicare supplement, short-term major medical); Life (special risk, term, universal life, whole life); LTC Serving: Nationwide –––––––––– Legacy Insurance Services Contact: Rick Andersen 17310 Wright St., Ste. 200 Omaha, NE 68130 (402) 493-3007 (800) 493-3007 Fax: (402) 493-3507 email: lis@legacyins.com Website: www.legacyins.com Products: Annuities (ind.); Life ( single premium whole life, survivor, term, universal life, whole life). Serving: Nationwide –––––––––– Leisure Werden & Terry Agency Contact: Victor Paz 200 S. Los Robles Ave., Ste. 200 Pasadena, CA 91101 (626) 304-1300 (800) 272-2212 Fax: (626) 304-1313 email: lwtbrokerage@lwtagency.com Website: www.lwtagency.com Products: Annuities (ind., group, variable); Pension (401[k]); Life (charitable, group term, guaranteed issue, policy exchange, survivor, term, universal, variable, life settlements); LTC Serving: Nationwide –––––––––– LGR Insurance Group Five Rings Financial LTCi Planners/Specialists Contact: Gay Rowan, CSA, CLTC 2647 Gateway Rd. #105-600 Carlsbad, CA 92009 (888) 995-8376 (760) 944-6380 Cell: (760) 420-1533 Fax: (760) 632-1533 email: gayrowan@lggroupltci.com Website: www.lgrgroupltci.com Products: LTC; Life; Annuities Serving: CA –––––––––– Life Insurance Settlements, Inc. 1500 West Cypress Creek Rd., Ste. 408 Fort Lauderdale, FL 33309 (866) 326-5433 ext. 1015 Fax: (954) 337-5731 email: Oleg@lisettlements.com Website: www.lisettlements.com Products: Free Policy Appraisal; Free E&O Coverage; Marketing & Compliance Available; Secondary Market for Life Insurance; Nationwide Assistance Available 24/7 Serving: Nationwide –––––––––– Lifepro Financial Services, Inc. Contact: Ben Nevejans 11512 El Camino Real, Ste. 100 San Diego, CA 92130 (888) 543-3776 Fax: (858) 259-1742 email: info@lifepro.com Website: www.lifepro.com Products: Annuities (indexed, fixed, ind., group, variable); Life (group term, guaranteed issue, single premium whole life, special risk, survivor, term, universal life, variable, indexed UL, whole life); LTC Serving: Nationwide –––––––––– LISI, The Best In Broker Sales Solutions – San Mateo Contact: Gary Myers, Desare’ Kallingal, Sandra Bealu, Shannon Carboni, Yuri Inda 1600 W. Hillsdale Blvd. San Mateo, CA 94402 866-570-LISI (5474) Fax: 800-336-4465 email: hweiler@lisibroker.com Web site: www.lisibroker.com Products: Acupuncture; Chiropractic, COBRA Compliance; Dental (group); Disability (ind., group); Health (group); Life (term, group term, universal life, variable); Workers’ Comp.; Worksite Marketing Serving: N. CA/Bay Area, Monterey and Santa Cruz. –––––––––– LISI, The Best In Broker Sales Solutions – Sacramento Contact: Panthia Smith, Ryan Esway, Quinn Casey 11050 Olson Drive, Ste. 220 Rancho Cordova, CA 95670 866-570-LISI (5474) Fax: 800-514-5474 email: hweiler@lisibroker.com Web site: www.lisibroker.com Products: Acupuncture; Chiropractic; COBRA Compliance; Dental (group); Disability (ind., group); Health (group); Life (term, group term, universal life, variable); Workers’ Comp.; Worksite Marketing Serving: Sacramento/North Bay. –––––––––– LISI, The Best In Broker Sales Solutions – Fresno Contact: Espy Turley, Peter Mehta, Jill White 30 River Park Place West, #100 Fresno, CA 93720 866-570-LISI (5474) Fax: 800-809-6168 email: Hweiler@lisibroker.com Web site: www.lisibroker.com Products: Acupuncture; Chiropractic; COBRA Compliance; Dental (group); Disability (ind., group); Health (group); Life (term, group term, universal life, variable); Workers’ Comp.; Worksite Marketing Serving: Fresno County and Bakersfield. –––––––––– LISI, The Best In Broker Sales Solutions – Los Angeles Contact: Frank Estrada, Jason Herbison, LaMonte Howard, Brett Murray, Scott Skratulia, Keith Naud, Christopher Guarino, Steve Borodkin 21700 Oxnard St., Ste. 440 Woodland Hills, CA 91367 866-570-LISI (5474) Fax: 800-624-1131 email: kdoyle@lisibroker.com Web site: www.lisibroker.com Products: Acupuncture; Chiropractic; COBRA Compliance; Dental (group); Disability (ind., group); Health (group); Life (term, group term, universal life, variable); Workers’ Comp.; Worksite Marketing Serving: Los Angeles, Ventura County, Santa Barbara and San Luis Obispo. –––––––––– LISI, The Best In Broker Sales Solutions – Orange Contact: Dan Galietto, Jeff Hoss, Laurie Wolbart, Michele Isaly, Eric Tapia, 2677 N. Main St., Ste. 350 Santa Ana, CA 92705 866-570-LISI (5474) Fax: 888-567-5598 email: Kdoyle@lisibroker.com Website: www.lisibroker.com Products: Acupuncture; Chiropractic; COBRA Compliance; Dental (group); Disability (ind., group); Health (group); Life (term, group term, universal life, variable); Workers’ Comp.; Worksite Marketing Serving: Orange County & Inland Empire. –––––––––– LISI, The Best In Broker Sales Solutions – San Diego Contact: Christina Diamantis, Susan Tomes, Javier Castaneda, Sunny Chamblee 3838 Camino Del Rio North, Ste. 310, San Diego, CA 92108 866-570-LISI (5474) Fax: 800-603-1992 email: Kdoyle@lisibroker.com Website: www.lisibroker.com Products: Acupuncture; Chiropractic; COBRA Compliance; Dental (group); Disability (ind., group); Health (group); Life (term, group term, universal life, variable); Worker’s Comp; Worksite Marketing Serving: San Diego County. –––––––––– Lon E. Light & Associates Contact: Lon E. Light 473 Helen Ave. LaFayette, CA 94549 (925) 284-2907 Fax: (925) 284-2907 email: lonelight@comcast.net email: lonelight@hotmail.com Products: Annuities; Financial Planning; Life (life settlements, single premium whole, special risk, survivor, term universal, whole) Serving: CA –––––––––– Mackeller & Associates Contact: Jim Mackellar, CLU, CLFC 3625 Thousand Oaks Blvd., #275 Westlake Village, CA 91362 (805) 373-0617 Outside CA: (888) 387-8694 Fax: (805) 379-0727 Email: jim@mackellarassociates.com Website: www.mackellarassociates.com Products: annuities (ind., variable); Dental (group); Disability (ind.); Financial Planning; Health (short-term major medical); Life (living payout option, single premium whole life, survivor, term, universal life, variable, whole life) Serving: CA & NV –––––––––– Madison Brokerage Corp. Contact: Daniel P. Anderson Contact: Rhonda Raven 65 Madison Ave., #200 P.O. Box 1940 Morristown, NJ 07962-1940 (973) 539-3232 (888) 539-3232 Fax: (973) 539-3737 email: rraven@madisonbrokerage.com Website: www.madisonbrokerage.com Products: Annuities ( ind. Variable); Financial Planning; Life (charitable giving programs, group term, guaranteed issue, policy exchange, secondary market for life, life settlements, single premium whole life, special risk, survivor, term, universal, variable, whole); LTC. Serving: Nationwide –––––––––– M&O Marketing 4000 Town Center, 11th Flr. Southfield, MI 48075 (800) 228-5964 Fax: (248) 784-1401 email: info@mandomarketing.com Website: www.mandomarketing.com Products/Services: Annuity, Life, LTC Sales & Marketing Serving: Nationwide –––––––––– Merchants Benefit Administration, Inc. Contact: Laura Genzer 15974 N. 77th St., Ste. 102 Scottsdale, AZ 85260 (800) 800-6543 Fax: (480) 776-5050 email: lgenzer@mbaadmin.com Website: www.mbaadmin.com Products: Dental (ind.); Health (group); Life (guaranteed issue) Serving: Nationwide –––––––––– MHN, INC. Contact: Judy Osterweil 2370 Kerner Blvd. San Rafael, CA 94901 (415) 460-8052 Fax: (415) 257-1456 email: judy.x.osterweil@healthnet.com Website: www.mhn.com Products: EAP and Behavioral Health Coverage for Health Group and Health Integrated; Employee Assistance Programs; Managed Care; Mental Health; Training & Skill & Organizational Development; Wellness Serving: Nationwide –––––––––– MWG Marketing 5712 I-55 N. Frontage Rd. Jackson, MS 39211 (877) 759-5728 Fax: (601) 956-1702 email: marketing@morganwhite.com Website: www.mwgdental.com Website: www.mwgvision.com Website: www.premiumsaverplan.com Products: Dental (group, ind.); Premium Saver Plan; Medical Gap Plans; Vision Serving: Nationwide –––––––––– Myers-Stevens-Melllo, Inc. 4555 Mattos Dr. Fremont, CA 94536 (510) 894-4330 (877) 741-4843 Fax: (510) 894-4147 email: info@insurancemsm.com Website: www.insurancemsm.com Products: AD&D, Cafeteria Plans; Chiropractic; Dental (group, ind.); Disability (ind., group); Health (ind., integrated plans, HSA, Medicare supplement, short-term major medical); Life (term); LTC; Pension [401(k)]; Vision Serving: CA –––––––––– National Insurance Marketing Corp. Contact: Kenneth B. Brunetta 3600 American River Dr., Ste. 240 Sacramento, CA 95864 (800) 274-7845 (916) 974-7845 Fax: (916) 974-7613 email: ken@nimc.com Website: www.nimc.com Products: Annuities (Fixed Indexed, MYGA, Book Rate and Immediate annuities, ind.); Life (single premium whole life, special risk, survivor, term, universal life, whole life); Pension (pension plans/profit sharing) Serving: Nationwide except NY –––––––––– New Generation Insurance Marketing Contact: Andy Weinstein 28073 Smyth Dr., Valencia, CA 91344 (888) 920-1770 Ext. 1231 Website: www.newgenlife.com Products: Annuities (ind.); Critical Illness, Disability (ind.); Life (group term, guaranteed issue, single premium whole life, special risk, survivor, term, UL Ind., whole life); LTC Serving: Nationwide –––––––––– Niche Market Solutions Contact: M. K. Carroll (302) 945-6906 Fax: (206) 350-4550 email: mcarroll19@verizon.net Products/Services: Annuities; Critical Illness; Disability; Life Serving: Nationwide ——————— NFP Contact: John A. Hohman 3470 Mt. Diablo Blvd., Suite A100 Lafayette, CA 94549 (925) 297-6155 Fax: (925) 254-9652 email:nfpcainfo@nfp.com Website: www.nfp.com/nfpca Products: Annuities (ind.); Dental (ind., group); Disability (ind., group); Health (group, individual); Life (charitable-giving programs, group term, term, universal life, whole life, variable) Serving: CA –––––––––– Northstar Network Insurance Agency, Inc. Contact: Katie O’ Rourke, James Grauel 1601 Bayshore Highway, Ste. 360 Burlingame, CA 94010 (800) 665-1524 (650) 692-5202 email: katie@cltcinsurance.com email: jim@cltcinsurance.com Website: www.northstarnetworkinc.com Products: LTC, Linked-LTC, Critical Illness Serving: Nationwide –––––––––– OC Life Insurance Agency Inc. Contact: Dan Love P.O. Box 3545 Mission Viejo, CA 92690 (949) 716-7051 (800) 564-3309 Fax: (949) 916-6475 email: dan@OCLifeinsurance.com Website: www.OCLifeinsurance.com Products: Life (special risk, term, universal, whole) Serving: Nationwide –––––––––– Overseas Travel Insurance Services Contact: LeAnne Lary (866) 684-7123 Fax: (805) 531-1161 email: info@otis123.com email: leanne@otis123.com Website: www.otis123.com Website: www.overseastravelinsuranceservices.com Products: Immigration Insurance; Insurance to obtain VISAS; International Major Medical; Missionary Insurance; Mission Trips Individual Holiday/Trip cancellation Insurance; Short Term Major Medical (immediate ID cards); Student Travel Insurance; Worldwide Travel Medical Insurance Groups/Associations Service Area: Nationwide and International –––––––––– Paradigm Insurance Marketing Contact: Paul D. Kaplan 31255 Cedar Valley Dr. , Ste. 311 Westlake Village CA 91362 (818) 380-0034 (800) 822-7251 Fax: (818) 706-0203 email: paul@paradigmins.com Website: www.paradigmins.com Products: Annuities (ind.); Disability; 419(e) single employer retirement benefit plans Long Term Care; Life (special risk, survivor, term, universal life); –––––––––– Penn Mutual Life Insurance Co. Contact: Ron Bertke, LUTCF 18375 Ventura Blvd.,#650 Tarzana, CA 91356 (818) 207-3930 Fax: (310) 861-1435 Email: bertke.ron@pennmutual.com Products: Life, Annuities –––––––––– Perry Financial Network Contact: Jeff Perry & Mike Taylor 13405 Folsom Blvd., Ste. 400 Folsom, CA 95630 (877) 475-5244 Fax: (916) 293-0101 email: jeff@perryfinancial.net email: mike@perryfinancial.net Website: www.perryfn.com Products: Annuities (ind., variable); Life (term, universal life, survivor, variable, whole life); LTC Serving: Western U.S. –––––––––– Peter Lyman Insurance Agency Contact: Peter T. Lyman Founder and managing Principal 8 S. Voluntario St., Ste. A Santa Monica, CA 93103 (805) 845-2377 Email: peter@lymaninsurance.com Website: www.lymaninsurance.com Products: Voluntary and Ancillary Products, Workers’ Comp, Worksite Marketing, HR Resource Services, Property&Casualty –––––––––– Petersen International Underwriters Contact: Jimmy Petersen 23929 Valencia Blvd., 2nd Floor Valencia, CA 91355 (661) 254-0006 (800) 345-8816 Fax: (661) 254-0604 email: jimmy@piu.org Website: www.piu.org Products: AD&D; Disability; Excess Disability, Impaired Risk Disability; Health (international major medical); Life (special risk) Serving: Nationwide & International –––––––––– Peter Trummer Insurance Contact: Peter Trummer 10075 W. River Street, #201 Truckee, CA 96160 (530) 587-8900 Fax: (530) 587-8883 email: ptrummer@sierra.net Website: www.ptinsurance.net Products: AD&D; Annuities (group, ind., variable); Cafeteria Plans; Cancer Insurance; Chiropractic Benefit; COBRA Compliance; Critical Illness; Dental (group, ind.); Disability (group, ind.); Health (group, health HSA, ind., integrated plans, self-funded administration, short-term major medical, international major medical); Life (charitable-giving programs, group term, guaranteed issue, living payout option, policy exchange, secondary market for life, single premium whole life, special risk, survivor, term, universal life, variable life, whole life); LTC, Pension (401[k], Pension plans/profit sharing); Prescription Drug Card, Vision Serving: Nationwide –––––––––– Pontrelli, Timour & Associates Contact: Chris Pontrelli Jr., Raphy Timour 1039 Hope St. Pasadena, CA 91030 (626) 795-4138 ext. 250 Chris Fax: (626) 795-6496 email: cpontrelli@ptbenefits.com Website: www.ptbenefits.com Products: Group Employee Benefits Serving: CA –––––––––– Pram Insurance Services Inc. Contact: David P. Wilson, CEO 711 East Imperial Highway, Ste. 100 Brea, CA 92821 (714) 671-3951 ext. 12 Cell (714) 904-7850 Fax: (714) 255-0977 email: dwilson@pram.com Website: www.pram.com Products: Limited Benefit and Indemnity Plans; MGU for Fully Insured Prescription Drug Card Plans for Traditional Employers, Associations; Voluntary Plans; Worksite; Services: National Registered Administrator “TPA” dedicated exclusively to providing Full Turnkey Pharmacy Administration; PBM Pharmacy Auditing for Employer Plans Serving: Nationwide –––––––––– PRB Insurance and Financial Services Contact: Tom Munson 1990 S. Bundy Drive, Ste 410 Los Angeles, CA 90025-1448 (310) 909-1746 Fax: (424) 248-2461 email: info@prbinc.com Website: www.prbinc.com Products/Services: TPAs, 401(k), Individual and Group Life and Disability Insurance, NQDC, Employee Benefits, Retirement Income Planning, Financial Planning. –––––––––– The Producers Group 36 Discovery, Suite 100 Irvine, CA 92618 (888) 553-6093 (949) 268-1777 Fax: (949) 362-3353 Website: www.thepg.com Products: Annuities (ind.); Life (special risk, survivor, term, universal, variable, whole life, premium finance); LTC ( ind.); Disability, DI Serving: Nationwide –––––––––– The Producers Group Contact: Eric Freundt 9171 Towne Centre Drive, Suite 200 San Diego, CA 92122 (800) 441-0140 Fax: (858) 793-5388 Email: Eric.Freundt@thepg.com Website: www.thepg.com Products: Annuities (ind.); Life (special risk, survivor, term, universal, variable, whole life); LTC (ind.); DI ——————- R.B. Twogood Insurance Services Contact: Tracy Navarro 5520 Wellesley St., Ste. 105 La Mesa, CA 91942 (619) 668-9199 (800) 266-9199 Fax: (619) 668-9260 email: tnavarro@twogoodinsurance.com Products: Universal and term Life, fixed annuities Serving: CA –––––––––– R.H. Insurance Services Contact: Robert Hernandez 411 S. Riverside Ave. Rialto, CA 92376 (323)-582-4392 (909)877-2032 (800) 529-2690 Fax: (909) 874-7454 email: rhinsurance_rob@yahoo.com Website: www.rhaccounting4u.com Products: Cafeteria Plans; COBRA; Dental (group, ind.); Disability (group, ind.); Health (group, HSA, ind., Medicare supplement); Life (guaranteed issue, single premium whole life, term, universal life, whole life); LTC; Vision; Workers’ Comp Serving: CA –––––––––– Rogers Benefit Group Contact: Dave Di Maria, Susan Diaz 130 N. Brand Blvd., Ste. 310 Glendale, CA 91203 (818) 502-3800 ext. 11 (800) 654-3050 Fax: (818) 502-2170 email: losangeles@rogersbenefit.com Website: www.rogersbenefit.com Products: Health (group); Dental (group); Serving: Los Angeles, Orange, Riverside, San Bernardino, Santa Barbara, San Luis Obispo and Ventura Counties –––––––––– Rogers Benefit Group Contact: Angie Purcell, Craig Gandy 6540 Lonetree Blvd., Ste. 100 Rocklin, CA 95765 (916) 960-0400 (866) 405-2790 Fax: (916) 960-0420 email: sacramento@rogersbenefit.com Website: www.sacramento.rogersbenefit.com Products: Heath (group) Serving: Alameda, Alpine, Amador, Butte, Calaveras, Colusa, Contra Costa, El Dorado, Fresno, Humboldt, Kern, Kings Lake, Marin, Mariposa, Mendocino, Napa, Placer, Plumas, Sacramento, San Joaquin, Shasta, Solano, Sonoma, Stanislaus, Sutter, Tehama, Tulare, Yolo, Yuba and Northern Nevada –––––––––– Rogers Benefit Group Bay Area Contact: Andrew Kerr, Cyndie Culbreth 6155 Almaden Expressway, Ste. 210 San Jose, CA 95120 email: akerr@rogersbenefit.com email: sanjose@rogersbenefit.com Website: www.rogersbenefit.com (408) 268-9700 (877) 724-4671 Fax: (408) 997-7737 Products: Health (group); Dental (group); Disability (group); Life (group); Voluntary (group) Serving: Alameda, Contra Costa, Marin, Monterey, Napa, San Benito, San Francisco, San Mateo, Santa Clara, Santa Cruz, Solano, Sonoma Counties –––––––––– Rogers Benefit Group San Diego Contact: Melissa Medve 703 Palomar Airport Rd, Ste. 330 Carlsbad, CA 92011 (760) 603-8100 (800) 872-0459 Fax: (877) 508-7255 email: dennis@rbgsocal.com email: rgbsocal@rogersbenefit.com email: melissa@rbgsocal.com Website: www.rbgsocal.com Products: Dental (group); Health (group) Serving: San Diego, Orange, Riverside, San Bernardino, Imperial Counties –––––––––– RxReins Contact: Crystal Williams P.O. Box 2284 Palm Springs, CA 92263-2284 (888)- RxReins Fax: (760) 262-3178 email: cwilliams@rxreins.com Website: www.rxreins.com Products: Dental (group); Prescription Drug Card; Vision Serving: Nationwide –––––––––– Save Gains Tax Contact: Paula Straub 1623 La Bonita Way San Marcos, CA 92078 (760) 917-0858 Fax: (866) 401-0424 email: pstraub@aol.com Website: www.savegainstax.com Products: Health and Life Insurance; Covered CA, Medicare Products, Annuities; Investment Advice, Charitable Remainder Trust; Sep-IRA, Simple IRA, Roth IRA, Deferred Sales Trusts, Life Settlements, Pensions, LTC, California Partnership Serving: Nationwide –––––––––– Senior Market Sales, Inc. Contact: Dan Trumblee 8420 W. Dodge Rd., 5th Floor Omaha, NE 68114 (402) 343-3689 (800) 786-5566 ext. 3689 Fax: (402) 397-0455 email: dtrumblee@seniormarketsales.com Website: www.seniormarketsales.com Products: Critical Illness; Dental (ind.); Prescription Drug Card; Annuities (ind.); Health (int. major medical, medicare supplement; Short Term Major Med.); Life (guaranteed issue, living payout option, single premium, whole life, special risk, survivor, term, universal, whole life); LTC –––––––––– Shepler & Fear General Agency Contact: Rob Shepler/Dave Fear, Sr. 2140 Professional Dr., Ste. 150 Roseville, CA 95661 (916) 960-0131 (877) 361-7342 Fax: (888-) 360-7342 Email: robshepler@sheplerfear.com Email: davefear@sheplerfear.com Website: www.sheplerfear.com Products: Fully Insured small and large group Medical, Dental, Vision, Life/AD&D and Disability; Self Funded small and large group Medical, Dental, Vision coverage, Telemedicine, Wellness, Health Insurance Exchanges Serving: CA ————– South Western Financial Network ESI Contact: John Andraos 505 N. Brand Ave., Ste. 850 Glendale, CA 91203 (818) 551-6600 Fax: 818-551-6615 email: andraos_john@nlvmail.com Website: www.southwesternfinancial.net Products: Annuities (group, ind.); Disability (group, ind.); Life (whole life); Pension [401(k)]; Pension (pension plans/profit sharing). Serving: Nationwide –––––––––– Stan Israel Insurance Services Inc. Contact: Stan Israel 5699 Kanan Rd., #367 Aguora Hills, CA 91301 (818) 706-1100 Fax: (818) 889-1593 email: sdiins@aol.com Website: www.sdiins.com Products: Life Insurance, LTC Serving: CA –––––––––– Steve Shorr Insurance Contact: Steve Shorr 1027 W. 11th Street, Ste. 3 San Pedro, CA 90731-3558 (310) 519-1335 Fax: (310) 519-1359 Email: steve@steveshorr.com Website: www.SteveShorr.com Products: Health (ind., group); Disability (ind.); Life (ind .); Medicare Supplement Serving: CA –––––––––– Streamline Benefits Contact: Michael J. McCormick CLU, FLMI 29811 Santa Margarita Pkwy., Ste. 100 Rancho Santa Margarita, CA 92688 (949) 452-9201 Email: benecom@att.net Products: Worksite Marketing and Enrollment Services, Medicare Bridge, AD&D, Section 125, Cafeteria Plans, Critical Illness; Disability; HSAs; Life (group, universal life term, indexed UL); Long Term Care; Prescription Drug Card; Dental; Vision; Accident Bridge and Hospital coverage and Pet Insurance –––––––––– Symetra Life Insurance Company Contact: Symetra Sales Support 777 108th Ave. NE, Ste. 1200 Bellevue, WA 98004-5135 (800) 706-0700 (800) SYMETRA email: invest@symetra.com Website: www.symetra.com Products: Annuities (individual); Disability (Group); Health (group, limited benefit medical, medical stop loss); Life (group, single premium, term, universal). Serving: Nationwide; state availability varies by product –––––––––– Tax and Financial Group Contact: Brian McNulty 4001 MacArthur Blvd. , 3rd Floor Newport Beach, CA 92660 (949) 223-8100 (800) 373-2177 Fax: (949) 223-8101 email: brian.mcnulty@tfgroup.com Website: www.tfgroup.com Products: Annuity (group contract, ind., variable); Cafeteria Plans, COBRA Compliance, Dental (ind., group); Disability (ind., group); Financial Planning, Health (ind., group, HSA); Life (charitable-giving programs, group term, guaranteed issue, living payout option, policy exchange, single premium whole life, survivor, term, universal life, variable, whole life); LTC, Pension (pension plans/profit sharing, 401[k]); Vision, Worksite Marketing Serving: S. CA, CO, HI, TX –––––––––– Team Alvarez Insurance Services Contact: Gaston Alvarez 2001 East 4th Street, Ste. 116 Santa Ana, CA 92705 (714) 978-6300 Fax: (805) 512-7840 Email: Gus@TeamAlvarez.net Products: All aspects of Medicare, Dental/Vision, (Group, Ind.); Covered CA Ind. Health, Covered CA Shop (group), Medicare Supplements, Short Term Major Med, Life insurance (guaranteed issue, group term, single premium whole life, special risk, survivor, term, and universal life), LTC, Final Expense, Annuities, Home, Auto, Business Serving: AZ, CA –––––––––– Ted Anderson Insurance Contact: Ted Anderson 830 Orange Ave., Ste. J Coronado, CA 92118 (619) 435-3636 Fax: (619) 435-3010 email: tedandersoninsurance@gmail.com Website: tedandersoninsurance.com Products: Annuities (ind.); Dental (ind.,group); Disability (ind., group); Health (ind., group, HSA, international travel plans, Medicare bridge, Medicare supplement, short-term major medical); Life (guaranteed issue, group term, single premium whole life, special risk, survivor, term, universal life); LTC, Vision Serving: CA –––––––––– Thomson Ins. Broker/RTIB, Inc. Contact: Rich Thomson P.O. Box 18283, S. Lake Tahoe, CA 96151 (530) 541-8511 Fax: (530) 541-6832 email: george@rtibtahoe.com Website: www.rtibtahoe.net Products: Acupuncture, AD&D, Dental (group); Disability (ind.); Health (ind., international major medical, HSA, Medicare supplement, short-term major medical); Life (group term) Serving: N. CA & Northern NV –––––––––– Total Financial & Insurance Svcs. Contact: Ronald Bielefelt, 11835 W. Olympic Blvd., Ste. 600 E. Los Angeles, CA 90064 (310) 477-7500 (800) 989-7500 Fax: (310) 575-3912 email: rbielefelt@totalfinancial.com Website: www.totalfinancial.com Products: Annuities and SPIAs; Life (Impaired Risk, Foreign Nationals, Indexed Universal Life, Premium Financing, Charitable-giving programs, Guaranteed issue, Survivorship, Term, Universal life, Whole life) Serving: Nationwide –––––––––– Triad Financial Insurance Marketing Inc. Contact: Gordon Silverstein 3255 Wilshire Blvd., Ste. 1850 Los Angeles, CA 90010 (213) 383-4108 (800) 392-9977 Fax: (213) 383-0126 email: gsilverstein@triadinsurancegroup.com Products: AD&D, Acupuncture, Annuity (group contract, individual, variable); Cafeteria Plans, Cancer, Chiropractic, Dental (individual, group); Disability (individual, group); Financial Planning; California Choice; Health (individual, group, integrated plans medical & 24 hrs., international major medical, health-savings accounts, Medicare bridge, Medicare supplement, self-funded administration, short-term major medical); Life (guaranteed issue, life settlement, living payout option, policy exchange, single premium whole life, special risk, survivor, term, group term, universal life, variable, whole life); Long-Term Care, Pension (401[k]); Prescription Drug Card, Vision, Workers’ Comp, Worksite Marketing Serving: Nationwide –––––––––– TripleChoicePlan Dental Contact: Lawrence V. Kent, president & CEO 1964 Westwood Blvd., Ste. #120 Los Angeles, CA 90025 (310) 470-2343 ext. 150 Fax: (310) 441-5660 email: lvk@triplechoiceplan.com Website: www.triplechoiceplan.com Products: Specialists in Group Dental, Life, Vision and Disability Min. Size: 2+ Serving: Nationwide –––––––––– TWH Annuities & Insurance Agency Inc. Contact: Tipton Huffman 6200 E. Canyon Rim Rd., Ste. 203 Anaheim Hills, CA 92807 (714) 283-9194 • (800) 200-9194 Fax: (714) 283-9197 email: info@twhagency.com Website: www.twhagency.com Products: Annuities (ind.); Life (single premium whole life, survivor, term, group term, universal life, whole life) Serving: Nationwide –––––––––– United Retirement – Orange County Contact: Peter Stephan/Tamara Lewis 23046 Avenida de la Carlota, Ste. 500 Laguna Hills, CA 92653 (949) 768-4015 Fax: (949) 600-7666 email: Peter.Stephan@unitedretirement.com email: Tamara.Lewis@unitedretirement.com Website: www.unitedretirement.com Products: Defined Benefit, Cash Balance, Profit Sharing, 401(k) Serving: CA –––––––––– USI Travel Insurance Services Contact: Wendy Miller, Director of Sales & Client Relations-Insurance Professionals Travel Insurance Services, A Member Company of USI Affinity 2231 Erie Court Tracy CA 95304 (800) 937-1387 ext. 48956 (925) 405-8956 Fax: (610) 537-2224 email: wendy.miller@travelinsure.com Website: www.travelinsure.com Products: Health (group, ind., Medicare supplement, short-term major medical, international major medical) Serving: Nationwide –––––––––– Walliser Assoc. Insurance Agency Inc. Contact: Frank Walliser 7960 Soquel Dr., Ste. 403 Aptos, CA 95003 (831) 476-4384 Fax: (831) 476-1008 email: wallisco@walliserins.com Website: www.walliserins.com Products: Annuities (ind.); Critical Illness, Life (guaranteed issue, living payout option, policy exchange, single premium whole life, special risk, survivor, term, group term, universal life, whole life); LTC Serving: CA & Most Other States ––––––––– Warner Pacific Insurance Services Contact: Jeff Papenfus, Senior Vice President of Sales Offering 46 Relationship Based Sales Executives located throughout the state to serve you. Home office: 32110 Agoura Road, Westlake Village, CA 91361 (800) 801-2300 Email: jpapenfus@warnerpacific.com Website: www.warnerpacific.com Products: Medical, Dental, Life, Vision, Work Comp, Disability, Voluntary, LTC, Medicare and more. Serving: CA, CO –––––––––– Welcome Funds Inc. Contact: Daniel Ohman 6001 Broker Sound Parkway, Ste. 320 Boca Raton, FL 33487 (561) 862-0244 (877) 227-4484 Fax: (561) 862-0242 email: info@welcomefunds.com Website: www.welcomefunds.com Products: Secondary market for life insurance Serving: Nationwide –––––––––– Western World Marketing Contact: Toby Hartley 21515 Hawthorne Blvd., Ste. 940 Torrance, CA 90503 (310) 540-5299 (800) 323-4032 Fax: (310) 316-1167 email: toby@wwannuity.com Website: www.westernworldannuity.com Products: Annuities; Financial Planning Serving: Nationwide –––––––––– W.J. Barrett Insurance Agency Inc. Contact: Bill Barrett or Jill Bradish P.O. Box 2339 Capistrano Beach, CA 92624 (888) 254-7675 Fax: (949) 493-7325 email: bill@plusgroupca.com Website: www.plusgroupca.com Products: Critical Illness, Disability (ind.); LTC Serving: CA –––––––––– Wolfpack Insurance Services Contact: Logan Wolf 425 Harbor Blvd., Ste. 2C Belmont, CA 94002 (650) 631-2460 (800) 296-0192 Fax: (650) 591-4022 email: logan@dvins.com Website: www.dentalandvisionins.com Products: Dental (group); Vision (group) Serving: CA –––––––––– Word & Brown Contact: Bill Mason 801 N. Brand Blvd., Ste. 900 Glendale, CA 91203 (818) 247-2861 (800) 560-5614 Fax: (800) 355-9711 email: wabquote@wordandbrown.com Website: www.wordandbrown.com Products: Health (Group, Individual, Medicare Supplement, Medicare Advantage), Short-Term Medical, Dental, Vision, Chiropractic, Life, LTD, LTC, COBRA, HIPAA Compliance Services and Flexible Benefit Programs. Serving: Kern, Los Angeles, San Luis Obispo, Santa Barbara and Ventura Counties –––––––––– Word & Brown Contact: James Bennett 721 S. Parker Orange, CA 92868 (714) 567-4658 (800) 869-6989 Fax: (714) 953-9404 email: wabquote@wordandbrown.com Website: www.wordandbrown.com Products: Health (Group, Individual, Medicare Supplement, Medicare Advantage), Short-Term Medical, Dental, Vision, Chiropractic, Life, LTD, LTC, COBRA, HIPAA Compliance Services and Flexible Benefit Programs. Serving: Orange County –––––––––– Word & Brown Contact: Pam Wallace 3131 Camino Del Rio North, Ste. 820 San Diego, CA 92108 (619) 299-5001 (800) 397-3381 Fax: (619) 299-2070 email: wabquote@wordandbrown.com Website: www.wordandbrown.com Products: Health (Group, Individual, Medicare Supplement, Medicare Advantage), Short-Term Medical, Dental, Vision, Chiropractic, Life, LTD, LTC, COBRA, HIPAA Compliance Services and Flexible Benefit Programs. Serving: San Diego County –––––––––– Word & Brown Contact: Zeke Montes 3633 Inland Empire Blvd., Ste. 525 Ontario, CA 91764 (909) 945-2224 (877) 225-0988 Fax: (909) 945-3339 email: wabquote@wordandbrown.com Website: www.wordandbrown.com Products: Health (Group, Individual, Medicare Supplement, Medicare Advantage), Short-Term Medical, Dental, Vision, Chiropractic, Life, LTD, LTC, COBRA, HIPAA Compliance Services and Flexible Benefit Programs. Serving: Inland Empire Regional Office –––––––––– Word & Brown Contact: Sandra Silviera 1737 N. First Street, Ste. 680 San Jose, CA 95112 (408) 685-4872 (800) 255-9673 Fax: (408) 437-5925 email: wabquote@wordandbrown.com Website: www.wordandbrown.com Products: Health (Group, Individual, Medicare Supplement, Medicare Advantage), Short-Term Medical, Dental, Vision, Chiropractic, Life, LTD, LTC, COBRA, HIPAA Compliance Services and Flexible Benefit Programs. Serving: Northern CA Regional Office –––––––––– World Insure Medical Health Insurance & Travel Insurance Calibrated International Benefits International Medical, International Life, International K&R Contact: Lisa Nguyen Cambria, LUTCF P. O. Box 1208, Novato, CA 94948 (415) 892-3116 Fax: (415) 893-1984 email: lisa@worldinsure.net Website: www.worldinsure.net Products: Disability; International Risks for Life; K&R; Major Medical; Terrorism; Travel and more Serving: Worldwide –––––––––– Worldwide Insurance Services (dba: GeoBlue and HTH Worldwide) Contact: Cristina Picardi 1 Radnor Corporate Center Suite 100, Radnor, PA 19087 (Located locally in San Diego, CA) Direct: (619) 688-1160 Toll free direct: (855) 484-6647 Fax: (610) 482-9953 email: cpicardi@geo-blue.com Website: www.geobluetravelinsurance.com Products: Int’l Health, International Major Medical, Travel Medical (ind and group); Short and long term plan options available Serving: International and nationwide –––––––––– Zenith Marketing Group Contact: Tony DeGregorio 303 W. Main St., Ste. 200 Freehold, NJ 07728 (484) 588-0621 ext. 6413 (800) 499-3727 ext. 6413 Fax: (732) 577-0111 Email: td@zenithmarketing.com Website: www.zenithmarketing.com Products: Annuities (ind.); Disability (ind.); Life (guaranteed issue, single premium whole life, special risk, survivor, term, group term, universal life, whole life); LTC, Pension [401(k)] Serving: Nationwide ... Continue Reading →
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GA Product Sources 2014

  Ancillary Benefits Annuities Pension Plans Health Insurance Life Insurance LTC Worker’s Comp Worksite Marketing Ancillary Benefits Acupuncture BELAIR INSURANCE SERVICES DICKERSON EMPLOYEE BENEFITS INS. SVCS. GROUP BENEFITS INC. LISI LISOVERS THOMSON INSURANCE BROKERS TRIAD FINANCIAL INSURANCE MKTG., INC. –––––––––– AD&D ASSETS UNLIMITED INC. BAY RIVER INSURANCE SERVICES BILL PROCTOR & ASSOCIATES INS. INC. BRYSON FINANCIAL EQUOTE FLEMINGS INSURANCE SERVICES GROUP BENEFITS INC. ITG WORLDWIDE INSURANCE AGENCY JLS F.I.R.M. INC. MYERS-STEVENS-MELLO & CO., INS., SVCS. PETER TRUMMER INSURANCE PETERSEN INTERNATIONAL UNDERWRITERS SHEPLER AND FEAR GENERAL AGENCY STREAMLINE BENEFITS THOMSON INSURANCE BROKERS TRIAD FINANCIAL INSURANCE MKTG., INC. –––––––––– Cafeteria Plans ASSETS UNLIMITED INC. BELAIR INSURANCE SERVICES BEN-E-LECT BILL PROCTOR & ASSOCIATES INS. INC. CHIMIENTI AND ASSOCIATES CLAREMONT INSURANCE SERVICES CLOCK INSURANCE AND FINANCIAL SVCS. CMG INSURANCE SERVICES COASTAL FINANCIAL PARTNERS GROUP DEALEY RENTON & ASSOCIATES DICKERSON EMPLOYEE BENEFITS INS. SVCS. FLEMINGS INSURANCE SERVICES FLEXTODAY GROUP BENEFITS INC. JLS F.I.R.M. INC. MYERS-STEVENS-MELLO & CO. ,INS. SVCS. PETER TRUMMER INSURANCE PONTRELLI, TIMOUR & ASSOCIATES R.H. INSURANCE SERVICES STREAMLINE BENEFITS TAX & FINANCIAL GROUP TRIAD FINANCIAL INS. MARKETING INC. CORPORATION –––––––––– Cancer Insurance Plans BAY RIVER INSURANCE SERVICES BELAIR INSURANCE SERVICES BILL PROCTOR & ASSOCIATES INS. INC. CLOCK INSURANCE AND FINANCIAL SVCS. DICKERSON EMPLOYEE BENEFITS INS. SVCS. EDWARDS/GLICK INSURANCE MARKETING FLEMINGS INSURANCE SERVICES GENERAL AGENCY INS. DEV. SVCS. (GAIDS) GROUP BENEFITS INC. PETER TRUMMER INSURANCE TRIAD FINANCIAL INS. MARKETING INC. CORPORATION WARNER PACIFIC INSURANCE SERVICES –––––––––– Chiropractic ASSETS UNLIMITED INC. BELAIR INSURANCE SERVICES BILL PROCTOR & ASSOCIATES INS. INC. CMG INSURANCE SERVICES DEALEY RENTON DICKERSON EMPLOYEE BENEFITS INS. SVCS. FLEMINGS INSURANCE SERVICES GROUP BENEFITS INC. JLS F.I.R.M. INC. LISI MYERS-STEVENS-MELLO & CO., INS., SVCS. PETER TRUMMER INSURANCE TRIAD FINANCIAL INS. MKTG. INC. CORPORATION WORD & BROWN –––––––––– Critical Illness ACE BENEFITS GROUP RETIREMENT & INS. AIGILIS CORP. APPLIED GENERAL AGENCY INC. ASSETS UNLIMITED INC. BARRY J. FISHER INSURANCE MARKETING INC. BAY RIVER INSURANCE SERVICES BILL PROCTOR & ASSOCIATES INS. INC. CALIFORNIA LTC INSURANCE SERVICES LLC. CHIMIENTI & ASS. INSURANCE SVCS. CNMA MULTI-INSURANCE AGENCY COASTAL FINANCIAL PARTNERS GROUP CPS RON VIOLA CPS INSURANCE SERVICES CPS SACRAMENTO DI & LTC INSURANCE SERVICES DI BROKER EDWARDS/GLICK INSURANCE MARKETING EQUOTE FLEMINGS INSURANCE SERVICES FLYNN ASSOC. INSURANCE MARKETING INC. GENERAL AGENCY INS. DEV. SVCS. (GAIDS) GORDON GLADSTONE ASSOCIATES HEALTHCARE PRODUCERS INC. JENKINS INSURANCE GROUP LeCLAIR CORP. NEW GENERATION INSURANCE MARKETING NICHE MARKET SOLUTIONS NORTHSTAR NETWORK INS. AGENCY, INC. PARADIGM INSURANCE MARKETING PETER TRUMMER INSURANCE STAN ISRAEL INSURANCE STREAMLINE BENEFITS CORPORATION W.J. BARRETT INSURANCE AGENCY INC. –––––––––– Dental (Group) AIGILIS CORP. AIS INSURANCE ASSETS UNLIMITED INC. ASSOCIATION OF CHAMBER MEMBERS BEERE & PURVES INC. BELAIR INSURANCE SERVICES BENEFITMALL BENEFITS STORE INC. BEN-E-LECT BERBOWER INSURANCE AGENCY BEST HEALTHCARE RATES.COM BEST LIFE AND HEALTH INSURANCE CO. BEST RE BILL PROCTOR & ASSOCIATES INS. INC. BROWN & ASSOCIATES BRYSON FINANCIAL GROUP THE CAMDEN INSURANCE AGENCY C.C.S.B. INSURANCE ADMINISTRATORS CHIMIENTI & ASSOCIATES INSURANCE SVCS. CLAREMONT INSURANCE SERVICES CLOCK INSURANCE AND FINANCIAL SVCS. CMG INSURANCE SERVICES COASTAL FINANCIAL PARTNERS GROUP CYPRESS DENTAL & VISION DAVID W. WHITE & ASSOCIATES DEALEY RENTON DICKERSON EMPLOYEE BENEFITS INS. SVCS. DIRECT BENEFITS EASY INSURANCE MARKETING INC. EMERSON REID FIRST EAGLE INSURANCE FLEMINGS INSURANCE SERVICES GROUP BENEFITS INC. IBP INSURANCE SERVICES JENKINS INSURANCE GROUP JLS F.I.R.M. INC. LeCLAIR CORP. LISI MacKELLAR & ASSOCIATES MWG MARKETING MYERS-STEVENS-MELLO & CO., INS., SVCS. NFP PETER TRUMMER INSURANCE PONTRELLI, TIMOUR & ASSOCIATES R.H. INSURANCE SERVICES ROGERS BENFIT GROUP RxREINS SHEPLER AND FEAR GENERAL AGENCY STREAMLINE BENEFITS TAX & FINANCIAL GROUP TEAM ALVAREZ INSURANCE SERVICES TED ANDERSON INSURANCE SERVICES THOMSON INSURANCE BROKERS TOSTE & ASSOCIATES TRIAD FINANCIAL INS. MARKETING INC. TRIPLE CHOICE PLAN DENTAL WARNER PACIFIC INSURANCE SERVICES WOLFPACK INSURANCE SERVICES WORD & BROWN –––––––––– Dental (Individual) AIGILIS CORP. AIS INSURANCE ASSETS UNLIMITED INC. BELAIR INSURANCE SERVICES BENEFITMALL BENEFITS STORE INC. BERBOWER INSURANCE AGENCY BEST HEALTHCARE RATES.COM BEST LIFE AND HEALTH INSURANCE CO. BEST RE BILL PROCTOR & ASSOCIATES INS. INC. BROWN & ASSOCIATES BRYSON FINANCIAL GROUP THE CAMDEN INSURANCE AGENCY CHIMIENTI & ASSOCIATES INSURANCE SVCS. CLOCK INSURANCE AND FINANCIAL SVCS. CMG INSURANCE SERVICES COASTAL FINANCIAL PARTNERS GROUP CYPRESS DENTAL & VISION DAVID W. WHITE & ASSOCIATES DICKERSON EMPLOYEE BENEFITS INS. SVCS. DIRECT BENEFITS INC. EASY INSURANCE MARKETING INC. EDWARDS/GLICK INSURANCE MARKETING EMERSON REID FIRST EAGLE INSURANCE FLEMINGS INSURANCE SERVICES GROUP BENEFITS INC. JLS F.I.R.M. INC. LARRY MEDEIROS LeCLAIR CORP. MERCHANTS BENEFIT ADMINISTRATION MWG MARKETING MYERS-STEVENS-MELLO & CO., INS., SVCS. NFP PETER TRUMMER INSURANCE R.H. INSURANCE SERVICES SENIOR MARKET SALES SHEPLER AND FEAR GENERAL AGENCY STREAMLINE BENEFITS TAX & FINANCIAL GROUP TEAM ALVAREZ INSURANCE SERVICES TED ANDERSON INSURANCE SERVICES TRIAD FINANCIAL INS. MARKETING INC. TRIPLE CHOICE PLAN DENTAL WORD & BROWN –––––––––– Disability (Group) ACE BENEFITS GROUP RETIREMENT & INS. AIS INSURANCE AMERICAN CAPITAL SECURITY CORP. ASSETS UNLIMITED INC. BACKNINE INSURANCE SERVICES BELAIR INSURANCE SERVICES BENEFITMALL BERBOWER INSURANCE AGENCY BEST HEALTHCARE RATES.COM BEST RE BILL PROCTOR & ASSOCIATES INS. INC. BROKERS MARKETING SERVICES, INC. BROWN & ASSOCIATES CALIBRATED CAPITAL, INC. CALIFORNIA GUARDIAN BROKERAGE CARMICHAEL ASSOCIATES CASSANI & ASSOCIATES INSURANCE SVCS. CAVALIER ASSOCIATES INSURANCE CHIMIENTI & ASSOCIATES INSURANCE SVCS. CLAREMONT INSURANCE SERVICES CLOCK INSURANCE AND FINANCIAL SVCS. CMG INSURANCE SERVICES CNMA MULTI-INSURANCE AGENCY COASTAL FINANCIAL PARTNERS GROUP CPDiS INSURANCE SERVICES DAVID W. WHITE & ASSOCIATES DEALEY RENTON DI & LTC INSURANCE SERVICES DI BROKER DICKERSON EMPLOYEE BENEFITS INS. SVCS. DIRECT BENEFITS DISABILITY INSURANCE RESOURCE CENTER DUNHILL MKTG. & INS. SVCS. EASY INSURANCE MARKETING INC. EMERSON REID EPRO EQUOTE FLEMINGS INSURANCE SERVICES GORDON GLADSTONE ASSOCIATES GROUP BENEFITS INC. HIGHLAND CAPITAL BROKERAGE IBP INSURANCE SERVICES INNOVATIVE SOLUTIONS INS. SVCS. LLC. INSURANCE RESOURCES GROUP ITG WORLD WIDE INSURANCE AGENCY JLS F.I.R.M. INC. KNIGHT & ASSOCIATES LeCLAIR CORP. LISI MYERS-STEVENS-MELLO & CO., INS., SVCS. NEW GENERATION INS. MARKETING NICHE MARKET SOLUTIONS NFP PARADIGM INSURANCE MARKETING PETER TRUMMER INSURANCE PRB INSURANCE AND FINANCIAL SVCS. PONTRELLI, TIMOUR & ASSOCIATES R.H. INSURANCE SERVICES ROGERS BENEFIT GROUP SHEPLER AND FEAR GENERAL AGENCY STREAMLINE BENEFITS SOUTH WESTERN FINANCIAL SYMETRA LIFE INSURANCE COMPANY TAX & FINANCIAL GROUP TED ANDERSON INSURANCE SERVICES TRIAD FINANCIAL INS. MARKETING INC. CORPORATION TRIPLE CHOICE DENTAL PLAN WARNER PACIFIC INSURANCE SERVICES –––––––––– Disability (Individual) AIS INSURANCE AMERICAN CAPITAL SECURITY CORP. ASSETS UNLIMITED INC. BACKNINE INSURANCE SERVICES BARRY J. FISHER INSURANCE MARKETING INC. BAY RIVER INSURANCE BELAIR INSURANCE SERVICES BENEFITMALL BERBOWER INSURANCE AGENCY BEST RE BILL PROCTOR & ASSOCIATES INS. INC. BROKERS MARKETING SERVICES, INC. BROWN & ASSOCIATES BRYSON FINANCIAL GROUP CALIFORNIA GUARDIAN CASSANI & ASSOCIATES INS. SVCS., INC. CAVALIER ASSOCIATES CENCO INSURANCE MARKETING CORP. CHIMIENTI & ASSOCIATES INSURANCE SVCS. CPS INSURANCE SERVICES CLOCK INSURANCE AND FINANCIAL SVCS. CMG INSURANCE SERVICES CNMA MULTI-INSURANCE AGENCY CPS SACRAMENTO DAVID W. WHITE & ASSOCIATES DEALEY RENTON DI & LTC INSURANCE SERVICES DI BROKER DIRECT BENEFITS DISABILITY INS. SVCS. INC. DISABILITY INSURANCE RESOURCE CENTER DUNHILL MARKETING & INSURANCE SVCS. EASY INSURANCE MARKETING INC. EMERSON REID EPRO EQUOTE FIRST RESOURCE INSURANCE FLEMINGS INSURANCE SERVICES FLYNN ASSOCIATES INS. MARKETING INC. GORDON GLADSTONE ASSOCIATES GROUP BENEFITS INC. HIGHLAND CAPITAL BROKERAGE INSURANCE RESOURCES GROUP INTEGRATED PLANNING SOLUTIONS ITG WORLDWIDE INSURANCE AGENCY J.K. INSURANCE MARKETING INC. JLS F.I.R.M. INC. JONES ASSOCIATES FIN. & INS. SVCS.. INC. KOUZMANOFF FINANCIAL/INS. SOURCES INC. LeCLAIR CORP. LISI MacKELLAR & ASSOCIATES MYERS-STEVENS-MELLO & CO., INS. SVCS.. INC NATIONAL LIFE INSURANCE COMPANY NEW GENERATION INS. MARKETING NICHE MARKET SOLUTIONS NFP PARADIGM INSURANCE SERVICES PETER TRUMMER INSURANCE PETERSEN INTERNATIONAL UNDERWRITERS R.H. INSURANCE SERVICES STEVE SHORR INSURANCE STREAMLINE BENEFITS SYMETRA LIFE INSURANCE COMPANY TAX & FINANCIAL GROUP TED ANDERSON INSURANCE SERVICES THOMSON INSURANCE BROKERS TRIAD FINANCIAL INS. MARKETING INC. CORPORATION TRIPLE CHOICE PLAN DENTAL WARNER PACIFIC W.J. BARRETT INSURANCE AGENCY INC. WORLD INSURE ZENITH MARKETING GROUP –––––––––– Prescription Drug Card AIGILIS CORP. ASSETS UNLIMITED INC. BENEFITMALL CMG INSURANCE SERVICES COASTAL FINANCIAL PARTNERS GROUP DICKERSON EMPLOYEE BENEFITS INS. SVCS. EASY INSURANCE MARKETING INC. E PRO INSURANCE AGENCY FOULDS & FELDMANN HEALTH INS. AGENCY FINANCIAL GRADE SENIOR CONSULTANTS GROUP BENEFITS INC. JENKINS INSURANCE GROUP JLS F.I.R.M. INC. PETER A. TRUMMER INSURANCE PRAM INSURANCE SERVICES, INC. RxREINS SENIOR MARKET SALES STREAMLINE BENEFITS TRIAD FINANCIAL INSURANCE MARKETINGv –––––––––– Vision AIS ASSETS UNLIMITED INC. BEERE & PURVES BELAIR INSURANCE SERVICES BENEFITMALL BENEFITS STORE INC. BEN-E-LECT BEST LIFE AND HEALTH INSURANCE CO. BEST RE BROWN & ASSOCIATES BRYSON FINANCIAL GROUP THE CAMDEN INSURANCE AGENCY CHIMIENTE AND ASSOC. INSURANCE SVCS. CLAREMONT INSURANCE SERVICES COASTAL FINANCIAL PARTNERS GROUP CLOCK INSURANCE AND FINANCIAL SVCS. CMG INSURANCE SVCS. COMMUNICATIONS CYPRESS DENTAL & VISION DEALEY RENTON & ASSOCIATES DICKERSON EMPLOYEE BENEFITS INS. SVCS. DIRECT BENEFITS EASY INSURANCE MARKETING INC. EMERSON REID FIRST EAGLE INSURANCE FLEMINGS INSURANCE SERVICES GROUP BENEFITS INC. JENKINS INSURANCE GROUP JLS F.I.R.M. INC. MWG MARKETING MYERS-STEVENS & CO. INC. PETER TRUMMER INSURANCE R.H. INSURANCE SERVICES RxREINS HEPLER AND FEAR GENERAL AGENCY STREAMLINE BENEFITS TAX & FINANCIAL GROUP TED ANDERSON INSURANCE SERVICES TRIAD FINANCIAL INS. MARKETING INC. TRIPLE CHOICE PLAN DENTALv WARNER PACIFIC INSURANCE SERVICES WELLS FARGO WHOLESALE INS. SVCS. INC. WOLFPACK INSURANCE WORD & BROWN Annuities Annuities (Group) THE ANNUITY STORE APPLIED GENERAL AGENCY BACKNINE INSURANCE SERVICES BAY RIVER INSURANCE BERBOWER INSURANCE AGENCY BGA INSURANCE BILL PROCTOR & ASSOCIATES INS. INC. BROKERS MARKETING SERVICES INC. CASSANI & ASSOCIATES INSURANCE SVCS. COASTAL FINANCIAL GROUP COREY STEPANEK CLTC CPS INSURANCE SERVICES DUNHILL MKTG. & INS. SVCS. E PRO INSURANCE AGENCY EQUOTE FLEMINGS INSURANCE ASSOCIATES FSD FINANCIAL SERVICES GROUP BENEFITS INC. HARTFIELD FINANCIAL HIGHLAND CAPITAL BROKERAGE INSURANCE RESOURCES GROUP JLS F.I.R.M. INC. JONES ASSOCIATES FIN. & INS. SVCS. INC. LEISURE WERDEN & TERRY AGENCY LGR INSURANCE GROUP LIFEPRO FINANCIAL LON E. LIGHT & ASSOCIATES M&O MARKETING NATIONAL INSURANCE MARKETING CORP. NICHE MARKET SOLUTIONS PENN MUTUAL LIFE INSURANCE PETER TRUMMER INSURANCE PONTRELLI, TIMOUR & ASSOCIATES SAVE GAINS TAX SOUTH WESTERN FINANCIAL TAX & FINANCIAL GROUP TOTAL FINANCIAL & INSURANCE SERVICES TRIAD FINANCIAL WESTERN WORLD ANNUITY Annuities (Individual) AMERICAN CAPITAL SECURITY CORP. THE ANNUITY STORE BACKNINE INSURANCE BAY RIVER INSURANCE BELAIR INSURANCE SERVICES BERBOWER INSURANCE AGENCY BGA INSURANCE BILL PROCTOR & ASSOCIATES INS. INC. BROKERS MARKETING SERVICES, INC. BSI INSURANCE SERVICES INC. CARMICHAEL ASSOCIATES CASSANI & ASSOCIATES INS. SVCS., INC. CAVALIER ASSOCIATES CENCO INSURANCE MARKETING CORP. COASTAL FINANCIAL PARTNERS GROUP COREY STEPANEK CLTC CPS INSURANCE SERVICES CPS /INTEGRATED MARKETING & INS. SVCS. CPS-RON VIOLA INSURANCE SERVICES CPS/INTEGRATED MARKETING & INS. SVCS. CPS SACRAMENTO DUNHILL MARKETING & INS. SVCS., INC. EDWARDS/GLICK INSURANCE MARKETING E PRO INSURANCE AGENCY EQUOTE FAIRLANE FINANCIAL CORP. FINANCIAL PROFESSIONALS FIRST RESOURCE INSURANCE FLEMINGS INSURANCE SERVICES FLYNN ASSOCIATES INS. MARKETING INC. FSD FINANCIAL SVCS. GROUP BENEFITS INC. ARTFIELD FINANCIAL HIGHLAND CAPITAL BROKERAGE HD MOOERS AND CO. INNOVATIVE SOLUTIONS INS. SVCS. LLC. INSURANCE RESOURCES GROUP J.K. INSURANCE MARKETING INC. JLS F.I.R.M. INC. JONES ASSOC. FINANCIAL & INS. SVCS. INC. KNIGHT & ASSOCIATES LANDMARK SENIOR RESOURCES LeCLAIR CORP. LEGACY INSURANCE SERVICES LEISURE WERDEN & TERRY AGENCY LGR INSURANCE GROUP LIFEPRO FINANCIAL SERVICES LON E. LIGHT & ASSOCIATES MACKELLAR & ASSOCIATES MADISON BROKERAGE CORP. M&O MARKETING NATIONAL INSURANCE MARKETING CORP. NEW GENERATION INS. MARKETING NFP NICHE MARKET SOLUTIONS PARADIGM INSURANCE MARKETING PERRY FINANCIAL NETWORK INC. PETER TRUMMER INSURANCE THE PRODUCERS GROUP R. B. TWOGOOD INSURANCE SERVICES AVE GAINS TAX SENIOR MARKET SALES SOUTH WESTERN FINANCIAL SYMETRA LIFE INSURANCE COMPANY TAX & FINANCIAL GROUP TEAM ALVAREZ TED ANDERSON INSURANCE SERVICES TOTAL FINANCIAL & INSURANCE SERVICES TRIAD FINANCIAL INSURANCE MARKETING TWH ANNUITIES WALLISER ASSOCIATES INS. AGENCY INC. WESTERN WORLD ANNUITY ZENITH MARKETING GROUP –––––––––– Annuities (Variable) BELAIR INSURANCE SERVICES BILL PROCTOR & ASSOCIATES INS. INC. CARMICHAEL ASSOCIATES CASSANI & ASSOCIATES CAVALIER ASSOCIATES INSURANCE SVCS. LLC COASTAL FINANCIAL PARTNERS GROUP CPS INSURANCE SERVICES CPS SACRAMENTO DUNHILL MARKETING & INS. SVCS., INC. GROUP BENEFITS INC. HARTFIELD FINANCIAL HIGHLAND CAPITAL BROKERAGE INSURANCE RESOURCES GROUP JLS F.I.R.M. INC. JONES ASSOCIATES FIN. & INS. SVCS. INC. LEISURE WERDEN & TERRY AGENCY LIFEPRO FINANCIAL SERVICES LGR INSURANCE GROUP MacKELLAR & ASSOCIATES MADISON BROKERAGE CORP. M&O MARKETING NICHE MARKET SOLUTIONS PERRY FINANCIAL NETWORK INC. PETER TRUMMER INSURANCE SAVE GAINS TAX TAX & FINANCIAL GROUP TOTAL FINANCIAL AND INSURANCE SERVICES TRIAD FINANCIAL INSURANCE MARKETING Pension Plans Pension 401(k) ASSETS UNLIMITED INC. BACKNINE INSURANCE BAY RIVER INSURANCE BELAIR INSURANCE SERVICES BILL PROCTOR & ASSOCIATES INS. INC. BROKERS MARKETING SERVICES, INC. BRYSON FINANCIAL GROUPv COASTAL FINANCIAL GROUP DEALEY RENTON & ASSOCIATES DUNHILL MARKETING & INS. SVCS., INC. EQUOTE FLEMINGS INSURANCE SERVICES GROUP BENEFITS INC. HARTFIELD FINANCIAL HIGHLAND CAPITAL BROKERAGE IBP INSURANCE SERVICES INSURANCE RESOURCES GROUP JACK VAN ROSSUM & ASSOCIATES JENKINS INSURANCE GROUP JLS F.I.R.M. INC. JONES ASS. FINANCIAL & INS. SVCS., INC. KNIGHT & ASSOCIATES MYERS-STEVENS-MELLO & CO., INC. INSURANCE SERVICES LEISURE WERDEN & TERRY AGENCY NATIONAL LIFE INSURANCE COMPANY PETER TRUMMER INSURANCE PRB INSURANCE AND FINANCIAL SVCS. PONTRELLI, TIMOUR & ASSOCIATES PRB INSURANCE AND FINANCIAL SVCS. SAVE GAINS TAX SOUTH WESTERN FINANCIAL TAX & FINANCIAL GROUP TRIAD FINANCIAL INS. MARKETING INC. UNITED RETIREMENT ZENITH MARKETING GROUP –––––––––– Pension/Profit Sharing ASSETS UNLIMITED INC. BAY RIVER INSURANCE BELAIR INSURANCE SERVICES BRYSON FINANCIAL GROUP CENCO INSURANCE MARKETING CORP. COASTAL FINANCIAL GROUP CPS SACRAMENTO DEALEY RENTON & ASSOCIATES DUNHILL MARKETING & INS. SVCS., INC. FLEMINGS INSURANCE SERVICES GROUP BENEFITS INC. HARTFIELD FINANCIAL HIGHLAND CAPITAL BROKERAGE IBP INSURANCE SERVICES INSURANCE RESOURCES GROUP JACK VAN ROSSUM & ASSOCIATES JENKINS INSURANCE GROUP JLS F.I.R.M. INC. JONES ASSOCIATES FIN. & INS. SVCS. INC. KNIGHT & ASSOCIATES NATIONAL INSURANCE MARKETING CORP. PETER TRUMMER INSURANCE PONTRELLI, TIMOUR & ASSOCIATES SAVE GAINS TAX SOUTHWESTERN FINANCIAL TAX & FINANCIAL GROUP UNITED RETIREMENT Health Insurance COBRA Compliance ASSETS UNLIMITED INC. BELAIR INSURANCE SERVICES BENEFITMALL BILL PROCTOR & ASSOCIATES INS. INC. CHIMIENTI & ASSOCIATES INSURANCE SVCS. CLAREMONT INSURANCE SERVICES EASY INSURANCE MARKETING INC. FLEXTODAY LISI PETER TRUMMER INSURANCE R.H. INSURANCE SERVICES SHEPLER AND FEAR GENERAL AGENCY TAX & FINANCIAL GROUP CORPORATION WORD & BROWN –––––––––– Health (Group) ASSETS UNLIMITED INC. BEERE & PURVES INC. BELAIR INSURANCE SERVICES BENEFITMALL BENEFITS STORE BEN-E-LECT BERBOWER INSURANCE AGENCY BEST HEALTHCARE RATES.COM BROWN & ASSOCIATES BRYSON FINANCIAL CARMICHAEL ASSOCIATES C.C.S.B. INSURANCE ADMINISTRATORS CLAREMONT INSURANCE SERVICES CLOCK INSURANCE AND FINANCIAL SVCS. CMG INSURANCE SERVICES COASTAL FINANCIAL PARTNERS GROUP DAVID W. WHITE & ASSOCIATES DEALEY RENTON & ASSOCIATES DICKERSON EMPLOYEE BENEFITS INS. SVCS.v EASY INSURANCE MARKETING INC. EMERSON REID E PRO INSURANCE AGENCY FIRST EAGLE INSURANCE FLEMINGS INSURANCE SERVICES GENERAL AGENCY INS. DEV. SVCS. (GAIDS) GORDON GLADSTONE ASSOCIATES GROUP BENEFITS INC. HEALTHCARE PRODUCERS INC. HEALTHINSURANCE.COM INC. IBP INSURANCE SERVICES ITG WORLD WIDE INSURANCE AGENCY JLS F.I.R.M. INC. LeCLAIR CORP. LISI MERCHANTS BENEFIT ADMINISTRATION MHN NFP PETER TRUMMER INSURANCE PONTRELLI, TIMOUR & ASSOCIATES PRAM INSURANCE SERVICES INC. R.H. INSURANCE SERVICES ROGERS BENEFIT GROUP SHEPLER AND FEAR GENERAL AGENCY STEVE SHORR INSURANCE SYMETRA LIFE INSURANCE COMPANY TAX & FINANCIAL GROUP TEAM ALVAREZ INSURANCE SERVICES TED ANDERSON INSURANCE SERVICES TRIAD FINANCIAL INS. MARKETING INC. USI TRAVEL INSURANCE SERVICES WARNER PACIFIC INSURANCE SERVICES WORD & BROWN –––––––––– Health (Individual) APPLIED GENERAL AGENCY INC. ASSETS UNLIMITED INC. SSOCIATION OF CHAMBER MEMBERS BELAIR INSURANCE SERVICES BENEFITMALL BENEFITS STORE INC. BERBOWER INSURANCE AGENCY BEST HEALTHCARE RATES.COM BROWN & ASSOCIATES BRYSON FINANCIAL GROUP CARMICHAEL ASSOCIATES C.C.S.B. INSURANCE ADMINISTRATORS CLOCK INSURANCE AND FINANCIAL SVCS. CMG INSURANCE SERVICES CPS SACRAMENTO DAVID W. WHITE & ASSOCIATES DEALEY RENTON & ASSOCIATE DICKERSON EMPLOYEE BENEFITS INS. SVCS. EASY INSURANCE MARKETING INC. EDWARDS/GLICK INSURANCE MARKETINGv E PRO INSURANCE AGENCY FIRST EAGLE INSURANCE FLEMINGS INSURANCE SERVICES FOULDS & FELDMANN HEALTH INS. AGENCY ENERAL AGENCY INS. DEV. SVCS. (GAIDS) GORDON GLADSTONE ASSOCIATES GROUP BENEFITS INC. HEALTHCARE PRODUCERS INC. HEALTHINSURANCE.COM INC. ITG WORLD WIDE INSURANCE AGENCY JLS F.I.R.M. INC. LARRY MEDEIROS LECLAIR CORP. MYERS-STEVENS-MELLO & CO., INS. SVCS. NFP PETER TRUMMER INSURANCE R.H. INSURANCE SERVICES STEVE SHORR INSURANCE TAX & FINANCIAL GROUP TEAM ALVAREZ INSURANCE SERVICES ED ANDERSON INSURANCE SERVICES THOMSON INSURANCE BROKERS OSTE & ASSOCIATES TRIAD FINANCIAL INS. MARKETING INC. USI TRAVEL INSURANCE SERVICES WARNER PACIFIC INSURANCE SERVICES WORD & BROWN –––––––––– HSAs (Health Saving Accounts) ASSETS UNLIMITED INC. BELAIR INSURANCE SERVICES BEN-E-LECT BEST HEALTHCARE RATES.COM BILL PROCTOR & ASSOCIATES INS. INC. RYSON FINANCIAL GROUP CHIMIENTI & ASSOCIATES INSURANCE SVCS. CLAREMONT INSURANCE SERVICES MERSON REID CMG INSURANCE SERVICES EMERSON REID FLEMINGS INSURANCE SERVICES FLEXTODAY GENERAL AGENCY INS. DEV. SVCS. (GAIDS) GROUP BENEFITS INC. IBP INSURANCE SERVICES JENKINS INSURANCE GROUP JLS F.I.R.M. INC. LECLAIR CORP. MYERS-STEVENS-MELLO & CO., INS. SVCS.. INC PETER TRUMMER INSURANCE R.H. INSURANCE SERVICES STREAMLINE BENEFITS TAX & FINANCIAL GROUP ED ANDERSON INSURANCE SERVICES THOMSON INSURANCE BROKERS TRIAD FINANCIAL INSURANCE MARKETING WARNER PACIFIC INSURANCE SERVICESv WORD & BROWN –––––––––– Integrated (Health+24 Hour) ASSETS UNLIMITED INC. BEN-E-LECT BILL PROCTOR & ASSOCIATES INS. INC. CARMICHAEL ASSOCIATES DICKERSON EMPLOYEE BENEFITS INS. SVCS. FLEMINGS INSURANCE SERVICESv GROUP BENEFITS INC. JENKINS INSURANCE GROUP MHN MYERS-STEVENS & CO. INC. PETER TRUMMER INSURANCE TRIAD FINANCIAL INS. MARKETING INC. WARNER PACIFIC INSURANCE SERVICESv –––––––––– International Major Medical ASSETS UNLIMITED INC. BELAIR INSURANCE SERVICES BILL PROCTOR & ASSOCIATES INS. INC. BRYSON FINANCIAL GROUP CNMA MULTI-INSURANCE AGENCY EASY INSURANCE MARKETING INC. FIRST EAGLE INSURANCE FLEMINGS INSURANCE SERVICES FLYNN ASSOCIATES INS. MARKETING INC. GENERAL AGENCY INS. DEV. SVCS. (GAIDS) GEOBLUE GROUP BENEFITS INC. ITG WORLDWIDE INSURANCE AGENCY JLS F.I.R.M. INC. OVERSEAS TRAVEL INSURANCE SERVICES PETER TRUMMER INSURANCE PETERSEN INTERNATIONAL UNDERWRITERS SENIOR MARKET SALES SHEPLER AND FEAR GENERAL AGENCY TED ANDERSON INSURANCE SERVICES THOMSON INSURANCE BROKERS TRIAD FINANCIAL INS. MARKETING INC. USI TRAVEL INSURANCE SERVICES WORLD INSURE –––––––––– Medicare Bridge ASSETS UNLIMITED INC. CARMICHAEL ASSOCIATES CMG INSURANCE SERVICES E PRO INSURANCE AGENCY FLEMINGS INSURANCE SERVICESv GENERAL AGENCY INS. DEV. SERVICES (GAIDS) GROUP BENEFITS INC. JENKINS INSURANCE GROUP JLS F.I.R.M. INC. STREAMLINE BENEFITS TED ANDERSON INSURANCE SERVICES RIAD FINANCIAL INS. MARKETING INC. –––––––––– Medicare Supplement AIS APPLIED GENERAL AGENCY INC. ASSETS UNLIMITED INC. BELAIR INSURANCE SERVICES BENEFITMALL BILL PROCTOR & ASSOCIATES INS. INC. BRYSON FINANCIAL GROUP CARMICHAEL ASSOCIATES CMG INSURANCE SERVICES DICKERSON EMPLOYEE BENEFITS EASY INSURANCE MARKETING INC. EDWARDS/GLICK INSURANCE MARKETING E PRO INSURANCE AGENCY FINANCIAL GRADE SENIOR CONSULTANTS FLEMINGS INSURANCE SERVICES FOULDS & FELDMANN HEALTH INS. AGENCY GENERAL AGENCY INS. DEV. SVCS. (GAIDS) GROUP BENEFITS INC. JENKINS INSURANCE GROUP JLS F.I.R.M. INC. LARRY MEDEIROS MYERS-STEVENS-MELLO & CO., INS., SVCS. R.H. INSURANCE SERVICES SAVE GAINS TAX SENIOR MARKET SALES, INC. SHEPLER AND FEAR GENERAL AGENCY STEVE SHORR INSURANCE TEAM ALVAREZ INSURANCE SERVICES TED ANDERSON INSURANCE SERVICES THOMSON INSURANCE BROKERS TRIAD FINANCIAL INS. MARKETING INC. USI TRAVEL INSURANCE SERVICES WORD & BROWN –––––––––– Self-Funded Administration BEN-E-LECT CARMICHAEL ASSOCIATES CMG INSURANCE SERVICES EASY INSURANCE MARKETING INC. FLEMINGS INSURANCE SERVICES GROUP BENEFITS INC. JENKINS INSURANCE GROUPv JLS F.I.R.M. INC. PETER TRUMMER INSURANCE TRIAD FINANCIAL INS. MARKETING INC. –––––––––– Short Term Major Medical ASSETS UNLIMITED INC. BELAIR INSURANCE SERVICES BEST HEALTHCARE RATES.COM BRYSON FINANCIAL GROUPv CMG INSURANCE SERVICES DICKERSON EMPLOYEE BENEFITS INS. SVCS. EASY INSURANCE MARKETING INC. EDWARDS/GLICK INSURANCE MARKETING E PRO INSURANCE AGENCY FIRST EAGLE INSURANCE FLEMINGS INSURANCE GENERAL AGENCY INS. DEV. SVCS. (GAIDS) GROUP BENEFITS INC. JENKINS INSURANCE GROUP JLS F.I.R.M. INC. LARRY MEDEIROS MacKELLAR & ASSOCIATES MYERS-STEVENS & CO. INC. OVERSEAS TRAVEL INSURANCE PETER TRUMMER INSURANCE SENIOR MARKET SALES TEAM ALVAREZ INSURANCE SERVICES TED ANDERSON INSURANCE SERVICES THOMSON INSURANCE BROKERS TRIAD FINANCIAL INS. MARKETING INC.v USI TRAVEL INSURANCE SERVICESv WORD & BROWN Life Insurance Charitable Giving Programs ACCENT INSURANCE BAY RIVER INSURANCE BGA INSURANCE BRYSON FINANCIAL GROUP CPS SACRAMENTO DUNHILL MARKETING & INS. SVCS., INC. E PRO INSURANCE AGENCY EQUOTE GROUP BENEFITS INC. HIGHLAND CAPITAL BROKERAGE JLS F.I.R.M. INC. LEISURE WERDEN & TERRY AGENCY NFP PETER TRUMMER INSURANCE SAVE GAINS TAX TAX & FINANCIAL GROUP TOTAL FINANCIAL –––––––––– Life (Group) ACCENT INSURANCE ACE BENEFITS GROUP RETIREMENT & INS. AIS INSURANCE APPLIED GENERAL AGENCY INC. ASSETS UNLIMITED INC. BELAIR INSURANCE SERVICES BENEFITMALL BEN-E-LECT BEERE & PURVES, INC. BEST HEALTHCARE RATES.COM BEST LIFE AND HEALTH INS. COMPANY BEST RE BGA INSURANCE BILL PROCTOR & ASSOCIATES INS. INC. BROWN & ASSOCIATES BRYSON FINANCIAL GROUP CARMICHAEL ASSOCIATES CASSANI & ASSOCIATES INSURANCE SVCS. CENCO INSURANCE MARKETING CORP. CHIMIENTI & ASSOCIATES INSURANCE SVCS. CLAREMONT INSURANCE SERVICES CLOCK INSURANCE AND FINANCIAL SVCS. CMG INSURANCE SERVICES COASTAL FINANCIAL GROUP CORY STEPANEK. CLTC CPS INSURANCE SERVICES CPS-RON VIOLA INSURANCE SERVICES CPS SACRAMENTO DEALEY RENTON & ASSOCIATES DICKERSON EMPLOYEE BENEFITS INS. SVCS. DIRECT BENEFITS DUNHILL MARKETING & INS. SVCS. INC. EDWARDS/GLICK INSURANCE MARKETING EMERSON REID E PRO INSURANCE AGENCY EQUOTE FLEMINGS INSURANCE SERVICES GENERAL AGENCY INS. DEV. SVCS. (GAIDS) GROUP BENEFITS INC. ITG WORLD WIDE INSURANCE AGENCY IBP INSURANCE SERVICES JLS F.I.R.M. INC. LEISURE WERDEN & TERRY AGENCY LIFEPRO FINANCIAL SERVICES LISI LGR INSURANCE GROUP M&O MARKETING NEW GENERATION INS. MARKETING NICHE MARKET SOLUTIONS NFP PENN MUTUAL LIFE INSURANCE PETER TRUMMER INSURANCE PONTRELLI, TIMOUR & ASSOCIATES PRB INSURANCE AND FINANCIAL SVCS. ROGERS BENEFITS SHEPLER AND FEAR GENERAL AGENCY STAN ISRAEL INSURANCE SERVICES INC. STREAMLINE BENEFITS SYMETRA LIFE INSURANCE COMPANY TAX & FINANCIAL GROUP TED ANDERSON INSURANCE SERVICES THOMSON INSURANCE BROKERS TRIAD FINANCIAL INSURANCE MARKETING TRIPLE CHOICE PLAN DENTAL TWH ANNUITIES WALLISER ASSOCIATES INS. AGENCY, INC. WARNER PACIFIC INSURANCE SERVICES WORD & BROWN ZENITH MARKETING GROUP –––––––––– Life Guaranteed Issue ACCENT INSURANCE BAY RIVER INSURANCE BEST HEALTHCARE RATES.COM BEST LIFE AND HEALTH INS. COMPANY BEST RE BGA INSURANCE BILL PROCTOR & ASSOCIATES INS. INC. CASSANI & ASSOCIATES INS. SVCS., INC. CALIFORNIA GUARDIAN CARMICHAEL ASSOCIATES CNMA MULTI-INSURANCE AGENCY COASTAL FINANCIAL PARTNERS GROUP CPS INSURANCE SERVICES CPS /INTEGRATED MARKETING & INS. SVCS. CPS-RON VIOLA INSURANCE SERVICES CPS/INTEGRATED MARKETING & INS. SVCS. DUNHILL MARKETING & INS. SVCS., INC. E PRO INSURANCE AGENCY EQUOTE FINANCIAL GRADE SENIOR CONSULTANTS FLEMINGS INSURANCE SERVICES FLYNN ASSOCIATES INS. MARKETING INC. GROUP BENEFITS INC. INSURANCE RESOURCES GROUP JLS F.I.R.M. INC. LEISURE WERDEN & TERRY AGENCY LIFEPRO FINANCIAL SERVICES MADISON BROKERAGE CORP. MERCHANTS BENEFIT ADMINISTRATION NEW GENERATION INS. MARKETING PETER TRUMMER INSURANCE PONTRELLI, TIMOUR & ASSOCIATES R.H. INSURANCE SERVICES SENIOR MARKET SALES STREAMLINE BENEFITS TAX & FINANCIAL GROUP TEAM ALVAREZ INSURANCE SERVICES TED ANDERSON INSURANCE SERVICES TOTAL FINANCIAL INS. TRIAD FINANCIAL INS. MARKETING INC. WALLISER ASSOCIATES INS. AGENCY, INC. ZENITH MARKETING GROUP –––––––––– Life Settlements/Secondary Market for Life Insurance BGA INSURANCE CARMICHAEL ASSOCIATES CAVALIER ASSOCIATES CPS-RON VIOLA INSURANCE SERVICES DUNHILL MKTG. & INS. SVCS. E PRO INSURANCE AGENCY EQUOTE FLYNN ASSOCIATES HIGHLAND CAPITAL BROKERAGE INSURANCE RESOURCES GROUP JLS F.I.R.M. INC. LEISURE WERDEN & TERRY AGENCY LIFE INSURANCE SETTLEMENTS INC. LON E. LIGHT & ASSOCIATES MADISON BROKERAGE CORP. PETER TRUMMER INSURANCE SAVE GAINS TAX TRIAD FINANCIAL INS. MARKETING INC. WELCOME FUNDS INC. –––––––––– Life Living Payout Option ASSETS UNLIMITED INC. BAY RIVER INSURANCE BGA INSURANCE BRYSON FINANCIAL GROUP CLOCK INSURANCE AND FINANCIAL SVCS. DUNHILL MKTG. & INS. SVCS. EQUOTE GROUP BENEFITS INC. HIGHLAND CAPITAL BROKERAGE JENKINS INSURANCE GROUP JLS F.I.R.M. INC. MacKELLAR & ASSOCIATES PETER TRUMMER INSURANCE SENIOR MARKET SALES TAX & FINANCIAL GROUP TRIAD FINANCIAL INS. MARKETING INC. WALLISER ASSOCIATES INS. AGENCY, INC. –––––––––– Life Policy Exchange BAY RIVER INSURANCE BGA INSURANCE CASSANI & ASSOCIATES INS. SVCS., INC. CPS-RON VIOLA INSURANCE SERVICES CPS/INTEGRATED MARKETING & INS. SVCS. DUNHILL MARKETING & INS. SVCS., INCv EDWARDS/GLICK INSURANCE MARKETING EQUOTE FIRST RESOURCE INSURANCE FLEMINGS INSURANCE SERVICES FLYNN ASSOCIATES INS. MARKETING INC. GROUP BENEFITS INC. HIGHLAND CAPITAL BROKERAGE JENKINS INSURANCE GROUP JLS F.I.R.M. INC. LEISURE WERDEN & TERRY AGENCY MADISON BROKERAGE CORP. PETER TRUMMER INSURANCE TAX & FINANCIAL GROUP TRIAD FINANCIAL INS. MARKETING INC. WALLISER ASSOCIATES INS. AGENCY, INC. –––––––––– Single Premium Whole Life ACCENT INSURANCE THE ANNUITY STORE BAY RIVER INSURANCE BERBOWER INS. AGENCY BEST HEALTHCARE RATES.COM BGA INSURANCE ILL PROCTOR & ASSOCIATES INS. INC. BROKERS MARKETING SERVICES INC. BRYSON FINANCIAL GROUP CASSANI & ASSOCIATES INS. SVCS., INC. CPS INSURANCE SERVICES CPS /INTEGRATED MARKETING & INS. SVCS. CPS-RON VIOLA INSURANCE SERVICES CPS SACRAMENTO DUNHILL MARKETING & INS. SVCS., INC. E PRO INSURANCE AGENCY EQUOTE FLEMINGS INSURANCE SERVICES FLYNN ASSOCIATES INS. MARKETING INC./a> GROUP BENEFITS INC. HIGHLAND CAPITAL BROKERAGE INSURANCE RESOURCES GROUP JLS F.I.R.M. INC. LEGACY INSURANCE SERVICES LIFEPRO FINANCIAL SERVICES LON E. LIGHT & ASSOCIATES MACKELLAR ASSOCIATES MADISON BROKERAGE CORP. NATIONAL INSURANCE MARKETING CORP. NEW GENERATION INS. MARKETING PETER TRUMMER INSURANCE R.H. INSURANCE SERVICES SYMETRA LIFE INSURANCE COMPANY TAX & FINANCIAL GROUP TEAM ALVAREZ INSURANCE SERVICES TED ANDERSON INSURANCE SERVICES TRIAD FINANCIAL INS. MKTG. INC. TWH ANNUITIES & INSURANCE AGENCY INC.v WALLISER ASSOCIATES INS. AGENCY, INC.v ZENITH MARKETING GROUPv –––––––––– Special Risk ACCENT INSURANCE AMERICAN CAPITAL SECURITY CORP. ASSETS UNLIMITED INC. BGA INSURANCE BRYSON FINANCIAL GROUP CASSANI & ASSOCIATES INS. SVCS., INC. CPS INSURANCE SERVICES CPS /INTEGRATED MARKETING & INS. SVCS. CPS-RON VIOLA INSURANCE SERVICES CPAS SACRAMENTOv DUNHILL MARKETING & INS. SVCS., INC. EQUOTE FINANCIAL PROFESSIONALS FLEMINGS INSURANCE SERVICES FLYNN ASSOCIATES GROUP BENEFITS INC. HD MOOERS AND CO. JENKINS INSURANCE GROUP JONES ASSOCIATES FIN. & INS. SVCS. INC. LeCLAIR CORP. LIFEPRO FINANCIAL SERVICES LON E. LIGHT & ASSOCIATES MADISON BROKERAGE CORP. NATIONAL INSURANCE MARKETING CORP. NEW GENERATION INS. MARKETING OC LIFE INSURANCE AGENCY INC. PARADIGM PETER TRUMMER INSURANCE PETERSEN INTERNATIONAL UNDERWRITERS THE PRODUCERS GROUP SENIOR MARKET SALES TEAM ALVAREZ INSURANCE SERVICES TED ANDERSON INSURANCE SERVICES TRIAD FINANCIAL INS. MARKETING INC. WALLISER ASSOCIATES INS. AGENCY, INC. ZENITH MARKETING GROUP –––––––––– Survivor Life ACCENT INSURANCE AMERICAN CAPITAL SECURITY CORP. ASSETS UNLIMITED INC. BACKNINE INSURANCE SERVICES BELAIR INSURANCE SERVICES BEST HEALTHCARE RATES.COM BGA INSURANCE BILL PROCTOR & ASSOCIATES INS. INC. BROKERS MARKETING SERVICES BRYSON FINANCIAL GROUP CALIFORNIA GUARDIAN CAVALIER ASSOCIATES CENCO INSURANCE MARKETING CORP. COASTAL FINANCIAL PARTNERS GROUP CPS INSURANCE SERVICES CPS-RON VIOLA INSURANCE SERVICES CPS/INTEGRATED MARKETING & INS. SVCS. CPS SACRAMENTO DUNHILL MARKETING & INS. SVCS., INC. EDWARDS/GLICK INSURANCE MARKETING EQUOTE FINANCIAL PROFESSIONALS FLEMINGS INSURANCE SERVICES FLYNN ASSOCIATES INS. MARKETING INC. GROUP BENEFITS INC. HD MOOERS AND CO. HIGHLAND CAPITAL BROKERAGE INNOVATIVE SOLUTIONS INS. SVCS. LLC. JENKINS INSURANCE GROUP J.K. INSURANCE MARKETING INC.v JLS F.I.R.M. INC. JOHN HANCOCK FINANCIAL NETWORK JONES ASSOCIATES FIN. & INS. SVCS. INC. LEGACY INSURANCE SERVICES LEISURE WERDEN & TERRY AGENCY LIFEPRO FINANCIAL SERVICES LON E. LIGHT & ASSOCIATES MacKELLAR & ASSOCIATES MADISON BROKERAGE CORP. NATIONAL INSURANCE MARKETING CORP. NEW GENERATION INS. MARKETING PARADIGM INSURANCE MARKETING PERRY FINANCIAL NETWORK INC. PETER TRUMMER INSURANCE PONTRELLI, TIMOUR & ASSOCIATES THE PRODUCERS GROUP SENIOR MARKET SALES TAX & FINANCIAL GROUP TEAM ALVAREZ INSURANCE SERVICES TED ANDERSON INSURANCE SERVICES TOTAL FINANCIAL INSURANCE SERVICES TRIAD FINANCIAL INS. MARKETING INC. TWH ANNUITIES & INSURANCE AGENCY INC. WALLISER ASSOCIATES INS. AGENCY, INC. ZENITH MARKETING GROUP –––––––––– Term Life ACCENT INSURANCE ACE BENEFITS GROUP RETIREMENT & INS. AMERICAN CAPITAL SECURITY CORP. THE ANNUITY STORE BACKNINE INSURANCE SERVICES BARRY J. FISHER INSURANCE MARKETING INC. BAY RIVER INSURANCE BELAIR INSURANCE SERVICES BENEFITMALL BERBOWER INSURANCE AGENCY BEST HEALTHCARE RATES.COM BGA INSURANCE BILL PROCTOR & ASSOCIATES INS. INC. BROKERS MARKETING SERVICES INC. BROWN & ASSOCIATES BRYSON FINANCIAL GROUP BSI INSURANCE SERVICES INC. CALIFORNIA GUARDIAN BROKERAGE CARMICHAEL ASSOCIATES CASSANI & ASSOCIATES INS. SVCS., INC. CAVALIER ASSOCIATES CENCO INSURANCE MARKETING CORP. CHIMIENTI AND ASSOCIATES CLAREMONT INSURANCE SERVICES CLOCK INSURANCE AND FINANCIAL SVCS. CMG INSURANCE SERVICES COASTAL FINANCIAL PARTNERS GROUP CORY STEPANEK. CLTC CPS INSURANCE SERVICES CPS/INTEGRATED MARKETING & INS. SVCS. CPS-RON VIOLA INSURANCE SERVICES DEALEY RENTON & ASSOCIATES DICKERSON EMPLOYEE BENEFITS INS. SVCS. DIRECT BENEFIT DUNHILL MARKETING & INS. SVCS., INC EDWARDS/GLICK INSURANCE MARKETING EMERSON REID E PRO INSURANCE AGENCY EQUOTE FINANCIAL PROFRESSIOALS FIRST RESOURCE INSURANCE FLEMINGS INSURANCE SERVICES FLYNN ASSOCIATES INS. MARKETING INC. FSD FINANCIAL GENERAL AGENCY INS. DEV. SVCS. (GAIDS) GORDON GLADSTONE ASSOCIATES GROUP BENEFITS INC. HARTFIELD FINANCIAL HD MOOERS AND CO.v HIGHLAND CAPITAL BROKERAGE INNOVATIVE SOLUTIONS INS. SVCS. LLC. INSURANCE RESOURCES GROUP ITG WORLDWIDE INSURANCE AGENCY JENKINS INSURANCE GROUP JOHN HANCOCK FINANCIAL NETWORK J.K. INSURANCE MARKETING INC. JLS F.I.R.M. INC. JONES ASSOCIATES FIN. & INS. SVCS. INC. LANDMARK SENIOR RESOURCES LARRY MEDEIROS LeCLAIR CORP. LEGACY INSURANCE SERVICES LIFEPRO FINANCIAL SERVICES LISI LON E. LIGHT & ASSOCIATES MacKELLAR & ASSOCIATES MADISON BROKERAGE CORP. MYERS-STEVENS-MELLO & CO., INS., SVCS. NATIONAL INSURANCE MARKETING CORP. NEW GENERATION INS. MARKETING NFP OC LIFE INSURANCE AGENCY INC. PARADIGM INSURANCE MARKETING PERRY FINANCIAL NETWORK INC. PETER TRUMMER INSURANCE THE PRODUCERS GROUP R. B. TWOGOOD INSURANCE SERVICES R.H. INSURANCE SERVICES SENIOR MARKET SALES SHEPLER AND FEAR GENERAL AGENCY STAN ISRAEL INSURANCE SERVICES INC.v STEVE SHORR INSURANCE STREAMLINE BENEFITS SYMETRA LIFE INSURANCE COMPANY TAX & FINANCIAL GROUP TEAM ALVAREZ INSURANCE SERVICES TED ANDERSON INSURANCE SERVICES TOTAL FINANCIAL TRIAD FINANCIAL INS. MARKETING INC. TWH ANNUITIES & INSURANCE AGENCY INC. WALLISER SERVICES INSURANCE AGENCY INC. WARNER PACIFIC INSURANCE SERVICES WELLS FARGO WHOLESALE INS. SVCS. INC. ZENITH MARKETING GROUP –––––––––– Universal Life ACCENT INSURANCE ACE BENEFITS GROUP RETIREMENT & INS. AMERICAN CAPITAL SECURITY CORP.v ASSETS UNLIMITED INC. BACKNINE INSURANCE SERVICES BARRY J. FISHER INSURANCE MARKETING INC. BAY RIVER INSURANCE BELAIR INSURANCE SERVICES BERBOWER INSURANCE AGENCY BEST HEALTHCARE RATES.COM BGA INSURANCE BILL PROCTOR & ASSOCIATES INS. INC. BROKERS MARKETING SERVICES, INC. BRYSON FINANCIAL GROUP BSI INSURANCE SERVICES INC. CALIBRATED CAPITAL INC. CASSANI & ASSOCIATES INSURANCE SVCS. CAVALIER ASSOCIATES CENCO INSURANCE MARKETING CORP. CHIMIENTI & ASSOCIATES INSURANCE SVCS. CLAREMONT INSURANCE SERVICES CLOCK INSURANCE AND FINANCIAL SVCS. CMG INSURANCE SERVICES COASTAL FINANCIAL PARTNERS GROUP CPS INSURANCE SERVICES CPS /INTEGRATED MARKETING & INS. SVCS. CPS-RON VIOLA INSURANCE SERVICES CREEKMORE INSURANCE GROUP, INC. DEALEY RENTON DUNHILL MARKETING & INS. SVCS., INC. EDWARDS/GLICK INSURANCE MARKETING E PRO INSURANCE AGENCY EQUOTE FINANCIAL PROFESSIONALS FIRST RESOURCE INSURANCE FLEMINGS INSURANCE SERVICES FLYNN ASSOC. INSURANCE MARKETING INC. FSD FINANCIAL SERVICES GORDON GLADSTONE ASSOCIATES GROUP BENEFITS INC. HARTFIELD FINANCIAL HIGHLAND CAPITAL BROKERAGE INNOVATIVE SOLUTIONS INS. SVCS. LLC. INSURANCE RESOURCES GROUP JENKINS INSURANCE GROUP J.K. INSURANCE MARKETING INC. JLS F.I.R.M. INC. JOHN HANCOCK FINANCIAL NETWORK JONES ASSOCIATES FIN. & INS. SVCS. INC. LARRY MEDEIROS LeCLAIR CORP. LEGACY INSURANCE SERVICES LEISURE WERDEN & TERRY AGENCY LIFEPRO FINANCIAL SERVICES LISI LON E. LIGHT & ASSOCIATES MacKELLAR & ASSOCIATES MADISON BROKERAGE CORP. NATIONAL INSURANCE MARKETING CORP. NEW GENERATION INS. MARKETING NFP OC LIFE INSURANCE AGENCY INC. PARADIGM INSURANCE MARKETING PERRY FINANCIAL NETWORK INC. PETER LYMAN INSURANCE PETER TRUMMER INSURANCE THE PRODUCERS GROUP R. B. TWOGOOD INSURANCE SERVICES R.H. INSURANCE SERVICES SENIOR MARKET SALES, INC. STREAMLINE BENEFITS SYMETRA LIFE INSURANCE COMPANY TAX & FINANCIAL GROUP TEAM ALVAREZ INSURANCE SERVICES TED ANDERSON INSURANCE SERVICES TOTAL FINANCIAL TRIAD FINANCIAL INS. MARKETING INC. TWH ANNUITIES & INSURANCE AGENCY INC. WALLISER ASSOC. INSURANCE AGENCYINC. ZENITH MARKETING GROUP –––––––––– Variable Life BAY RIVER INSURANCE BELAIR INSURANCE SERVICES BEST HEALTHCARE RATES.COM BGA INSURANCE BILL PROCTOR & ASSOCIATES INS. INC. BRYSON FINANCIAL GROUP COASTAL FINANCIAL PARTNERS GROUP CPS INSURANCE SERVICES CPS SACRAMENTO FINANCIAL PROFESSIONALS GROUP BENEFITS INC. HARTFIELD FINANCIAL HIGHLAND CAPITAL BROKERAGE INNOVATIVE SOLUTIONS INS. SVCS. LLC. INSURANCE RESOURCES GROUP JLS F.I.R.M. INC. JOHN HANCOCK FINANCIAL NETWORK JONES ASSOCIATES FINANCIAL& INSURANCE SERVICES INC. LARRY MEIDEROS LEISURE WERDEN & TERRY AGENCY LIFEPRO FINANCIAL SERVICES LISI MacKELLAR & ASSOCIATES MADISON BROKERAGE CORP. NFP PETER TRUMMER INSURANCE THE PRODUCERS GROUP TAX & FINANCIAL GROUP TRIAD FINANCIAL INS. MARKETING INC. –––––––––– Whole Life ACCENT INSURANCE BROKERAGE ACE BENEFITS GROUP RETIREMENT & INS. THE ANNUITY STORE ASSETS UNLIMITED INC. BACKNINE INSURANCE SERVICES BARRY J. FISHER INSURANCE MARKETING INC. BERBOWER INSURANCE AGENCY BEST HEALTHCARE RATES.COM BGA INSURANCE BROKERS MARKETING SERVICES INC. BRYSON FINANCIAL GROUP CALIFORNIA GUARDIAN CASSANI & ASSOCIATES INS. SVCS., INC.v CAVALIER ASSOCIATES CENCO INSURANCE MARKETING CORP. CLAREMONT INSURANCE SERVICES CLOCK INSURANCE AND FINANCIAL SVCS. CMG INSURANCE SERVICES CPS INSURANCE SERVICES CPS /INTEGRATED MARKETING & INS. SVCS. CPS-RON VIOLA INSURANCE SERVICES CPS SACRAMENTO DUNHILL MARKETING AND INS. SERVICES EDWARDS/GLICK INSURANCE MARKETING E PRO INSURANCE AGENCY EQUOTE FINANCIAL PROFESSIONALS FIRST RESOURCE INSURANCE FLEMINGS INSURANCE SERVICES FLYNN ASSOC. INSURANCE MARKETING INC. FSD FINANCIAL SERVICES GROUP BENEFITS INC. HARTFIELD FINANCIAL HIGHLAND CAPITAL BROKERAGE INSURANCE RESOURCES GROUP JENKINS INSURANCE GROUP JOHN HANCOCK FINANCIAL NETWORK J.K. INSURANCE MARKETING INC. JLS F.I.R.M. INC. JONES ASSOCIATES FIN. & INS. SVCS. INC. LeCLAIR CORP. LEGACY INSURANCE SERVICES THE LEISHER GROUP LIFEPRO FINANCIAL SERVICES LON E. LIGHT & ASSOCIATES MacKELLAR & ASSOCIATES MADISON BROKERAGE CORP. NATIONAL INSURANCE MARKETING CORP. NEW GENERATION INS. MARKETING NFP OC LIFE INSURANCE AGENCY INC. PERRY FINANCIAL NETWORK INC. PETER TRUMMER INSURANCE THE PRODUCERS GROUP R.H. INSURANCE SERVICES SENIOR MARKET SALES SOUTH WESTERN FINANCIAL TAX & FINANCIAL GROUP TEAM ALVAREZ INSURANCE SERVICES TOTAL FINANCIAL TRIAD FINANCIAL INS. MARKETING INC. TRIPLE CHOICE DENTAL PLAN TWH ANNUITIES & INSURANCE AGENCY INC. WALLISER ASSOC. INSURANCE AGENCY, INC. ZENITH MARKETING GROUP Long Term Care ACE BENEFITS GROUP RETIREMENT & INS. ACCENT INSURANCE BROKERAGE AMERICAN ADVANCED BENEFITS AMERICAN CAPITAL SECURITY CORP ASSETS UNLIMITED INC. BACKNINE INSURANCE SERVICES BARRY J. FISHER INSURANCE MARKETING INC. BAY RIVER INSURANCE BELAIR INSURANCE GROUP BERBOWER INSURANCE AGENCY BGA INSURANCE BILL PROCTOR & ASSOCIATES INS. INC. BROKERS MARKETING SERVICES INC. BRYSON FINANCIAL GROUP BSI INSURANCE SERVICES INC. CALIFORNIA LTC INSURANCE SERVICES LLC.v CAPITAS LTC CARMICHAEL ASSOCIATES CASSANI & ASSOCIATES INS. SVCS., INC. CENCO INSURANCE MARKETING CORP. CLOCK INSURANCE AND FINANCIAL SERVICES CORY STEPANEK. CLTC CPS INSURANCE SERVICES CPS INSURANCE SERVICES CPS/INTEGRATED MARKETING & INS. SVCS. CPS SACRAMENTO DAVID W. WHITE & ASSOCIATES DEALEY RENTON & ASSOCIATES DI & LTC INSURANCE SERVICESv DI BROKER DUNHILL MARKETING & INS. SVCS. INC. EDWARDS/GLICK INSURANCE MARKETING E PRO INSURANCE AGENCY EMERSON REID EQUOTE FINANCIAL GRADE SENIOR CONSULTANTS FINANCIAL PROFESSIONALS FIRST RESOURCE INSURANCE FLEMINGS INSURANCE SERVICES FLYNN ASSOCIATES INS. MARKETING INC. FOULDS & FELDMANN HEALTH INS. AGENCY GENERAL AGENCY INS. DEV. SVCS. (GAIDS) GROUP BENEFITS INC. HIGHLAND CAPITAL BROKERAGE INNOVATIVE SOLUTIONS INS. SVCS. LLC. INSURANCE RESOURCES GROUP JENKINS INSURANCE GROUP J.K. INSURANCE MARKETING INC. JLS F.I.R.M. INC. JOHN HANCOCK FINANCIAL JONES ASSOCIATES FIN. & INS. SVCS. INC. KOUZMANOFF FIN./INS.SOURCES INC. LANDMARK SENIOR RESOURCESv LARRY MEDEIORS LECLAIR CORP. LEISURE WERDEN & TERRY AGENCY LGR INSURANCE GROUP LIFEPRO FINANCIAL SERVICES MADISON BROKERAGE CORP. M&O MARKETING MYERS-STEVENS-MELLO & CO., INS., SVCS. NEW GENERATION INS. MARKETING NORTHSTAR NETWORK INS. AGENCY, INC. PARADIGM INSURANCE MARKETING PERRY FINANCIAL NETWORK INC. PETER TRUMMER INSURANCE THE PRODUCERS GROUP R.H. INSURANCE SERVICES SAVE GAINS TAX SENIOR MARKET SALES STAN ISRAEL INSURANCE SERVICES INC. STREAMLINE BENEFITS TAX & FINANCIAL GROUP TEAM ALVAREZ INSURANCE SERVICES TED ANDERSON INSURANCE SERVICES TRIAD FINANCIAL INS. MARKETING INC. TWH ANNNITIES & INSURANCE AGENCY INC. WALLISER ASSOCIATES INS.AGENCY, INC. W.J. BARRETT INSURANCE AGENCY INC. WORD & BROWN ZENITH MARKETING GROUP Workers’ Comp BELAIR INSURANCE SERVICES BILL PROCTOR & ASSOCIATES INS. INC. DICKERSON EMPLOYEE BENEFITS INS. SVCS. FLEMINGS INSURANCE SERVICES GROUP BENEFITS INC. ITG WORLDWIDE INSURANCE AGENCY JLS F.I.R.M. INC. LISI PETER LYMAN INSURANCE R.H. INSURANCE SERVICESv TRIAD FINANCIAL INS. MARKETING INC. WARNER PACIFIC INSURANCE SERVICES Worksite Marketing AIS ACE BENEFITS GROUP RETIREMENT & INS. BELAIR INSURANCE SERVICES BENEFITMALL BEN-E-LECT BILL PROCTOR & ASSOCIATES INS. INC. CHIMIENTI & ASSOCIATES INSURANCE SVCS. CLOCK INSURANCE AND FINANCIAL SVCS. CMG INSURANCE SERVICES COASTAL FINANCIAL PARTNERS GROUP DI & LTC INSURANCE SERVICES DICKERSON EMPLOYEE BENEFITS INS. SVCS. DI & LTC FLEMINGS INSURANCE SERVICES GROUP BENEFITS INC. LISI PETER LYMAN INSURANCE PRAM INSURANCE SERVICES INC. STREAMLINE BENEFITS SYMETRA LIFE INSURANCE COMPANY TAX & FINANCIAL GROUP TRIAD FINANCIAL INS. MARKETING INC ... Continue Reading →
DHeads-EmployeeBenefits

Employee Benefits 2014

  Acupuncture COBRA Dental Employee Choice Health Carriers Hearing Plans Prepaid Legal Prescription Psychological Vision Plans Weight Loss Wellness   Acupuncture Choice Builder® Kevin M. Timone, Chief Sales Officer 721 South Parker, Suite 200 Orange, CA 92868 Phone: (866) 412-9254 Fax (866) 412-9261 Email: ktimone@choiceadmin.com Website: www.choicebuilder.com Products/Svcs.: TPUnited A, Employee Choice Ancillary Benefits, Dental, Vision, Chiropractic, Acupuncture, Group Life, Section 125, HR Support, Cal Perks Discounts Min. Case Size: 2-99 –––––––––– Landmark Healthplan of California Contact: Michelle Kulton 1610 Arden Way., Ste. 280 Sacramento, CA 95815 (916) 569-3312 Fax: (916) 646-1263 (800) 298-4875 ext. 3312 Email: mkulton@LHP-CA.com Website: www.LHP-CA.com Plan Type: PPO, EPO, HMO, Self-Funded Products/Svcs.: Acupuncture, Chiropractic Min. Case Size: 2 Serving: Nationwide Chiropractic –––––––––– AmeriPlan USA Contact: SaleS Department 5700 Democracy Dr. Plano, TX 75024 (469) 229-4500 Fax: (469) 229-4115 email: sales@ameriplanusa.com email: MGRSales@ameriplanusa.com Website: www.ameriplanusa.com Products/Services: Discount Chiropractic Benefit, Dental (Group, Ind.); Prescription Drug Card, Vision Serving: Nationwide ———————- ChiroMetrics Michael Richard P.O. Box 25220 Fresno, CA 93729-5220 (559) 447-3375 (877) 519-8839 Fax: (888) 439-4819 Email: michael.richard@chirometricsinc.com Email: jeremy.oswald@chirometricsinc. Website: www.chirometricsinc.com Plan Type: PPO, Self-Funded Serving: Nationwide ––––––––– Choice Builder® Kevin M. Timone, Chief Sales Officer 721 South Parker, Suite 200 Orange, CA 92868 Phone: (866) 412-9254 Fax (866) 412-9261 Email: ktimone@choiceadmin.com Website: www.choicebuilder.com Products/Services: TPA, Employee Choice Ancillary Benefits, Dental, Vision, Chiropractic, Acupuncture, Group Life, Section 125, HR Support, Cal Perks Discounts Min. Case Size: 2-99 –––––––––– Landmark Healthplan of California Contact: Michelle Kulton 1610 Arden Way., Ste. 280 Sacramento, CA 95815 (916) 569-3312 (800) 298-4875 ext 3312 Fax: (916) 646-1263 Email: mkulton@LHP-CA.com Website: www.LHP-CA.com Plan Type: PPO, EPO, HMO, Self-Funded Products/Services: Acupuncture, Chiropractic Min. Case Size: 2 Serving: CA COBRA Advantek Benefit Administrators Contact: Erin Ellis P.O. Box 45007, Fresno, CA 93718 (866) 556-7655 Fax: (559) 228-5460 email: eellis@santehealth.net Website: www.advantekbenefit.com Products/Services: TPA for medical, dental & vision, COBRA/HIPAA, Utilization Management & Disease Management Serving: Nationwide –––––––––– AFLAC, Torrance Contact: Cameron Bell 2390 Crenshaw Blvd., Ste. 307 Torrance, CA 90501 (626) 379-4265 Fax: (909) 266-9622 email: cameron_bell@us.aflac.com Website: www.aflac.com Website: www.aflacforbrokers.com Products: Group (Accident, CI, COBRA, STD, Dental, Hospital, Life), Group Worksite Products with Guarantee Issue. Specializing in Credit Unions Services: Implementation, Employee Communication, One-On-One Enrollments, Cafeteria Plan, Enrollments, Online Enrollments Min. Case Size: 100+ Ind., 100+ Group Serving: CA ––––––––– AFLAC, Los Angeles Contact: Adam Michaels 12121 Wilshire Blvd., Suite 1000 Los Angeles CA 90025 (310) 744-6101 Fax: (310) 744-6199 email: adam_michaels@us.aflac.com Website: www.aflac.com Minimum Group Size: 3 Products/Services: Group & Individual Lines (Accident, CI, Cancer, Hosp., Disability, Life, Dental, Vision) Guarantee Issue, Sec. 125, FSA, Parking & Transit, COBRA, Core Enrollment, Benefit Statements, Per Diem Available Serving: Nationwide ––––––––– Ben-E-Lect Contact: Marketing Department 5429 Avenida de Los Robles, Ste. A Visalia, CA 93291 (559) 733-1240 Fax: (559) 635-6527 Website: www.benelect.com Products: Cafeteria Plans, Debit Card; Dental (group); EOB Concierge; Health (con-sumer-driven, group, HRA, HSA MERP, integrated plans, self-funded ad-ministration); HR; Life (group); Payroll; Vision; Web Portal; Serving: AZ, CA, CO, KS, NV, WA –––––––––– Benesyst, Inc. Contact: Michelle Thompson 14271 Jeffrey Road, Ste.180 Irvine, CA 92620 (949) 433-7951 or (608) 268-8887 email: michelle.thompson@tasconline.com Website: www.benesyst.net www.tasconline.com Products/Services: Spending Acct. Serv-ices (FSA, HRA, HSA, Commuter), COBRA, Retiree Billing, Online Enrollment and Eligibility Management, Tuition Reimbursement Administration, Wellness, Rewards Administration Serving: Nationwide –––––––––– Benaissance/COBRAPoint Contact: John B. Jenkins 11808 Grant St., Ste. 200 68164 Omaha, NE 68106 (402) 884-7021 (877) 884-7021 Ext. 101 Fax: (402) 991-5374 email: john.jenkins@benaissance.com Website: www.benaissance.com Products/Services: Carrier Billing, COBRA, Direct Bill, ARRA, HIPAA, Compliance Administration Software Min.Case Size: 2+ Serving: Nationwide COBRA Plus Contact: James E. Deyo III 3090 Fite Circle, Ste. 101 Sacramento, CA 95827 (916) 363-2172 (888) 90-COBRA (888) 902-6272 email: jdeyo@cobra-plus.com Website: www.cobra-plus.com Products/Services: COBRA/HIPPA Compliance Min. Case Size: 20 Serving: Nationwide –––––––––– CONEXIS Contact: Marc McGinnis 721 S. Parker, Suite 300 Orange, CA 92868 (877) CONEXIS [266-3947] ext. 4623 email: mmcginnis@CONEXIS.com Website: www.conexis.com Products/Services: Employee Benefit Administration – FSA, HRA, HSA, Commuter Benefits, COBRA, and Direct Bill Services Min. Case Size: 2 to Unlimited Serving: Nationwide –––––––––– Ebix Health Contact: Ed Buck 1300 E. Shaw, Ste. 109 Fresno, CA 93710 (877) 805-2828 ext. 250 Fax: (559) 256-100 email: ed.buck@ebix.com Website: www.ebix.com Products/Services: Quoting Group/IFP, Websites, HR connect; HR Support Center, Payroll, COBRA, POP, FSA, EAP, HR Resources, Voluntary Benefits Serving: CA, CT, DE, DC, GA, MD, NH, NJ, NY, OH, OK, PA, TX, VT, VA, WA –––––––––– Infinisource Inc. Contacts: Vicki Burke 15 East Washington St. P.O. Box 889 Coldwater, MI 49036 (517) 489-4581 Fax: (517) 278-0764 email: vburke@infinisource.com Website: www.infinisource.com Products/Services: Workforce Management Administrator for Human Capital Management, COBRA, FSAs, HRAs,HSAs, POP, Time and Attendance, HIPAA, Privacy & Security, Payroll, HR Services, Portability Solutions Serving: Nationwide –––––––––– JHC Insurance Services Contact: Joe Hernandez P.O. Box 3879 Ventura, CA 93006-3879 (805) 644-9678 (888) 542-4467 Fax: (805) 644-9676 email: admin@jhcbenefits.com Website: www.jhcbenefits.com Products/Services: COBRA Medical, Dental, Employee Choice Plans, Online Resources, Prescription Drug, Sec. 125, TPAs, HRAs, FSAs Plan Type: PPO, Employee Choice, EPO, Indemnity Serving: CA –––––––––– OptumHealth Contact: Steve Grunewald P.O. Box 9472, NV960-1000 Minneapolis, MN 55440-9472 (866) 427-6804 email: steve.grunewald@optum.com Website: www.optumhealthfinancial.com Products/Services: HSA (Banking), FSA, HRA, COBRA, Retiree, Transportation Serving: Nationwide ––––––––– PayPro Administrators Contact: Bobbi Hamilton Kaelin for Payroll, FSA, HRA, COBRA, HIPAA, QTA, HRIMS, HRA, HSA, Sec. 125 Contact: Felix Acajabon for Pension & Pension Plan Administration 6180 Quail Valley Ct. Riverside, CA 92507 (800) 427-4549 Fax: (951) 656-9276 (951) 656-9273 Ext. 226 Bobbi (951) 656-9273 Felix email: bobbih@pagroup.us email: felixa@pagroup.us email: sales@pagroup.us Website: www.pagroup.us Products/Services: Flex, HRA, COBRA/HIPAA, Pension and Payroll, Section 125, HRIS –––––––––– Redwood Health Services Contact: John W. Nacol 3510 Unocal Place, Ste. 108 Santa Rosa, CA 95403 (707) 525-4370 Fax: (707) 525-4270 (800) 548-7677 ext.121 email: jnacol@rhs.org Website: www.rhs.org Plan type: PPO, FSA, POP, HRA Products/Services: Health Plans, plus COBRA Administrations, Third Party Administration Min. Case Size: 2-1000 Serving: Nationwide DENTAL Advantek Benefit Administrators Contact: Erin Ellis P.O. Box 45007, Fresno, CA 93718 (866) 556-7655 Fax: (559) 228-5460 email: eellis@santehealth.net Website: www.advantekbenefit.com Products/Services: TPA for medical, dental & vision, COBRA/HIPAA, Utilization Management & Disease Management Serving: Nationwide –––––––––– Aetna Inc. California Contact: Brian Ternan 6303 Owensmouth Ave., Ste. 900 Woodland Hills, CA 91367 (818) 932-6418 Fax: (860) 907-3948 Website: www.aetna.com Plan Type: DMO, PPO, Indemnity, HMO, OAMC, HRA, HSA, MC Products/Services: Dental Plans, Medical Plans & Life & Disability Min. Case Size: 1 Serving: Contact Aetna for Details –––––––––– AFLAC, Los Angeles Contact: Adam Michaels 1212 Wilshire Blvd., Suite 1000 Los Angeles CA 90025 (310) 744-6101 Fax: (310) 744-6199 email: adam_michaels@us.aflac.com Website: www.aflac.com Minimum Group Size: 3 Products/Services: Group & Individual Lines (Accident, CI, Cancer, Hosp., Disability, Life, Dental, Vision) Guarantee Issue, Sec. 125, FSA, Parking & Transit, COBRA, Core Enrollment, Benefit Statements, Per Diem Available Serving: Nationwide –––––––––– AFLAC, Torrance Contact: Cameron Bell 2390 Crenshaw Blvd., Ste. 307 Torrance, CA 90501 (626) 379-4265 Fax: (909) 266-9622 email: cameron_bell@us.aflac.com Website: www.aflac.com Website: www.aflacforbrokers.com Products: Group (Accident, CI, COBRA, STD, Dental, Hospital, Life), Group Worksite Products with Guarantee Issue, specializing in credit unions Services: Implementation, Employee Communication, One-On-One Enrollments, Cafeteria Plan, Enrollments, Online Enrollments Min. Case Size: 100+ Ind., 100+ Group Serving: CA ––––––––– AIG Benefits Solutions Employee Benefits Solutions Contact: Jorge Aldana 777 S. Figueroa St., 17th Flr. Los Angeles, CA 90017 (213) 689-3929 Fax: (866) 716-6722 email: jorge.aldana@aigbenefits.com Website: www.aigbenefits.com Products/Services: Disability, Life, LTC, STD, Voluntary Benefits and Worksite Products Serving: Southern California Area –––––––––– Aigilis Corporation Contact: Mark Gebhardt P.O. Box 953279 Lake Mary, FL 32795 (407) 324-3921 (866) 205-1936 Fax: (480) 287-8574 email: info@aigilis.com Website: www.aigilis.com Products: ACA medical gap plans, accident, critical illness; dental (ind., group) Serving: Nationwide –––––––––– AmeriPlan USA Contact: Sales Department 5700 Democracy Dr. Plano, TX 75024 (469) 229-4500 Fax: (469) 229-4115 email: sales@ameriplanusa.com email: MGRSales@ameriplanusa.com Website: www.ameriplanusa.com Discount Chiropractic Benefit, Dental (Group, Ind.); Prescription Drug Card, Vision Serving: Nationwide –––––––––– Ameritas Contact: Andy Birkel 151 Kalmus Dr., Ste. J4 Costa Mesa, CA 92626-5959 (714) 641-1800 ext. 235 Cell: (949) 214-5662 Fax: (714) 641-4800 email: abirkel@ameritas.com Website: www.ameritasgroup.com Plan Type: PPO, Indemnity, Individual, Self-Funding Products/Services: Dental, Vision, Hearing Min. Case Size: 3 Serving: Nationwide –––––––––– Anthem Blue Cross Contact: Steve Shearer Regional Vice President, Individual and Small Group Sales 4553 La Tienda Dr. Thousand oaks, CA 91362 (800) 699-9356 email: steve.shearer@wellpoint.com Website: www.anthem.com/ca Plan Type: HOM, PPO, EPO, POS Products/Services: Health Carriers Serving: Nationwide –––––––––– Anthem Blue Cross Small Group (2-50 lives) Contact: Christa McConathy, Director, Small Group Specialty Sales 4553 La Tienda Drive Thousand Oaks, CA 91362 (805) 557-4461 email: christa.mcconathy@wellpoint.com Website: www.anthem.com/ca Plan Type: HMO, PPO, Indemnity Products/Services: Dental, Vision Min. Case Size: 2 Serving: Nationwide –––––––––– Anthem Blue Cross Large Group (51+ lives) Contact: Randy Ebersberger, Director of Specialty Sales 801 South Figueroa St. Los Angeles, CA 90017 (213) 553-5429 Email: Randy.Ebersberger@wellpoint.com Website: www.anthem.com/ca Plan Type: HMO, PPO, Indemnity Products/Services: Dental, Vision Min. Case Size: 51+ Serving: Nationwide –––––––––– BEST Life and Health Insurance Company Contact: Jennifer Bolton, VP of Sales and Marketing 2505 McCabe Way Irvine, CA 92614-6243 Contact: Jennifer Bolton (800) 237-8543 Ext. 169 email: jbolton@bestlife.com Website: www.besthealthplans.com Products: Dental (group, PPO & indemnity); Life (group term, guarantee issue); Vision (PPO & Indemnity) Min. Case Size: 2 Serving: 39 States –––––––––– Blue Shield of California Contact: Producer Services (800) 559-5905 email: producerservices@blueshieldca.com Website: www.blueshieldca.com/producer Plan Type: HMO, PPO, ASO Products/Services: Medical, Dental, Life and Vision plans. Min. Case Size: Coverage for individuals, seniors and groups Serving: state-wide, with PPO BlueCard® nationwide –––––––––– Brighter Contact Person: Jason Szczuka 501 Santa Monica Blvd. Suite 403, Santa Monica, CA 90401 Phone: 888-230-4412 Fax: 310-883-2320 Email: info@brighter.com Website: www.brighter.com/pro Minimum Size Employer Group: 1 Please check all that apply: Plan Type: Dental Savings Plan Offered: Individual Group Statewide –––––––––– California CPA ProtectPlus Contact: Tom Kowalski 1800 Gateway Dr., Ste. 201 San Mateo, CA 94404 (650) 522-3251 email: Tom.Kowalski@calcpa.org Website: www.cpaprotectplus.com Min. Case Size: 2 Plan type: Group, HMO, PPO, HSAs Plans Offered: Group Products/Services: Dental, Vision Serving: All Counties –––––––––– California Dental Network Inc. Contact: Joe Vahey 23291 Mill Creek Dr. #100 Laguna Hills, CA 92653 (949) 830-1600 Fax: (949) 830-1655 (877) 4-DENTAL email: joevahey@caldental.net Website: www.caldental.net Plan Type: HMO, PPO, Indemnity Products/Services: Dental Plans Min. Case Size: 2 (plus individual) Serving: Alameda, Amador, Calaveras, Contra Costa, El Dorado, Fresno, Kern, Kings, Los Angeles, Madera, Marin, Mariposa, Merced, Monterey, Napa, Orange, Placer, Riverside, Sacramento, San Benito, San Bernardino, San Diego, San Francisco, San Joaquin, San Mateo, Santa Barbara, Santa Clara, Santa Cruz, Solano, Sonoma, Stanislaus, Sutter, Tuolumne, Ventura, Yolo –––––––––– Choice Builder® Kevin M. Timone, , Chief Sales Officer 721 South Parker, Suite 200 Orange, CA 92868 (866) 412-9254 Fax: (866) 412-9261 Email: ktimone@choiceadmin.com Website: www.choicebuilder.com Products/Services: TPA, Employee Choice Ancillary Benefits, Dental, Vision, Chiropractic, Acupuncture, Group Life, Section 125, HR Support, Cal Perks Discounts Min. Case Size: 2-99 –––––––––– C.F. Russell & Associates Contact: Charles F. Russell 900 San Carlos Way Bakersfield, CA 93309 (661) 398-5694 Fax: (661) 398-5694 email: cfrisl8@bak.rr.com Products/Services: Group and Individual Medical, Dental, Vision, Accident, Supplemental, Life, and Disability; Insured and Self-Funded –––––––––– Cigna HealthCare Inc. 1 Front St., Ste. 700 San Francisco, CA 94111 (415) 374-2590 Fax: (415) 374-2601 Website: www.cigna.com Plan Type: HMO, PPO, OAP, Consumer Directed Health Plans Products/Services: HMO/PPO Medical, DHMO/DPPO Dental, Disability, Life, Vision, Behavioral, International Benefits Serving: Alameda, Butte, Contra Costa, El Dorado, Fresno, Kings, Glenn, Marin, Placer, Sacramento, Santa Clara, Santa Cruz, San Francisco, San Joaquin, San Mateo, Sonoma, Solano, Stanislaus, Tulare, Yolo, Merced, Monterey, Yuba, Napa –––––––––– Cigna HealthCare Inc. 3636 Nobel Dr., #150 San Diego, CA 92122 (858) 625-5600 Fax: (858) 625-5699 Website: www.cigna.com Plan Type: HMO, OAP,PPO, Consumer Directed Health Plans Products/Services: HMO/PPO Medical, DHMO/DPPO Dental, Disability, Life, Vision, Behavioral, International Benefits Serving: San Diego County –––––––––– Cigna HealthCare Inc. 26 Executive Park Irvine, CA 92614 (949) 255-1400 Website: www.cigna.com Plan Type: HMO, OAP,PPO, Consumer Directed Health Plans Products/Services: HMO/PPO Medical, DHMO/DPPO Dental, Disability, Life, Vision, Behavioral, International Benefits Serving: Orange, San Bernardino and Riverside Counties –––––––––– Cigna HealthCare Inc. 400 North Brand Blvd., Ste. 400 Glendale, CA 91203 (818) 500-6262 Fax: (818) 546-5386 Website: www.cigna.com Plan Type: HMO, OAP, PPO, Consumer Directed Health Plans Products/Services: HMO/PPO Medical, DHMO/DPPO Dental, Disability, Life, Vision, Behavioral, International Benefits Serving: Los Angeles, Kern, Ventura, Santa Barbara and San Luis Obispo Counties –––––––––– Cypress Dental & Vision Contact: Sales 7510 Shoreline Dr., Ste. A-1 Stockton, CA 95219 (800) 350-3989 Fax: (209) 478-5614 email: sales@cypressadmin.com Website: www.cypressadmin.com Products/Services: Dental and Vision plans, Fully Insured, TPA, Self-Funded Plans (Group & Individual) Min. Case Size: 1 Serving: CA –––––––––– Dedicated Dental Systems, Inc. Contact: Plan Manager 9800 La Cienega Blvd., Ste. 800 Inglewood, CA 90301 (800) 277-1112 Fax: (866) 647-0699 Plan Type: DHMO Product/Services: Dental Plans Min.Case Size: 3 Serving: CA –––––––––– Delta Dental of California N. California Contact: Kevin O’Toole 100 First St. San Francisco, CA 94105 (415) 972-8300 Fax: (415) 972-8466 Email: ncasales@delta.org S. California Contact: Ben Lowry 17871 Park Plaza Dr., Ste. 200 Cerritos, CA 90703 (562) 403-4040 Fax: (562) 924-3172 Email: scasales@delta.org Website: www.deltadentalins.com Plan Type: PPO, Indemnity, DHMO Products/Services: group, individual and senior dental plans; group vision plans Min. Case size: 5 Serving: CA –––––––––– Denali Dental & Vision Contact: Tom Mayer 325 Cedar St., Ste. 800 St. Paul, MN 55101 (651) 649-3503 (800) 620-5010 Fax: (651) 649-3502 Cell: (612) 708-8448 email: tom@directbenefits.com website: www.denalidental.com Indemnity and PPO Dental and Vision Insur-ance for individuals, seniors and groups Min. Case Size: 1 –––––––––– Dental Alternatives Insurance Services, Inc. Marketing Company for SmileSaver Contact: Marcia Delgado 3720 South Susan St., 2nd Flr. Santa Ana, CA 92704 (800) 445-8119 ext. 228 (714) 429-0200 ext. 228 Cell: (714) 655-0118 Fax: (714) 429-1261 email: mdelgado@gotodais.com Website: www.gotodais.com Plan Type: HMO, PPO, Dual & Triple Option. Services/Plans: Dental & Vision Min. Case Size: 2 Serving: CA ––––––––– Dental Health Services Corporate Office Contact: Josh Nace Maria Escorsia 3833 Atlantic Ave. Long Beach, CA 90807 (562) 595-6000 Fax: (562) 276-1211 email: jnace@dentalhealthservices.com email: mescorsia@dentalhealthservices.com Website: www.dentalhealthservices.com Plan Type: DHMO, Indemnity, PPO, EPO Products/Services: Dental Plans Min. Case Size: 2 Serving: CA, WA, OR –––––––––– DentalInsurance.com Contact: Avery Smith 3030 S. Bundy Dr. Los Angeles, CA 90066 (310) 390-1000 ext. 217 Direct (800) 366-5656 Fax: (310) 390-3158 email: as@kelsey.com Website: www.dentalinsurance.com Plan Type: DHMO, PPO, Indemnity, Discount Products/Services: Dental Insurance Plans Min. Case Size: 1 Serving: Nationwide –––––––––– Direct Benefits, Inc. Contact: Tom Mayer 325 Cedar St., Ste. 800 Saint Paul, MN 55101 (800) 620-5010 (651) 259-6240 Cell: (612) 708-8448 Fax: (651) 649-3502 email: tom@directbenefits.com Website: www.directbenefits.com Products/Services: Dental, Disability, Life and Vision Benefits Serving: Nationwide –––––––––– First Dental Health Contact: Brian Watts 5771 Copley Drive, Ste. 101 San Diego, CA 92111 (858) 444-2608 (800) 334-7244 ext. 2602 Fax: (858) 444-2687 email: bwatts@firstdentalhealth.com Website: www.firstdentalhealth.com Plan Type: Individual and Group Dental Discount Plans, PPO and EPO dental network leasing. Products/Services: Dental Plans Min. Case Size: 1 Serving: Nationwide –––––––––– Guardian Life Insurance Company of America Contact: Joseph Stefano, Director of Sales 4685 MacArthur Court, Ste. 100 Newport Beach, CA 92660 (800) 662-6464 (949) 885-1720 Fax: (949) 885-1747 Email: jstefano@glic.com San Diego Gregg Holdgrafer, District Mgr., San Diego (800) 769-6759 (619) 881-3502 email: gholdgrafer@glic.com Arizona/New Mexico Brady Myers, District Manager, Arizona (602) 567-2572 Email: bmyers1@glic.com Las Vegas Steve Johnson, District Manager, Las Vegas (800) 662-6464 (949) 885-1726 Email: sdjohnson@glic.com Fresno Brady Spencer, District Manager, Fresno, Bakersfield, Santa Barbara (559) 389-5858 Email: bspencer@glic.com Quote Email: surequote@glic.com Website: www.guardianlife.com Plan Type: PPO/DHMO Products/Services: Dental, LTD, Life, STD, Vision, All available in Voluntary, Contrib. & Non-Contrib. Min. Case Size: 2-5000 Serving: Nationwide –––––––––– Health Net of California Contact: Broker Services Dept. P.O. Box 1150 Rancho Cordova, CA 95741-1150 (800) 909-3447 option 1,4 Fax: (877) 977-2947 email: brokers@healthnet.com Website: www.healthnet.com Plan Type: HMO, PPO, POS, Indemnity, out-of-state PPO, and Medicare Products/Services: Health Carriers, Dental, Vision Min. Case Size: 2 Plans Offered: Group, Ind Serving: CA –––––––––– Humana Specialty Benefits Contact: Jeff Ayler 3111 Camino Del Rio N., Ste. 400 San Diego, CA 92108 (619) 846-9394 Fax: (619) 692-9671 email: jayler@humana.com Website: www.humana.com Products/Services: Dental, Vision, Group Term Life, Disability Income, Voluntary Benefits, Critical Illness, Cancer, Accident, HumanaVitality (wellness solution). Min Case Size: 2 –––––––––– IHC Health Solutions Contact: Jared Johnson 5353 Wayzata Blvd., Suite #300 Minneapolis, MN 55416 (866) 415-3530 (866) 746-6610 Fax: (952) 746-6635 email: jared.johnson@ihcgroup.com Plan Type: Indemnity, PPO, EPO Products/Services: Dental and Vision Plans Min. Case Size: Individual and groups of 2 or more Serving: Nationwide –––––––––– Liberty Dental Plan Contact: Marsha Hazlewood P.O. Box 26110 Santa Ana, CA 92799-6110 (888) 703-6999 ext. 203 (949) 223-8927 Fax: (949) 270-0114 email: hazlewood@libertydentalplan.com Website: www.libertydentalplan.com Plan Type: Dental HMO, Dental ASO, Discount/Access Dental, Dental PPO, Vision Min. Case Size: 3 Serving: Alameda, Contra Costa, El Dorado, Fresno, Imperial, Kern, Kings, Los Angeles, Madera, Marin, Orange, Placer, Riverside, Sacramento, San Benito, San Bernardino, San Diego, San Francisco, San Joaquin, San Mateo, Santa Barbara, Santa Clara, Santa Cruz, Solano, Sonoma, Stanislaus, Tulare, Ventura, Yolo –––––––––– Magnum Dental & Vision Contact: Tom Mayer 325 Cedar St., Ste. 800 St. Paul, MN 55101 (651) 649-3503 (800) 620-5010 Cell: (612) 708-8448 email: tom@directbenefits.com Website: www.magnumdental.com Indemnity and PPO Dental and Vision Insurance for Individual and Groups 2-125 –––––––––– Managed Dental Care The Guardian Contact: Candee Bolyog 21820 Burbank Blvd., Ste. 200 Woodland Hills, CA 91367 (818) 596-5825 (800) 273-3330 Fax: (818) 596-5891 email: candee_bolyog@glic.com Plan Type: DHMO, PPO Products/Services: Dental Plans Min.Case Size: 10 Serving: Alameda, Bakersfield, Contra Costa, Fresno, Kern, Los Angeles, Marin, Orange, Placer, Riverside, Sacramento, San Bernardino, San Diego, San Francisco, San Joaquin, San Mateo, Santa Barbara, Santa Clara, Stanislaus, Ventura –––––––––– MWG Dental Plan & Vision Plan Contact: Robin Williams P.O. Box 14067 Jackson, MS 39236 5712 I-55 N. Frontage Rd. Jackson, MS 39211 (601) 956-2028 ext. 116 (800) 800-1397 Fax: (601) 956-1702 email: robin.williams@morganwhite.com Website: www.mwgdental.com Plan Type: Group Indemnity, PPO Products/Services: Dental (group, ind.), Vision Min. Case Size: 2 Serving: Nationwide –––––––––– Newport Dental Plan Contact: Lanchi Hua 8105 Irvine Center Dr., Ste. 1500 Irvine, CA 92618 (714) 668-1300 (800) 49-SMILE Fax: (714) 428-1375 email: lanchi.hua@smilebrands.com Website: www.smilebrands.com Plan Type: DHMO Products/Services: Dental Plans Min. Case Size: 2 Serving: CA –––––––––– Premier Access Dental and Vision Contact: Richard Fulton 8890 Cal Center Dr. Sacramento, CA 95826 (888) 326-3210 Fax: (916) 646-9000 email: richard@premierlife.com Website: www.premierlife.com Plan Type: DHMO, DMO, PPO, Indemnity, Self-Funded, Voluntary Products/Services: Dental Plans & Vision Plans Min. Case Size: 1 (Dental) 10 (Vision) Serving: AZ, CA, CT, CO, KY, TX, NJ, NV, PA, UT, VA –––––––––– PrimeCare Dental Plan Contact: David S. Teran IV 10700 Civic Center Dr., Ste. 100A Rancho Cucamonga, CA 91730 (800) 937-3400 (909) 483-8310 Fax: (909) 483-5351 email: dteran@primecaredental.net Website: www.primecaredental.net Plan Type: DHMO, DPPO Individual, Group Products/Services: Dental Min.Case Size: 1 Serving: Alameda, Butte, Colusa, Contra Costa, El Dorado, Fresno, Glenn, Kern, Kings, Los Angeles, Madera, Mariposa, Merced, Monterey, Napa, Nevada, Orange, Placer, Riverside, Sacramento, San Benito, San Bernardino, San Luis Obispo, San Diego, San Francisco, San Joaquin, San Mateo, Santa Barbara, Santa Clara, Santa Cruz, Shasta, Siskiyou, Solano, Sonoma, Stanislaus, Sutter, Tehama, Tulare, Tuolumne, Ventura, Yolo, Yuba –––––––––– Securian Dental Contact: Shayna Ray P.O. Box 47 Minneapolis, MN 55440-0047 (866) 827-3318 ext. 2096 Fax: (651) 994-5020 email: sray@securiandental.com Website: www.securiandental.com Plan Type: PPO, Indemnity Products/Services: Dental Plans Serving: Nationwide –––––––––– Security Life Contact: Ted Williams 10901 Red Circle Drive Minnetonka, MN 55347 (952) 945-3534 (800) 328-4667 ext. 3534 email: ted.williams@securitylife.com Website: www.securitylife.com Plan Type: PPO, Indemnity Plan Offered: Individual, Group Product/Services: Dental Plans, Vision (group) Serving: Statewide –––––––––– SeeChange Health Insurance Company, Inc. Contact: Alex Munoz 24025 Park Sorrento, Suite 100 Calabasas, CA 91302 (888) 237-6650 email: sales@SeeChangeHealth.com Website: www.SeeChangeHealth.com www.SeeChangeHealth.com/brokers Min Case Size: 1 Plan Type: Group, PPO, Employee Option, HSAs, HRA Plans Offered: Group Value-Based Benefits, Group Life, Dental Serving: Statewide –––––––––– Spirit Dental & Vision Contact: Tom Mayer 325 Cedar St., Ste. 800 St. Paul, MN 55101 (651) 649-3503 (800) 620-5010 Fax: (651) 649-3502 Cell: (612) 708-8448 email: info@spiritdental.com Website: www.spiritdental.com Products/Services: Individual, Senior and Group 2-149 Dental and Vision Insurance –––––––––– TripleChoicePlan Contact: Lawrence V. Kent 1964 Westwood Blvd., Ste. 120 Los Angeles, CA 90025 (310) 470-2343 ext. 0 (800) 489-7577 Fax: (310) 441-5660 email: info@triplechoiceplan.com email: la.quotes@triplechoiceplan.com Website: www.triplechoiceplan.com Products/Services: Dental Plan type: DHMO, PPO, Indemnity, Individual and Group Min. Case Size: 2 Serving: Statewide –––––––––– United Concordia Companies Inc. Contact: Laurie S. Laspina Vice President, Western Division 21700 Oxnard, Ste. 500 Woodland Hills, CA 91367 (818) 936-1371 email: laurie.laspina@ucci.com Website: www.ucci.com Plan Type: DHMO, FFS, PPO, ASO Products/Services: Dental Plans Min. Case Size: 10 Serving: Nationwide –––––––––– UnitedHealthcare Dental Contact: Hether Lee Regional VP of Specialty Benefits 5 Centerpointe Dr., Suite 600 Lake Oswego, OR 97035 (971) 258-7929 Website: www.uhcspecialtybenefits.com Products/Services: Vision, Dental, Life & Disability Serving: Nationwide –––––––––– Vision Plan of America Individual Vision & Dental Employer Paid & Voluntary Group Vision Benefits (2+) (800) 400-4VPA (4872) (Vision Plan of America) Contact: Marketing Department 3255 Wilshire Blvd., Ste. 1610 Los Angeles, CA 90010 (213) 384-2600 ext. 109 (800) 400-4-VPA ext. 109 Fax: (213) 384-0084 email: phillip@visionplanofamerica.com email: peter@visionplanofamerica.com Website: www.visionplanofamerica.com Products/Services: Vision(ind., group), Dental Plans (ind., group) Plan Type: HMO, Voluntary Min. Case Size: 2 Serving: California –––––––––– Western Dental Services Inc. Contact: Sales & Marketing Dept. P.O. Box 14227 Orange, CA 92863 (714) 571-3649 (800) 417-4444 Fax: (714) 571-3628 email: prunnoe@westerndental.com Website: www.westerndental.com Plan Type: HMO, PPO, Indemnity Products/Services: Dental Min. Case Size: 2 Serving: CA Employee Choice CaliforniaChoice® Kevin M. Timone, Chief Sales Officer 721 South Parker, Suite 200 Orange, CA 92868 (800) 542-4218 Fax: (714) 542-4244 Email: ktimone@choiceadmin.com Website: www.calchoice.com Products/Services: TPA, Employee Choice (HMO/PPO/HSAs), Ancillary Benefits, Dental, Vision, Chiropractic, Acupuncture, Group Life, Payroll Services, Cal Perks Discounts, HR Support Min. Case Size: 2-50 CaliforniaChoice 51+ Kevin M. Timone, Chief Sales Officer 721 South Parker, Suite 200 Orange, CA 92868 Phone: (866) 226-7431 Fax: (714) 347-3840 Email: ktimone@choiceadmin.com Website: www.calchoiceplus.com Products/Services: TPA, Employee Choice (HMO/PPO/HSAs), Ancillary Benefits, Dental, Vision, Chiropractic, Acupuncture, Group Life, Cal Perks Discounts, HR Support Min. Case Size: 51-199 –––––––––– Choice Builder® Kevin M. Timone, , Chief Sales Officer 721 South Parker, Suite 200 Orange, CA 92868 Phone: (866) 412-9254 Fax: (866) 412-9261 Email: ktimone@choiceadmin.com Website: www.choicebuilder.com Products/Services: TPA, Employee Choice Ancillary Benefits, Dental, Vision, Chiropractic, Acupuncture, Group Life, Section 125, HR Support, Cal Perks Discounts Min. Case Size: 2-99 –––––––––– Contractor’s Choice® Constance Sullivan, Vice President 721 South Parker, Suite 200 Orange, CA 92868 Phone: (866) 358-9456 Fax: (714) 542-9309 Email: csullivan@contractorschoice.net Website: www.contractorschoice.net Products/Services: TPA, Employee Choice (HMO/PPO), Ancillary Benefits, Dental, Vision, Group Life Min. Case Size: 5 –––––––––– Covered California Small Business Health Options Program (SHOP) Contact: Chris Patton, VP of Shop Sales P.O. Box 7010 Newport Beach, CA 92660 (949) 885-4739 (877) 453-9198 Fax: (949) 809-3264 Email: cpatton@pinnacletpa.com Email: shopquotes@pinnacletpa.com Website: www.coveredca.com/small-business #HMO Plans: Based on CA Region #PPO Plans: Based on CA Region Min. Case Size: 1-50 Co-Pay Options: Multiple Options, Call for Details Serving: Statewide –––––––––– Ebix Health Contact: Ed Buck 1300 E. Shaw, Ste. 109 Fresno, CA 93710 (877) 805-2828 ext. 250 Fax: (559) 256-1009 email: ed.buck@ebix.com Website: www.ebix.com Products/Services: Quoting Group/IFP, Websites, HR connect; HR Support Center, Payroll, COBRA, POP, FSA, EAP, HR Resources, Voluntary Benefits Serving: CA, CT, CO, DE, DC, FL, GA, MD, MO, NH, NJ, NY, OH, OK, PA, TX, VT, VA, WA Health Carriers Aetna Inc. California Contact: Brian Ternan 6303 Owensmouth Ave., Ste. 900 Woodland Hills, CA 91367 (818) 932-6418 Fax: (860) 907-3948 Website: www.aetna.com Plan Type: DMO, PPO, Indemnity, HMO, OAMC, HRA, HSA, MC Products/Services: Dental Plans, Medical Plans, Life & Disability Min. Case Size: 1 Serving: Contact Aetna for Details –––––––––– AFLAC, Torrance Contact: Cameron Bell 2390 Crenshaw Blvd., Ste. 307 Torrance, CA 90501 (626) 379-4265 Fax: (909) 266-9622 email: cameron_bell@us.aflac.com Website: www.aflac.com Website: www.aflacforbrokers.com Products: Group (Accident, CI, COBRA, STD, Dental, Hospital, Life), Group Work-site Products with Guarantee Issue. Services: Implementation, Employee Com–munication, One-On-One Enrollments, Caf-eteria Plan, Enrollments, Online Enrollments Min. Case Size: 100+ Ind., 100+ Group Serving: CA ––––––––– AFLAC, Los Angeles Contact: Adam Michaels 12121 Wilshire Blvd., Suite 1000 Los Angeles CA 90025 (310) 744-6101 Fax: (310) 744-6199 email: adam_michaels@us.aflac.com Website: www.aflac.com Minimum Group Size: 3 Products/Services: Group & Individual Lines (Accident, CI, Cancer, Hosp., Disability, Life, Dental, Vision) Guarantee Issue, Sec. 125, FSA, Parking & Transit, COBRA, Core Enrollment, Benefit Statements, Per Diem Available Serving: Nationwide ––––––––– Anthem Blue Cross Contact: Steve Shearer, Regional Vice President, Individual & Small Group Sales 4553 La Tienda Dr. Thousand Oaks, CA 91362 (800) 699-9356 email: steve.shearer@wellpoint.com Website: www.anthem.com/ca Plan Type: HMO, PPO, EPO, POS Products/Services: Health Carriers Serving: Nationwide –––––––––– Blue Shield of California Contact: Producer Services (800) 559-5905 producerservices@blueshieldca.com Website: www.blueshieldca.com/producer Plan Type: HMO, PPO, ASO Products/Services: Medical, Dental, Life and Vision plans. Min. Case Size: Coverage for individuals, seniors and groups Serving: state-wide, with PPO BlueCard® nationwide –––––––––– CaliforniaChoice® Kevin M. Timone, Chief Sales Officer 721 South Parker, Suite 200 Orange, CA 92868 Phone: (800) 542-4218 Fax: (714) 542-4244 Email: ktimone@choiceadmin.com Website: www.calchoice.com Products/Services: TPA, Employee Choice (HMO/PPO/HSAs), Ancillary Benefits, Dental, Vision, Chiropractic, Acupuncture, Group Life, Payroll Services, Cal Perks Discounts, HR Support Min. Case Size: 2-50 –––––––––– CaliforniaChoice 51+ Kevin M. Timone, Chief Sales Officer 721 South Parker, Suite 200 Orange, CA 92868 Phone: (866) 226-7431 Fax: (714) 347-3840 Email: ktimone@choiceadmin.com Website: www.calchoiceplus.com Products/Services: TPA, Employee Choice (HMO/PPO/HSAs), Ancillary Benefits, Dental, Vision, Chiropractic, Acupuncture, Group Life, Cal Perks Discounts, HR Support Min. Case Size: 51-199 –––––––––– California CPA ProtectPlus Contact: Tom Kowalski 1800 Gateway Dr., Ste. 201 San Mateo, CA 94404 (650) 522-3251 email: Tom.Kowalski@calcpa.org Website: www.cpaprotectplus.com Min. Case Size: 2 Plan type: Group, HMO, PPO, HSAs Plans Offered: Group Products/Services: Medical, Dental, Vision Serving: All Counties –––––––––– C.F. Russell & Associates Contact: Charles F. Russell 900 San Carlos Way Bakersfield, CA 93309 (661) 398-5694 Fax: (661) 398-5694 email: cfrisl8@bak.rr.com Products/Services: Medical, Dental, Health, Life, Vision and Disability –––––––––– Cigna HealthCare Inc. 1 Front St., Ste. 700 San Francisco, CA 94111 (415) 374-2590 Fax: (415) 374-2601 Website: www.cigna.com Plan Type: HMO, PPO, OAP, Consumer Directed Health Plans Products/Services: HMO/PPO Medical, DHMO/DPPO Dental, Disability, Life, Vision, Behavioral, International Benefits Serving: Alameda, Butte, Contra Costa, El Dorado, Fresno, Kings, Glenn, Marin, Placer, Sacramento, Santa Clara, Santa Cruz, San Francisco, San Joaquin, San Mateo, Sonoma, Solano, Stanislaus, Tulare, Yolo, Merced, Monterey, Yuba, Napa ——- Cigna HealthCare Inc. 3636 Nobel Dr., #150 San Diego, CA 92122 (858) 625-5600 Fax: (858) 625-5699 Website: www.cigna.com Plan Type: HMO, OAP,PPO, Consumer Directed Health Plans Products/Services: HMO/PPO Medical, DHMO/DPPO Dental, Disability, Life, Vision, Behavioral, International Benefits Serving: San Diego County –––––––––– Cigna HealthCare Inc. 26 Executive Park Irvine, CA 92614 (949) 251-0282 Website: www.cigna.com Plan Type: HMO, OAP,PPO, Consumer Directed Health Plans Products/Services: HMO/PPO Medical, DHMO/DPPO Dental, Disability, Life, Vision, Behavioral, International Benefits Serving: Orange, San Bernardino and Riverside Counties –––––––––– Cigna HealthCare Inc. 400 North Brand Blvd., Ste. 400 Glendale, CA 91203 (818) 500-6262 Fax: (818) 546-5386 Website: www.cigna.com Plan Type: HMO, OAP, PPO, Consumer Directed Health Plans Products/Services: HMO/PPO Medical, DHMO/DPPO Dental, Disability, Life, Vision, Behavioral, International Benefits Serving: Los Angeles, Kern, Ventura, Santa Barbara and San Luis Obispo Counties –––––––––– Contractor’s Choice® Constance Sullivan, Vice President 721 South Parker, Suite 200 Orange, CA 92868 Phone: (866) 358-9456 Fax: (714) 542-9309 Email: csullivan@contractorschoice.net Website: www.contractorschoice.net Products/Services: TPA, Employee Choice (HMO/PPO), Ancillary Benefits: Dental, Vision, Group Life Min. Case Size: 5 –––––––––– Covered California Small Business Health Options Program (SHOP) Contact: Chris Patton, VP of Shop Sales P.O. Box 7010 Newport Beach, CA 92660 (949) 885-4739 (877) 453-9198 Fax: (949) 809-3264 Email: cpatton@pinnacletpa.com Email: shopquotes@pinnacletpa.com Website: www.coveredca.com/small-business Plan Type: Group, HMO, PPO, Employee Choice Plans Offered: Group Min. Case Size: 1-50 Co-Pay Options: Multiple Options, Call for Details Serving: Statewide –––––––––– Fringe Benefit Group-Framework Health Plan Contact: Carla Goodwin 11910 Anderson Mill Road Austin, TX 78726 (512) 827-5351 (800) 551-3424 Fax: (512) 827-4351 email: cgoodwin@fibi.com email: cgoodwin@framebenefits.com Website: www.frameworkhealthplan.com Min. Case Size; 51 Plan Type: Group Limited Benefits –––––––––– Health Net of California Contact: Broker Services Dept. P.O. Box 1150 Rancho Cordova, CA 95741-1150 (800) 909-3447 option 1,4 Fax: (877) 977-2947 email: brokers@healthnet.com Website: www.healthnet.com Plan Type: HMO, PPO, POS, Indemnity, out-of-state PPO, and Medicare Products/Services: Health Carriers, Dental, Vision Min. Case Size: 2 Plans Offered: Group, Individual Serving: CA –––––––––– Kaiser Permanente of California Contact: Broker Compensation Services 3100 Thornton Ave. Burbank, CA 91504 (800) 440-2323 Fax: (855) 577-2963 Website: www.brokernet.kp.org www.kp.org/choosebetter Products/Services: Health Carriers Min. Case Size: 2 Plan Type: HMO, PPO, POS (including Deductible HMO, HSA and HRA plans) Plans Offered: Group, Individual, Medicare, Occupational Health Kaiser Permanente Serving N. CA: Alameda, Amador*, Contra Costa, El Dorado*, Fresno*, Kings*, Madera*, Marin, Mariposa*, Napa*, Placer*, Sacramento, San Francisco, San Joaquin, San Mateo, Santa Clara*, Solano, Sonoma*, Stanislaus, Sutter*, Tulare*, Yolo*, Yuba* (*indicates partial counties) Kaiser Permanente Serving S. CA: Imperial*, Kern*, Los Angeles*, Orange, Riverside*, San Bernardino*, San Diego*, Ventura* (*indicates partial counties) –––––––––– Redwood Health Services Contact: John Nacol 3510 Unocal Place, Ste. 108 Santa Rosa, CA 95403 (707) 525-4370 (800) 548-7677 Ext. 121 Fax: (707) 525-4270 email: jnacol@rhs.org Website: www.rhs.org Plan Types Offered: PPO, FSA, POP, HRA Products/Services: Health Plans, plus COBRA Administration, Third Party Administration Min. Case Size: 2-1,000 Serving: Nationwide –––––––––– Scan Health Plan Contact: Edith Monge 3800 Kilroy Airport Way, Ste. 100 Long Beach, CA 90806 (562) 989-5106 Fax: (562) 989-5153 email: EMonge@scanhealthplan.com Website: www.scanhealthplan.com Plan Type: HMO, MA-PD Products/Services: Medicare Advantage, Employer Group Retiree Benefits Serving: Los Angeles, Orange, Riverside, San Bernardino, Ventura, Contra Costa, Santa Clara, San Francisco, San Joaquin and San Diego Counties. We also serve Pima and Maricopa County, AZ –––––––––– SeeChange Health Insurance Company, Inc. Contact: Alex Munoz 24025 Park Sorrento, Ste. 100 Calabasas, CA 91302 (888) 237-6650 email: sales@SeeChangeHealth.com Website: www.SeeChangeHealth.com www.SeeChangeHealth.com/brokers Min Case Size: 1 Plan Type: Group, PPO, Employee Option, HSAs, HRA Plans Offered: Group Value-Based Benefits, Group Life Serving: Statewide –––––––––– Sekure Healthcare Jim Arriola, CEO or Jose Aroeste, CFO 601-C E. Palomar St., Ste 452 Chula Vista, CA 91911 (619) 318-1734 Cell: (619) 210-4836 Fax: (619) 482-0855 email: jarriola@MySekure.com Plan Type: Group, PPO, Limited Benefits Plans Offered: Group Min Case Size: 5 Serving: CA –––––––––– Sharp Health Plan Contact: Michael Byrd Chief Business Development Officer 8520 Tech Way, Suite 200 San Diego, CA 92123 (858) 499-8377 (800) 359-2002 Fax: (858) 499-8244 email: Michael.Byrd@sharp.com Website: www.sharphealthplan.com Plan Type: HMO, PPO, POS Products/Services: Individual, Small Group, Large Group, Min. Case Size: 2 Serving: San Diego, S. Riverside Counties –––––––––– Symetra Life Insurance Company Contact: Bill Edrington, Managing Director, Marketing & Business Development, Benefits Division 777 108th Ave. NE, Ste. 1200 Bellevue, WA 98004 (800) 796-3872 (678) 728-1541 Fax: (866) 532-1362 email: GRPLIF@symetra.com Website: www.symetra.com Plan type: Limited Benefit Medical Products/Services; Health Carriers, Group Life, AD&D, Medical Stop Loss, Critical Illness Min. employer group size: Varies by product Serving: Nationwide, state availability varies by product –––––––––– UnitedHealthCare National Accounts 425 Market Street, 14h Floor San Francisco, CA 94105 (888) 842-4571 (800) 357-0978 Fax: (415) 546-3330 Website: www.uhc.com Plan Type: PPO, POS, EPO, CDH, Indemnity Products/Services: Health Carriers Min. Case Size: +3,000 employees Serving: Nationwide –––––––––– UnitedHealthcare Small/Mid/Large Business Contact: Tim Rhatigan 5701 Katella Ave. Cypress, CA 90630 (714) 226-7798 email: tim.rhatigan@uhc.com Website: www.uhc.com Plan Type: PPO, HSA, HRA, ASO, HMO, POS Products/Services: Health Carriers Min. Case Size: 2+employees Serving: CA –––––––––– Western Health Advantage Contact: Elizabeth Hargett 2349 Gateway Oaks Dr., Ste. 100 Sacramento, CA 95833 (916) 563-3198 Fax: (916) 568-1338 email: whasales@westernhealth.com Website: www.westernhealth.com Plan Type: HMO Products/Services: Health Carriers Min. Case Size: 2 Serving: El Dorado, Marin, Napa, Placer, Sacramento, Solano, Sonoma, Yolo Counties Hearing Benefits Ameritas Contact: Andy Birkel 151 Kalmus Dr., Ste. J4 Costa Mesa, CA 92626-5959 (714) 641-1800 ext. 235 Fax: (714) 641-4800 email: abirkel@ameritas.com Website: www.ameritasgroup.com Plan Type: PPO, Indemnity, Individual, Self-Funding Products/Services: Dental, Vision, Hearing Min. Case Size: 3 Serving: Nationwide –––––––––– Beltone Hearing Healthcare Network Contact: Dawn Belter 2601 Patriot Blvd. Glenview, IL 60026 (800) 621-1275 ext. 3771 Fax: (847) 832-3665 email: belterd@beltone.com Website: www.beltone.com Products/Services: Hearing Benefits and Services Serving: Nationwide –––––––––– Epic Hearing HealthCare 3191 W. Temple Ave, Ste 200 Pomona CA 91768 (877) 606-3742 Fax: (909) 718-8457 email: sales@epichearing.com Website: www.epichhearing.com Products/Services: Ancillary Hearing Benefits, ASO and Insured Indemnity Plans for hearing not covered by major medical Serving: Nationwide ––––––––– Vision Service Plan (VSP) N. & Central CA Contact: Kate Lawrence (800) 852-7600, Ext. 4817 Cindy Holmes, Ext. 4801 S. CA Contact: Polly Hudson (800) 852-7600 Ext.4816 Karen Schnabel, Ext. 4757 3333 Quality Dr. Rancho Cordova, CA 95670 Fax: (916) 463-3926 email: cindy.holmes@vsp.com email: kate.lawrence@vsp.com email: pj.hudson@vsp.com email: karen.schnabel@vsp.com Website: www.vsp.com Products/Services: Employer Paid Plan down to 2 and Voluntary Plans down to 10 enrolled Min. Case Size: 2 Serving: Nationwide Prepaid Legal ARAG Contact: Sales Support 400 Locust Street, Ste. 480 Des Moines, IA 50309 (800) 888-4184, ext. 237 Fax: (515) 246-8710 email: info@araggroup.com Website: www.araggroup.com Products/Services: Legal Plans Serving: Nationwide –––––––––– Hyatt Legal Plans A MetLife Company Contact: Marcia L. Bowers 1111 Superior Avenue Cleveland, OH 44114 (800) 423-0300 Fax: (216) 694-4305 email: mbowers@legalplans.com Website: www.legalplans.com Products/Services: Legal Plans Serving: Nationwide –––––––––– Legal Access/LegalEase Contact: Mark Torrison 5850 San Felipe St., Ste. 600 Houston, TX 77057 (800) 562-2929 Ext. 3700 Fax: (713) 785-1189 email: mark_torrison@legalaccessplans.com Website: www.legalaccessplans.com Min Case Size: 1 Products/Services: Legal Plans, Identity Theft Protection, Financial Planning, Financial Counseling, Small Business HR Plan, Elder Law Serving: Nationwide –––––––––– Legal Club of America Contact: Donald A. Rowe, RHU 7771 W. Oakland Park Blvd. #217 Sunrise, FL 33351 (800) 852-6829, ext. 103 Fax (954) 377-0245 email: Drowe@legalclub.com Website: www.legalclub.com Product/Services: Group Legal and ID Theft programs. Together or stand alone. Available for groups of 10 lives and up. Serving: Nationwide –––––––––– Legal Shield Contact: Tony Guide Southwest Regional Manager-Broker Division 31300 Hickory Temecula, CA 92592 Office: (951) 541-9303 Cell: (951) 265-4623 Fax: (951) 541-9701 email: TonyGuide@legalshieldcorp.com Website: www.legalshield.com/brokeragent Products/Services: Legal and Identity Theft Protection Plans Serving: Nationwide –––––––––– Legal Shield Contact: Leland Burton P. O. Box 92586 Long Beach, CA 90809 (310) 712-1931 email: lburton33@legalshieldassociates.com www.legalsheildassociates.com/lburton33 Products/Services: Legal Service Plans, Small Business and Group Benefits Qualified Serving: Nationwide –––––––––– U.S. Legal Services 8133 BayMeadows Way Jacksonville, FL 32256 email: uslegalservicesteam@gmail.com Website: www.uslegalservices.net Products/Services: Comprehensive legal benefit plans Prescription Drug Aigilis Corporation Contact: Mark Gebhardt P.O. Box 953279 Lake Mary, FL 32795 (407) 324-3921 (866) 205-1936 Fax: (480) 287-8574 email: info@aigilis.com Website: www.aigilis.com Products: ACA medical GAP plans, Accident; Critical Illness; Dental (ind., group) Serving: Nationwide –––––––––– AmeriPlan USA Contact: Sales Department 5700 Democracy Dr. Plano, TX 75024 (469) 229-4500 Fax: (469) 229-4115 email: sales@ameriplanusa.com email: MGRSales@ameriplanusa.com Website: www.ameriplanusa.com Product/Services: Discount Chiropractic Benefit, Dental (Group, Ind.); Prescription Drug Card, Vision Serving: Nationwide –––––––––– The California Rx Card Program Free Prescription Drug Card Contact: Edward J. Brown III 721 S. Parker, Ste. 300 Orange, CA 92868 (888) 545-1120 Ext. 314 (949) 636-2025 email: ebrown@californiarxcard.com Web site: www.californiarxcard.com Products/Services: Presciption Assistance Program Discount Card –––––––––– CatamaranRx Contact: Brett Boyd 853 E. Fieldstone Pl. Chandler, AZ 85249 email: brett.boyd@catamaranrx.com Website: www.sxc.com (480) 802-5616 (516) 319-0709 Products/Services: Prescription Drug Min. Case Size: 500 Serving: Nationwide –––––––––– Citizens Rx Contact: Aiden Tuite 1144 Lake St. Oak Park, IL 60301 (888) 545-1120 Ext. 314 email: atuite@citizensrx.com Website: www.citizensrx.com Products/Services: Prescription Drug Plans ––––––––– Health Net of California Contact: Broker Services Dept. P.O. Box 1150 Rancho Cordova, CA 95741-1150 (800) 909-3447 option 1, 4 Fax: (877) 977-2947 email: brokers@healthnet.com Website: www.healthnet.com Plan Type: HMO, PPO, POS, Indemnity, out-of state PPO, and Medicare Products/Services: Prescription Drug Serving: CA –––––––––– Pram Insurance Services Inc. Contact: David P. Wilson, CEO 711 East Imperial Highway, Ste. 100 Brea, CA 92821 (714) 671-3951 ext. 12 Cell (714) 904-7850 Fax: (714) 255-0977 email: dwilson@pram.com Website: www.pram.com Products: Limited Benefit and Indemnity Plans; MGU for Fully Insured Prescription Drug Card Plans for Traditional Employers, Associations; Voluntary Plans; Worksite; Services: National Registered Administrator “TPA”; PBM Pharmacy Auditing for Employer Plans Serving: Nationwide –––––––––– RxReins, Inc. Contact: Crystal Williams P.O. Box 2284 Palm Springs, CA 92263-2284 (888)-RxReins Fax: (760) 262-3178 email: cwilliams@rxreins.com Website: www.rxreins.com Products: Dental (group); Prescription Drug Card, Vision Serving: Nationwide –––––––––– TADCO Capital Insurance Managers Inc. Contact: Todd Davis 3534 Bee Cave Rd., #214, Austin, TX 78746 (512) 306-9688 (800) 233-6145 Fax: (512) 306-9691 email: tdavis@capinsmgr.com Website: www.capitalinsurancemanagers.com Products/Services: Stand Alone Prescription Drug Cards (fully insured, self-funded and discount) Min. Group Size: 5 Serving: Nationwide –––––––––– Tricast Inc. Contact: Rob Bigalke 10400 W. Innovation Dr., Ste. 310 Milwaukee, WI 53226 (414) 302-9733 ext. 208 (888) 321-2021 Fax: (414) 302-9837 email: rob.bigalke@tricast.com Website: www.tricast.com Products/Services: Audit, PBM RFPs, Pre-scription Drug Plans, Sec. 125, Surveillance, Wellness, Fraud, Waste and Abuse Min. Case Size: 25 Serving: Nationwide –––––––––– US Script, Inc. Contact: Elisa McNamara 2425 W. Shaw Ave. Fresno, CA 93711 (559) 244-3790 (800) 413-7721 Fax: (559) 244-3793 email: emcnamara@usscript.com Website: www.usscript.com Products/Services: Pharmacy Benefit Manager, Prescription Drug consulting Min. Case Size: N/A Serving: Nationwide Psychological Plans Avante Behavorial Health Contact: Dennis Bourdo 1111 E. Herndon Ave., Ste. 308 Fresno, CA 93720 (559) 261-9060 (800) 498-9055 Fax: (559) 261-9073 email: dbourdo@avantehealth.com Website: www.avantebehavioral.com Min. Size Employee Group: EAP 5; Behavioral 100 Products/Services: Mental Health, EAP, Chemical Dependency Serving: Fresno, Kern, Kings, Madera, Mariposa, Merced, Monterey, San Benito, San Luis Obispo, Santa Barbara, Shasta, Tulare, Ventura ––––––––– Claremont EAP Contact: Lori Slez 1050 Marina Village Pkwy., Ste. 203 Alameda, CA 94501 (800) 834-3773 Fax: (925) 377-0653 email: lslez@claremonteap.com Website: www.claremonteap.com Products/Services: Employee Assistance Program, Mental Health and Chemical Dependency Benefit Administration. Min. Case Size: 5 Serving: National –––––––––– Community Action EAP (­Non-Profit) Contact: Robert Bruner 1481 Ford St., Ste. 201 Redlands CA. 92373 (800) 777-9376 Fax (909) 307-3246 email: r.bruner@caeap.com Website: www.caeap.com Products/Services: Employee Assistance Programs, DOT and Non-DOT Substance Abuse Professional Evaluations, Work/Life Services, Critical Incident Stress Debriefings, Wellness Programs, Disaster Planning Min. case size: 50 Serving: Nationwide –––––––––– Empathia Contact: Sandy Freed 5234 Chesebro Road, Suite 201 Agoura Hills, CA 91301 (818) 707-0544 email: sfreed@empathia.com Website: www.empathia.com Min. Case Size: EAP 10; Behavioral 10 Product/Services: Psychological, EAP, Wellness, Chemical Dependency Serving: Nationwide –––––––––– ENI (Employee Network Inc.) 1040 Vestal Parkway East Vestal, NY 13850 (800) 364-4748 email: enimarketing@eniweb.com Website: www.eniweb.com Products/Services: Employee Assistance Programs (EAP), Corporate Wellness Programs, Personal Assistant Services, Work/Life Services, Health Advocacy Services, Integrated Benefit Solutions, Talent Management Programs, Employee Training and Development Programs, Supervisory Training and Development Programs, Critical Incident Stress Debriefings, Substance Abuse Prevention and Program Management, Psychiatric Disability Management, Ethics/Whistle Blower Hotline Min. Case Size: 10 Serving: International –––––––––– FEI Behavioral Health, Inc. Contact: Michael Bugenhagen 11700 West Lake Park Dr. Milwaukee, WI 53224 (800) 987-4368 Fax: (414) 359-1973 email: info@feinet.com Website: www.feinet.com Products/Services: Employee Assistance, Work-Life, Wellness, Transition to Retirement, Financial Wellness, Non-violent Crisis Intervention Training (De-escalation) and Crisis Management/Business Continuity: Large-Scale Disaster Planning and Response, Call Centers/Communication capabilities Min. Case Size: 1 Serving: U.S., Canada, Europe, Asia, South America –––––––––– The Holman Group Contact: Elizabeth Holman 9451 Corbin Ave., Ste. 100 Northridge, CA 91324 (818) 704-1444 (800) 321-2843 Fax: (818) 704-9339 email: theholmangroup@holmangroup.com Website: www.holmangroup.com Products/Services: Mental Health & Sub-stance Abuse, EAP, Wellness, HR Consulting Min. Case Size: 3 Serving: Nationwide –––––––––– MHN, INC. Contact: Jude Honne 2370 Kerner Blvd. San Rafael, CA 94901 (415) 460-8052 Fax: (415) 257-1456 email: judith.x.honne@mhn.com Website: www.mhn.com Products: EAP and Behavioral Health for Health Group and Health Integrated; Employee Assistance Programs, Mental Health, Managed Care, Wellness, Training & Skill and Organizational Development Serving: Nationwide –––––––––– UnitedHealthcare Contact: Sales Dept. 5995 Plaza Drive Cypress, CA 90630 (866) 288-4993 Website: www.uhc.com Products/Services: Psychological Plans Plan Type: Behavioral Health Plans/EAP/Disease Management, Chemical Dependency Min. Case Size: 500 Serving: Nationwide Vision Advantek Benefit Administrators Contact: Erin Ellis P.O. Box 45007 Fresno, CA 93718 (866) 556-7655 Fax: (559) 228-5460 email: eellis@santehealth.net Website: www.advantekbenefit.com Products/Services: TPA for Medical, Dental & Vision, COBRA/HIPAA, Utilization Management & Disease Management Serving: Nationwide –––––––––– AFLAC, Torrance Contact: Cameron Bell 2390 Crenshaw Blvd., Ste. 307 Torrance, CA 90501 (626) 379-4265 Fax: (909) 266-9622 email: cameron_bell@us.aflac.com Website: www.aflac.com Website: www.aflacforbrokers.com Products: Group (Accident, CI, COBRA, STD, Dental, Hospital, Life), Group Worksite Products with Guarantee Issue, Specializing in Credit Unions Services: Implementation, Employee Communication, One-On-One Enrollments, Cafeteria Plan, Enrollments, Online Enrollments Min. Case Size: 100+ Ind., 100+ Group Serving: CA ––––––––– AFLAC, Los Angeles Contact: Adam Michaels 12121 Wilshire Blvd., Ste. 1000 Los Angeles CA 90025 (310) 744-6101 Fax: (310) 744-6199 email: adam_michaels@us.aflac.com Website: www.aflac.com Minimum Group Size: 3 Products/Services: Group & Individual Lines (Accident, CI, Cancer, Hosp., Disability, Life, Dental, Vision) Guarantee Issue, Sec. 125, FSA, Parking & Transit, COBRA, Core Enrollment, Benefit Statements, Per Diem Available Serving: Nationwide –––––––––– AIG Benefits Solutions Employee Benefits Solutions Contact: Jorge Aldana 777 S. Figueroa St., 17th Flr. Los Angeles, CA 90017 (213) 689-3929 Fax: (866) 716-6722 email: jorge.aldana@aigbenefits.com Website: www.aigbenefits.com Products/Services: Dental, Vision, Life, Disability and Worksite Products, LTD, STD Serving: Southern California Area –––––––––– AmeriPlan USA Contact: Sales Department 5700 Democracy Dr. Plano, TX 75024 (469) 229-4500 Fax: (469) 229-4115 email: sales@ameriplanusa.com email: MGRSales@ameriplanusa.com Website: www.ameriplanusa.com Discount Chiropractic Benefit, Dental (Group, Ind.); Prescription Drug Card, Vision Serving: Nationwide —————— Ameritas Contact: Andy Birkel 151 Kalmus Dr., Ste. J4 Costa Mesa, CA 92626-5959 (714) 641-1800 ext. 235 Fax: (714) 641-4800 email: abirkel@ameritas.com Website: www.ameritasgroup.com Plan Type: PPO, Indemnity, Individual, Self-Funding Products/Services: Dental, Vision, Hearing Min. Case Size: 3 Serving: Nationwide –––––––––– Anthem Blue Cross Contact: Janice L. Hollander 4553 La Tienda Drive Thousand Oaks, CA 91362 Direct: (760)468-1498 email: janice.hollander@wellpoint.com Website: www.anthem.com/ca Plan Type: Dental DHMO/PPO; Vision Products/Services: Dental, Vision, Life, Disability Min. Case Size: 2 Serving: Nationwide –––––––––– Anthem Blue Cross Small Group (2-50 lives) Contact: Christa McConathy, Director, Small Group Specialty Sales 4553 La Tienda Drive Thousand Oaks, CA 91362 (805) 557-4461 email: christa.mcconathy@wellpoint.com Website: www.anthem.com/ca Plan Type: HMO, PPO, Indemnity Products/Services: Dental, Vision Min. Case Size: 2 Serving: Nationwide –––––––––– Anthem Blue Cross Large Group (51+ lives) Contact: Randy Ebersberger, Director of Specialty Sales 801 South Figueroa St. Los Angeles, CA 90017 (213) 553-5429 Email: Randy.Ebersberger@wellpoint.com Website: www.anthem.com/ca Plan Type: HMO, PPO, Indemnity Products/Services: Dental, Vision Min. Case Size: 51+ Serving: Nationwide –––––––––– BEST Life and Health Insurance Company Contact: Jennifer Bolton, VP of Sales and Marketing 2505 McCabe Way Irvine, CA 92614-6243 (800) 237-8543 ext. 169 (949) 222-2169 email: jbolton@bestlife.com Website: www.besthealthplans.com Products: Dental (group, PPO & indemnity); Life (group term, guarantee issue); Vision (PPO & Indemnity) Min. Case Size: 2 Serving: 39 States –––––––––– Blue Shield of California Contact: Producer Services PO Box 272500 Chico, CA 95927-2500 (800) 559-5905 Fax: (209) 371-5830 email: producerservices@blueshieldca.com Website: www.blueshieldca.com/producer Plan Type: HMO, PPO, ASO Products/Services: Medical, Dental, Life and Vision plans. Min. Case Size: Coverage for individuals, seniors and groups Serving: state-wide, with PPO BlueCard® nationwide –––––––––– California CPA ProtectPlus Contact: Tom Kowalski 1800 Gateway Dr., Ste. 201 San Mateo, CA 94404 (650) 522-3251 email: Tom.Kowalski@calcpa.org Website: www.cpaprotectplus.com Min. Case Size: 2 Plan type: Group, HMO, PPO, HSAs Plans Offered: Group Products/Services: Dental, Vision Serving: All Counties –––––––––– C.F. Russell & Associates Contact: Charles F. Russell 900 San Carlos Way Bakersfield, CA 93309 (661) 398-5694 Fax: (661) 398-5694 email: cfrisl8@bak.rr.com Products/Services: Accident, Insured & Self Funded; Dental; Health (group, ind.); Life; Vision and Disability –––––––––– Choice Builder® Kevin M. Timone, Chief Sales Officer 721 S. Parker, Ste. 200 Orange, CA 92868 (866) 412-9254 Fax: (866) 412-9261 Email: ktimone@choiceadmin.com Website: www.choicebuilder.com Products/Services: TPA, Employee Choice Ancillary Benefits, Dental, Vision, Chiropractic, Acupuncture, Group Life, Section 125, HR Support, Cal Perks Discounts Min. Case Size: 2 to 99 –––––––––– Cigna HealthCare Inc. 1 Front St., Ste. 700 San Francisco, CA 94111 (415) 374-2590 Fax: (415) 374-2601 Website: www.cigna.com Plan Type: HMO, PPO, OAP, Consumer Directed Health Plans Products/Services: HMO/PPO Medical, DHMO/DPPO Dental, Disability, Life, Vision, Behavioral, International Benefits Serving: Alameda, Butte, Contra Costa, El Dorado, Fresno, Kings, Glenn, Marin, Placer, Sacramento, Santa Clara, Santa Cruz, San Francisco, San Joaquin, San Mateo, Sonoma, Solano, Stanislaus, Tulare, Yolo, Merced, Monterey, Yuba, Napa –––––––––– Cigna HealthCare Inc. 3636 Nobel Dr., #150 San Diego, CA 92122 (858) 625-5600 Fax: (858) 625-5699 Website: www.cigna.com Plan Type: HMO, OAP, PPO, Consumer Directed Health Plans Products/Services: HMO/PPO Medical, DHMO/DPPO Dental, Disability, Life, Vision, Behavioral, International Benefits Serving: San Diego County –––––––––– Cigna HealthCare Inc. 26 Executive Park Irvine, CA 92614 (949) 255-1400 Website: www.cigna.com Plan Type: HMO, OAP, PPO, Consumer Directed Health Plans Products/Services: HMO/PPO Medical, DHMO/DPPO Dental, Disability, Life, Vision, Behavioral, International Benefits Serving: Orange, San Bernardino and Riverside Counties –––––––––– Cigna HealthCare Inc. 400 North Brand Blvd., Ste. 400 Glendale, CA 91203 (818) 500-6262 Fax: (818) 546-5386 Website: www.cigna.com Plan Type: HMO, OAP, PPO, Consumer Directed Health Plans Products/Services: HMO/PPO Medical, DHMO/DPPO Dental, Disability, Life, Vision, Behavioral, International Benefits Serving: Los Angeles, Kern, Ventura, Santa Barbara and San Luis Obispo Counties –––––––––– Cypress Dental & Vision Contact: Sales 7510 Shoreline Dr., Ste. A-1 Stockton, CA 95219 (800) 350-3989 Fax: (209) 478-5614 email: sales@cypressadmin.com Website: www.cypressadmin.com Products/Services: Dental and Vision plans, Fully Insured, TPA, Self-Funded Plans (Group & Individual) Min. Case Size: 1 Serving: CA –––––––––– Davis Vision Capital Region Health Park 711 Troy-Schenectady Rd. Latham, NY 12110 (800) 283-9374 Fax: (516) 932-7551 Website: www.davisvision.com Products/Services: Vision Plans Min. Case Size: 50 Serving: Nationwide –––––––––– Delta Dental of California N. California Contact: Kevin O’Toole 100 First St. San Francisco, CA 94105 (415) 972-8300 Fax: (415) 972-8466 Email: ncasales@delta.org S. California Contact: Ben Lowry 17871 Park Plaza Dr., Ste. 200 Cerritos, CA 90703 (562) 403-4040 Fax: (562) 924-3172 Email: scasales@delta.org Website: www.deltadentalins.com Plan Type: PPO, Indemnity, DHMO Products/Services: group, individual and senior dental plans; group vision plans Min. Case size: 5 Serving: CA –––––––––– Dental Alternatives Insurance Services, Inc. Marketing Company for SmileSaver Contact: Marcia Delgado 3720 South Susan St., 2nd Flr. Santa Ana, CA 92704 (800) 445-8119 ext. 228 (714) 429-0200 ext. 228 Cell: (714) 655-0118 Fax: (714) 429-1261 email: mdelgado@gotodais.com Website: www.gotodais.com Plan Type: HMO, PPO, Dual & Triple Option. Services/Plans: Dental & Vision Min. Case Size: 2 Serving: CA –––––––––– Denali Dental & Vision Contact: Tom Mayer 325 Cedar St., Ste. 800 St. Paul, MN 55101 (651) 649-3503 (800) 620-5010 Fax: (651) 649-3502 Fax: (612) 395-5309 Cell: (612) 708-8448 email: tom@denalidental.com website: www.denalidental.com Indemnity and PPO Dental and Vision Insurance for individuals, seniors & groups Min. Case Size: 1 ––––––––––- Direct Benefits, Inc. Contact: Tom Mayer 325 Cedar St., Ste. 800 Saint Paul, MN 55101 (800) 620-5010 (651) 259-6240 Cell: (612) 708-8448 Fax: (651) 649-3502 email: tom@directbenefits.com Website: www.directbenefits.com Products/Services: Dental, Disability, Life and Vision Benefits Serving: Nationwide –––––––––– EyeMed Vision Care 4000 Luxottica Place Mason, OH 45040 Contact: Emile Bayle, National Sales Director (covers all of California) (714) 363-1564 emial: e.bayle@eyemed.com Contact: Ben Doolittle (916) 470-9446 email: bdoolitt@eyemed.com Contact: Carol Mclean (949) 677-1057 email: CMclean@eyemed.com Contact: Jake Indich (310) 913 9375 email: jindich@eyemed.com Website: www.eyemed.com Plan Type: PPO, Indemnity Plan Offered: Group Serving: Nationwide Product/Services: Vision Benefits ___________ Guardian Life Insurance Company of America Contact: Joseph Stefano, Director of Sales 4685 MacArthur Court, Ste. 100 Newport Beach, CA 92660 (800) 662-6464 (949) 885-1720 Fax: (949) 885-1747 Email: jstefano@glic.com San Diego Gregg Holdgrafer, District Mgr., San Diego (800) 769-6759 (619) 881-3502 email: gholdgrafer@glic.com Arizona/New Mexico Brady Myers, District Manager, Arizona (602) 567-2572 Email: bmyers1@glic.com Las Vegas Steve Johnson, District Manager, Las Vegas (800) 662-6464 (949) 885-1726 Email: sdjohnson@glic.com Fresno Brady Spencer, District Manager, Fresno, Bakersfield, Santa Barbara (559) 389-5858 Email: bspencer@glic.com Quote Email: surequote@glic.com Website: www.guardianlife.com Plan Type: PPO/DHMO Products/Services: Dental, LTD, Life, STD, Vision, All available in Voluntary, Contrib. & Non-Contrib. Min. Case Size: 2-5000 Serving: Nationwide –––––––––– Health Net of California Contact: Broker Services Dept. P.O. Box 1150 Rancho Cordova, CA 95741-1150 (800) 909-3447 option 1,4 Fax: (877) 977-2947 email: brokers@healthnet.com Website: www.healthnet.com Plan Type: HMO, PPO, POS, Indemnity, out-of-state PPO, and Medicare Products/Services: Health Carriers, Dental, Vision Min. Case Size: 2 Plans Offered: Group, Ind Serving: CA –––––––––– Humana Specialty Benefits Contact: Jeff Ayler 3111 Camino Del Rio N., Ste. 400 San Diego, CA 92108 (619) 846-9394 Fax: (619) 692-9671 email: jayler@humana.com Website: www.humana.com Products/Services: Dental, Vision, Group Term Life, Disability Income, Voluntary Benefits, Critical Illness, Cancer, Accident, HumanaVitality (wellness solution). Min Case Size: 2 –––––––––– IHC Health Solutions Contact: Jared Johnson 5353 Wayzata Blvd., Suite 300 Minneapolis, MN 55416 (866) 746-6610 (866) 415-3530 Fax: (952) 746-6635 email: jared.johnson@ihcgroup.com Plan Type: Indemnity, PPO, EPO Products/Services: Dental and Vision Plans Min. Case Size: Individual and groups of 2 or more Serving: Nationwide –––––––––– Liberty Dental Plan Contact: Marsha Hazlewood P.O. Box 26110 Santa Ana, CA 92799-6110 (888) 703-6999 ext. 203 (949) 223-8927 Fax: (949) 270-0114 email: hazlewood@libertydentalplan.com Website: www.libertydentalplan.com Plan Type: Dental DHMO, Dental ASO, Discount/Access Dental, Dental PPO, Vision Min. Case Size: 3 Serving: Alameda, Contra Costa, El Dorado, Fresno, Imperial, Kern, Kings, Los Angeles, Madera, Marin, Orange, Placer, Riverside, Sacramento, San Benito, San Bernardino, San Diego, San Francisco, San Joaquin, San Mateo, Santa Barbara, Santa Clara, Santa Cruz, Solano, Sonoma, Stanislaus, Tulare, Ventura, Yolo –––––––––– Magnum Dental & Vision Contact: Tom Mayer 325 Cedar Street Ste. 800 St. Paul, MN 55101 (651) 649-3503 (800) 620-5010 Cell: (612) 708-8448 email: tom@directbenefits.com Website: www.magnumdental.com Plan Type: Indemnity and PPO Product/Services: Dental and Vision Insurance for Individual and Groups 2-125 –––––––––– MESVision Contact: Mike Schell 345 Baker St. Costa Mesa, CA 92626 (800) 877-6372 Fax: (714) 619-4670 email: mschell@mesvision.com Website: www.mesvision.com Products/Services: Group Vision Plans (Fully Insured and Self-Funded) Min. Case Size: 5 Serving: Nationwide ––––––––– MWG Dental & Vision Plans Contact: Robin Williams P.O. Box 14067 Jackson, MS 39236 5712 I-55 N. Frontage Rd. Jackson, MS 39211 (601) 956-2028 ext. 116 (800) 800-1397 Fax: (601) 956-1702 email: robin.williams@morganwhite.com Website: www.mwgdental.com Website: www.mwgvision.com Website: www.mwggapplans.com Plan Type: Group Indemnity, PPO Products/Services: Dental (group, ind.), Vision Min. Case Size: 2 Serving: Nationwide –––––––––– Outlook Vision Services Contact: Ron Johnson 1550 E. McKellips Rd., #112 Mesa, AZ 85203 (480) 461-9001 Ext. 2487 (800) 342-7188 Fax: (480) 461-9021 email: rjohnson@outlookvision.com Website: www.outlookvision.com Products/Services: Vision Plans Min. Case Size: None Serving: Nationwide –––––––––– Security Life Contact: Ted Williams 10901 Red Circle Drive Minnetonka, MN 55347 (952) 945-3534 (800) 328-4667 ext. 3534 email: ted.williams@SecurityLife.com Website: www.SecurityLife.com Plan Type: PPO, Indemnity Plan Offered: Individual, Group Product/Services: Dental Plans, Vision (group) Serving: Statewide –––––––––– Spirit Dental & Vision Contact: Tom Mayer 325 Cedar St., Ste. 800 St. Paul, MN 55101 (651) 649-3503 (800) 620-5010 Fax: (651) 649-3502 Cell: (612) 708-8448 email: info@spiritdental.com Website: www.spiritdental.com Individual, Senior and Group 2-149 Dental and Vision Insurance –––––––––– Superior Vision Services Inc. Contact: Michelle Childers 11101 White Rock Rd., Ste. 150 Rancho Cordova, CA 95670 (800) 507-3800 (916) 893-9599 Fax: (916) 580-3323 Website: www.superiorvision.com Products: Vision –––––––––– UnitedHealthcare Vision Contact: Hether Lee Regional VP of Specialty Benefits 5 Centerpointe Dr., Suite 600 Lake Oswego, OR 97035 (971) 258-7929 Website: www.uhcspecialtybenefits.com Products/Services: Vision, Dental, Life & Disability Benefits Serving: Nationwide –––––––––– Vision Plan of America Employer Paid & Voluntary Vision Benefits (800) 400-4VPA (Vision Plan of America) Contact: Marketing Department 3255 Wilshire Blvd., Ste. 1610 Los Angeles, CA 90010 (213) 384-2600 ext. 109 (800) 400-4-VPA ext. 109 Fax: (213) 384-0084 email: phillip@visionplanofamerica.com email: peter@visionplanofamerica.com Website: www.visionplanofamerica.com Products/Services: Vision (ind., group), Dental Plans (ind., group) Plan Type: HMO, PPO, Voluntary Min. Case Size: 2 Serving: Nationwide –––––––––– Vision Service Plan (VSP) N. & Central CA Contact: Kate Lawrence (800) 852-7600, Ext. 4817 Cindy Holmes, Ext. 4801 S. CA Contact: Polly Hudson (800) 852-7600 Ext.4816 Karen Schnabel, Ext. 4757 3333 Quality Dr. Rancho Cordova, CA 95670 Fax: (916) 463-3926 email: cindy.holmes@vsp.com email: kate.lawrence@vsp.com email: pj.hudson@vsp.com email: karen.schnabel@vsp.com Website: www.vsp.com Products/Services: Employer Paid Plan down to 2 and Voluntary Plans down to 10 enrolled Min. Case Size: 2 Serving: Nationwide Weight Loss MHN, INC. Contact: Jude Honne 2370 Kerner Blvd. San Rafael, CA 94901 (415) 460-8052 Fax: (415) 257-1456 email: judith.x.honne@mhn.com Website: www.mhn.com Products: EAP and Behavioral Health Coverage for Health Group and Health Integrated; Employee Assistance Programs, Mental Health, Managed care, Wellness, Training & Skill & Organizational Development Serving: Nationwide Wellness Benesyst, Inc. Contact: Michelle Thompson 14271 Jeffrey Road, Ste. 180 Irvine, CA 92620 Phone: (949) 433-7951 (608) 268-8887 email: michelle.thompson@tasconline.com email: mthompson@bensyst.net Website: www.benesyst.net Products/Services: Spending Account Services (FSA, HRA, HSA, Commuter), COBRA, Retiree Billing, On-line Enrollment, Consolidated Billing, Eligibility Management, Tuition Reimbursement administration, Wellness Rewards administration Serving: Nationwide –––––––––– Empathia Contact: Sandy Freed 5234 Chesebro Road, Suite 201 Agoura Hills, CA 91301 (818) 707-0544 email: sfreed@empathia.com Website: www.empathia.com Min. Case Size: EAP 10; Behavioral 10 Product/Services: Psychological, EAP, Wellness, Chemical Dependency Serving: Nationwide –––––––––– FirstVitals Health and Wellness Contact: Ernie Lee P.O. Box 2500 Danville, CA 94526 (925) 299-8015 (800) 922-8844 Fax: (925) 299-8010 email: ernie.lee@firstvitals.com website: www.firstvitals.com Serving: Nationwide –––––––––– GlobalFit Contact: Scott Pashley 1818 Market St., # 2710 Philadelphia, PA 19103 (215) 320-4210 (800) 294-1500 email: clientinquiry@globalfit.com Website: www.globalfit.com Products/Services: Activity, Prevention and Wellness Programs, Online Challenges, Incentives, Coaching, Gym Discounts Serving: Nationwide –––––––––– Health Check 360 Contact: Jim Wachtel 800 Main St. Dubuque, IA 52001 (563) 289-7360 (866) 511-0360 Email: jim.wachtel@healthcheck360.com Website: www.healthcheck360.com Serving: Nationwide –––––––––– Healthyroads Contact: Rik Lee 10221 Wateridge Circle San Diego, CA 92121 (619) 952-5512 email: riklee@ashn.com Website: www.healthyroads.com Products/Services: Wellness & Prevention – e.g., incentives, coaching, web portal, Challenges & Competitions, on-site biometric screening, etc. Min. Case Size: 500 Serving: Nationwide –––––––––– The Holman Group Contact: Elizabeth Holman 9451 Corbin Ave., Ste. 100 Northridge, CA 91324 (818) 704-1444 (800) 321-2843 Fax: (818) 704-9339 email: theholmangroup@holmangroup.com Website: www.holmangroup.com Products/Services: Mental Health & Sub-stance Abuse, EAP, Wellness, HR Consulting Min. Case Size: 3 Serving: Nationwide –––––––––– Kinema Fitness Contact: Joshua Love 11950 Idaho Ave. Los Angeles, CA 90025 (610) 909-9331 email: joshua@kinemafitness.com website: www.kinemafitness.com Products/Services: Prevention and Wellness consulting, Fitness Assessments, On/Off site Facility Management, Physical Activity, Health Coaching, Online platform, Wellness workshops and Fitness Classes Serving: CA –––––––––– Maxim Health Systems Contact: Brian Beran 1515 W. 190th St. Ste. 155 Gardena, CA 90248 (310) 329-5899 Fax: (877) 615-6512 email: brian.beran@maximwellness.com Website: www.maximwellness.com Products: Biometric Screenings, Immunizations Serving: Nationwide –––––––––– MHN, Inc. Contact: Jude Honne 2370 Kerner Blvd. San Rafael, CA 94901 (415) 460-8052 Fax: (415) 257-1456 email: judith.x.honne@mhn.com Website: www.mhn.com Products: EAP and Behavioral Health Coverage for Health Group and Health Integrated; Employee Assistance Programs, Mental Health, Managed Care, Wellness Programs, Training & Skill Development, Organizational Development Serving: Nationwide –––––––––– MINDBODY Exchange Contact: David McAtee 4051 Broad Street San Luis Obispo, CA 93401 (805) 762-4140 (888) 960-8033 email: david.mcatee@mindbodyexchange.com Website: www.mindbodyexchange.com Products/Services: Prevention and Wellness Benefit, Integrative Healthcare, Largest Network of Complementary and Alternate Medical (CAM) Practitioners, FSA, HSA and HRA Tools for Utilization and Substantiation, HR Dashboard, Incentives and Promotional Material Serving: Nationwide –––––––––– Tricast Inc. Contact: Rob Bigalke 10400 W. Innovation Dr., Ste. 310 Milwaukee, WI 53226 (414) 302-9733 ext. 208 (888) 321-2021 Fax: (414) 302-9837 email: rob.bigalke@tricast.com Website: www.tricast.com Products/Services: Prescription Drug Plans, Wellness, Sec. 125, Audit, Surveillance, PBM RFPs, Fraud, Waste and Abuse Min. Case Size: 25 Serving: Nationwide –––––––––– United Wellness Group, LLC Contact: Justine SanFilippo 1001 West Loop South, Ste. 850 Houston, TX 77027 (877) 899-8996 ext. 87 Fax: (877) 899-8996 email: justine.s@uwellness.com website: www.unitedwellnessgroup.com Products/Services: Wellness Serving: Nationwide       ... Continue Reading →